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reluctant to give cca !!!!!!!!!!


no_dosh
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Hi everyone,

over the last few months i have been trying to get my cca from various credit card companies. i have sent them cca requests under cca 1974. MINT admitted they could find the original cca. LLOYDS TSB are also having trouble finding cca. BARCLAYCARD have tried sending me the application forms and so have SKYCARD. after waiting the full 40 days , i then sent them all a SUBJECT ACCESS REQUEST. None of them have yet to supply me with the original cca. I can only now assume that none of them actually have the original cca !!!!! otherwise, surely they would have sent it to me , even if it was to shut me up !!!!!!!!!!!

obviously, without a cca it is not enforceable in a court of law. can anyone help me with what i should do next . ultimately my goal is to take the credit card companies to court but i dont know what i should be writing to them or do you think i should get a solicitor on the case ?

any help would be much appreciated

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