Halifax...have they given me the right address?

[spatial_octopus]

Hi folks

 

I recently phoned Halifax about my credit card account and wanting a list of all charges from the past 6 years. Luckily knew about the £10 max charge for this (they were quoting not a max of £100), the address i have been given seems a bit odd can anyone let me know if which is the correct address.

 

HBOS PLC

Business risk-VTL

10 Carlton Street

Halifax

HX1 2AL

 

 

????

[maroondevo52]

Hello and Welcome, spatial_octopus.

 

 

There's a contact list here, don't think I've seen your one before, unless it's their newest ?

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/106783-halifax-bank-scotland-contact.html

 

Regards.

 

Scott.

[spatial_octopus]

Thanks for the quick response and welcome.

 

It's all a little scary trying to take on the banks.

 

Another quick question.....I too have recieved a letter about overdraft daily fees from Halifax. As I have recently graduated should I try and get a graduate account from them meaning I wont be charged?

 

Although I never had a student account because I already had an arranged overdraft I hope this wont make any difference!

 

What do you think?

[maroondevo52]

Hi,

 

Sorry, I'm not too clued up on Graduate Accounts, but if you feel this will avoid you getting charges then that's what to do.

 

Don't worry about claiming the charges back, this should not be too much of a problem as the 'test case' has nothing to do with Credit Cards.

 

If you told me a few years ago I could sue my Bank and get a result, I would not have believed you

 

Regards.

 

Scott.

[spatial_octopus]

Hi there just thought i would update.

 

I am waiting to hear from the powers that be if they will allow a transfer to a student account whcih would give me the years grace period as a graduate to pay off the o/d. However it took speaking to lots of people at the bank and a visit on advice from them to Barclays.

 

Apparently even Halifax staff that bank with them are transfering banks to get away from the £1pd charges.

 

it was commented that other banks could follow suit with the daily charges as this is to bring all banks into line with each other (whatever that specifically means) and that the £1pd could be reduced to keep it competitive. If's and could's.....always helpful.

 

should find out my banking fate in the next few days.