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    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later the your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. So if you subtract the time you took to drive from the entrance. look for a parking place and park in it perhaps having to manoeuvre a couple of times to fit within the lines and then unload the children followed by reloading the children getting seat belts on etc before driving to the exit stopping for cars, pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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Nationwide are a nightmare it's official


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Hello all

 

well just to let you know as of today 11th August 2006, Nationwide have closed my account, the beep beep beeps........:-x took them to court for over £500 in charges they paid up £234.36p and said the rest was to go to their charges that they have lost, i applied to the court to look at them closing my account as i was told over the phone that they were closing the account due to me not conducting the account according to the T&C's yeah right, i went OD for pennies and they charged me hundreds in a few months, anyway i did not open another account cos i thought that the court would do something... but they did not:-x i did not even get a reply from my local court, the worse thing about this is i have been waiting for my back dated incapacity benefit which i had to appeal for to be paid to me to clear my mortgage arrears as my mortgage company want my home, and after months of waiting for some money, incapacity told me today they have been trying to put it into my account for a few days and it's getting returned, not only that but my job, who i may add sacked me cos i've got a disability have given my compensation which you guessed it needs to be put into an account in my name.....:| it can't get any worse, i have been trying to get an account today, over the phone and on line as i cannot get to any banks today and i am waiting on NatWest they told me they have to look into it cos i credit history is shot to pieces..... so i have to wait.... saying that i have been waiting months for money from both parties so a few more weeks won't hurt, one good thing is IB said it will send 1 giro credit for me in the psot in the next few weeks just to see me through, as they owe me more than £2000 they said they cannot send out giro's for that amount, i just thought i'd let you all know that nationwide are **** bags, i was going from them in a few weeks anyway... but the only time i needed their services and i can't ...... good luck everyone but please don't do what i did get another account set up cos they WILL CLOSE YOUR'S :-x

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Guest willowb
Hello all

 

well just to let you know as of today 11th August 2006, Nationwide have closed my account, the beep beep beeps........:-x took them to court for over £500 in charges they paid up £234.36p and said the rest was to go to their charges that they have lost

 

Can they do this? If you were claiming £500 in penalty charges then isnt that what you should have received back plus interest? I'm puzzled!!

 

As for them closing your a/c, I hate to say it but the advise to get a parachute account before court action is everywhere on this site. All I can say is, I hope that things get better for you George!

 

Wxx

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yeah i know it's a puzzle to me but they an't gonna change their minds as a nice young lady told me fri, so sod them i say i'll just tell everyone i know don't use them, 3 people i know have closed their accounts already and it's only Monday. I am in the process of writing to my local MP as well and our local paper to see if they can help make their name a bit muddy, so crack on Nationwide i'll have my day i'm sure

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Guest willowb

I'm sure that I read somewhere that people here (admin staff etc)are looking into the lawfulness of banks closing accounts due to court action.....here's hoping there's some validity to an argument against, who knows where that will lead!!

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If you took them to court, and won, then you should get the full amount you claimed.

If the deductions of £234.36 is thier fees, are these fees the actuall cost to them of your breech of contract? If so then then are addmiting that they charge double there actuall costs.

as far as I am aware the banks have never disclosed how much a returned item etc; costs them, even so if say a charge of £30 then £15 is still way over the actuall cost's

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hi all, i have had a cheque for £5.64 from nationwide they said it was intrest i earned...... i also had a letter with it saying that the account was closed on 11th aug and at the bottom it said if we can help you in the future then please contact us.... yeah right ok then i am sure i will NOT........ anway in the process of opening an account with natwest, it should be open within about a week fingers crossed.....xxxx..... so i hope to have an account soon. bye for now and good luck everyone with nationwide they are the pits

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I have just read your thread and I am very puzzled as to why you haven't received the amount claimed. Which stage did you get too? If you took them to court then the bank pays your court charges ontop of the amount claimed and the 8% interest added.

 

I don't understand whats happened?

:p :p :pCARMEN :p :p :p

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