experian and capquest search showing

[purplecatlover]

last year i had hassle form capquest over a debt they claimed was mine. following advice i wrote to them asking for proof of the debt and got a letter back saying they believed someone had used my name frauduently and have heard no more form them since.

 

i recently checked my credit reports with experian and equifax. equifax shows that there is a table one search showing up by capquest in april 2008 liked to my previous address, and the reason is stated as unfufilled ddebt. i sent an email to equifax stating that this search was incorrect as capquest had not identified the debt as mine. they replied saying that "other searches" do not show up to anyone other than me and stay for 2years. however i understood that table one searches did show up? (there is also a table two other searches search reason being unclassified by capquest in april 08 for my current address).

 

could someone please be so kind as to explian this to me, do i need to contact caquest and get them to remove it? can lenders see it and assume i have debt that has not been fulfilled?

 

i cannot get my head round it though im sure the answer is something obvious i should know.

 

thanks in advance.

[Mr Worried]

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