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    • Yup, well so far they have lied to me about responding to a CCA,  are threatening me with a default notice that they don't have, produced a knocked up version of my NOA, sent me 29 pages of spew for an agreement. No wonder they pay 5 p in the pound for that crap.
    • Paragraph 2. I think there should be further down and also you should make the point that the payment to was made unilaterally and without the imposition of any conditions. Paragraph 3 – this is unnecessary because you are not claiming as an entitled third-party. This worries me because it makes me feel that you haven't fully read around because this is a paragraph which you would include where you were suing EVRi as a beneficial third party because you had actually made your contract with Packlink or some other broker. I think you need to revisit and do some more reading. I'm afraid I have a sense that you have simply copied this from somebody else's witness statement without understanding that it wasn't necessary. Please can you post the amended draft. Other than the suggestions above, it looks okay – but let's see it again for a further appraisal. In terms of the evidence, parties bundle, I think it might be an idea to start off with the correspondence with EVRi and then go onto the other evidence. You will have to amend the index page accordingly. You could shorten this bit. Take 19 is pretty well blank and you may as well miss it out also, there seems to be some repetition of emails and the email chain. I think will be worth going through and getting rid of duplicates if you can. 49 pages is a bit long and it would be a good idea to try and reduce the number. I have a feeling that 50 pages as the County Court limit anyway. The judge will be happier with you if the bundle is smaller. Maybe you could reduce the size of some of the images or messages et cetera. You have got several messages which straddle onto a second page so that things like sign off information and standard confidentiality information become orphans. A bit of manipulation and they could be joined to their parents I think. Page 31 as an example. So is page 19. You may only be up to shorten the whole thing by 56 pages – but I think it would be a good idea. 56 pages is, after all, 10%. If you can do more then so much the better
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Springer vs Abbey - Bank Charges


Springer
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Hiya All

 

I have been reading the posts on here. With the help of this site, I sucessfully claimed £2100.00 from Halifax in Nov 2006, and now am going again to dearest Howard.

 

I thought I would do my Abbey account too, not many charges thankfully, but enough to make it worth my while claiming.

 

Would someone help me with how Abbey are responding to these at the moment? Also do they have histories of paying out, closing accounts etc? I am just off to so my schedule!

 

thanks in advance!!

 

Springer xox

Springer :p

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Hi, Springer.

 

The vast majority of claims are being stayed, unless you can claim Hardship, until after the 'test case'. Claim for all charges.

 

Regarding how Abbey are responding to claims, sorry I'm not to sure, you'll have to have a look at other threads in this Forum.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Thanks Scott, I appreciate you replying.

 

I have done my schedule including all charges and it totals £1240.

 

I will be posting this to the PO Box 1109 address in the morning, recorded delivery.

 

Although they are staying, do I still stick to my 14 day timescale before sending out my LBA? Then what about MCOL? Help! ha ha!!

 

I'll have a good read through the other posts tomorrow as not at work in the afternoon!

 

Springer xox

Springer :p

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Hi,

 

Yes, stick to the old method ;)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 3 weeks later...

Hi All

 

I send by Prelim approach for payment, and have had what is, I presume, a pretty standard letter from Abbey, saying acknowledge complaint, blah blah blah, will apply for a stay if I take court action, along with some very helpful leaflets on how to avoid bank charges! :p

 

I am going to go ahead and send my LBA today (slightly over my deadline, should have been last Fri, but had sooo much on!).

 

Am I correct in doing this and if so, should I continue with MCOL after 14 days, even though they are requesting stays?

 

Thanks, I did do this ages ago, sucessfully, against the Halifax, but not done it since all the stays and whatnot came in, and never against Abbey before, so just want to double check everything!!

 

thanks in advance!

 

Springer

xox

Springer :p

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Hi, Springer.

 

Yes, continue as before, I'm just about to start one against the Co- Op ;)

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Springer

 

As Scott says carry on as before, but file your claim using the n1 in your local county court and not by mcol you are limited to 1080 words and your schedule of charges cannot be attached.

 

 

 

Tills

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