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    • Morning, I purchased a car from Big Motoring World on 10th December 2023 for £14899.00. On the 15th December I had a problem with the auto start stop function of the car in which the car would stop in the middle of the road with a stop start error message. I called the big assist and the car was booked in for February. The BMW was with them for a week and it came back with the auto stop start feature all fine and all error codes cleared on the report from big motoring world. within 5 days I had the same issue. Warning light coming on and the car stopping. I called big assist again and the car was again booked in for an other repair in May. Car was taken back in may, they had the car for a week and returned with the report saying no issue with the auto stop start feature and blamed my driving. Within 5 days of having the car back it broke down again. This time undrivable. I had the rac pick my car up and take to Stephen James BMW for a full diagnostic. The diagnostic came back with the car needing a new fuel system as magnetic swarf was found.  I have sent big motoring world a letter stating all the issues and that under the consumer rights act 2015 I have asked for a replacement vehicle. all reports from Stephen James BMW have been sent over to big motoring world. Big motoring world have come back and said they will respond to my complaint within 14 days for the date of my complaint letter. I am not feeling confident on the response from them, what are my next steps?   Thanks in advance. 
    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Sarah V Abbey *** WON ***


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Sarah

 

Without going back all through your thread, sorry I'm a lazy git at heart, did you specify you were estimating a claim and say you would amend it when data was available?

 

Its a bit late to amend the amount, although in truth you should at least offer especially if the value is less than you put on your claim form.

 

If its more then you can ask the defence if they object to the amendment and I'm sure they wont, no honestly there is no benefit in them refusing since this will add to their costs so its in their interest that the claim value is correct.

 

Or you can hold on to the new info and submit a second claim when this ones finished.

 

JMHO

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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my final amount is nearly double the value i put on the claim form.

The brief details of my claim read 'Order under section 7 and 15 (2) of the DPa 1998 (missing data july 2001 - Aug 04) also claim for charges applied to the account between 24th May 2004 - 24th Aug 2006.

 

i now have the missing data mentioned above. as this is mentioned on my claim should be ok to enclude it... do you think? i dont want to have to start a second claim if this can be avoided.

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Hi Sarah13,

 

I think you need to amend your claim to take into account the new amount. As you refer to this in your original claim it should not be a problem. I am not sure of the form you need, so hopefuly someone that does know will reply. Failing that ring the court and explain and I am sure they will put you right. I also think there is a charge of £35 for this. Best wishes.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

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Since its mentioned in your orignal POC i would write to the defendant telling them you now have the dat and ask if you can amend the claim by consent.

 

No 35 to pay then i believe

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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thanks for all the advice glen and bish.

 

glen, i shall write to them as you advise above, however as my hearing date is 15th Dec and i have to send the court bundle by 2nd dec, what schedule of charges should i include? ammended or unammended? shall i send the ammended one with a copy of the letter i send to abbey? its all rather last notice but i have only recently received the missing ststaemnts. thanks again

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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i am finally in negiotation with abbey, about time as my court hearing is 15th dec. My orginal claim was for non complience of Data Protection Act for missing data and known charges. I have just been provided with these missing statements and want to incorporate the extra charges into my claim. so i have contacted them- hence the dialogue we are now in. the woman at abbey has asked me to provide the schedules as she is without the files! good start i thought.

 

my problem is with my schedules- they were the first claim i prepared a schedule for and i think i've done it wrong. i have gone for contractual interest and also added the 8% for the final figure. i am certain its wrong now. i think i can only use one interest rate not both- can you clarify for me. the paperwork is starting to get me down. i have too many claims on the go! any help very greatly received.

Thanks Sarah

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Sarah

 

Don't worry you'll be fine, by asking the question you have shown you have learnt a lot and are on top of things

 

you can claim

 

your charges

interest paid on those charges

and as you rightly suggest contractual or sec 69 interest on the whole lot.

 

HTH

 

Glenn

 

PS good luck

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Share on other sites

thanks glen for your good luck wishes- i feel i am goi ng to need it!!! EMailed Christine with my schedules awaiting her call tomorrow. i'll keep u posted

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Fortune favours the brave not the lucky.

 

Be brave

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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ok just rang the court and they are going to send me N244- they said if abbey give permission to ammend the value and poc then it will cost £35 or if they refuse £65. My deadline to get bundle in is actually tues 5th dec so i have a little bit more time than i thought. will drive the bundle up to court on tuesday if necessary. back to waiting......

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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still not heard from christine even tho promised a call back thurs/ fri so have called again and left message

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Hi Sarah13,

 

I have been dealing with Christine as well and she told me that she was going on holiday from Monday. I am assuming that it is the same Christine from headquarters in London.

Do not assume your claim is incorrect. I was given the same treatment by Christine and found that although the claim had changed due to GOGW, and charges that went back further than 6 years due to the delays applied by abbey. I have revised my schedule of charges and sent it to abbey today. The schedule of charges will change anyway as 8% will be added daily from the point you issue your claim, until it is settled. Hope this helps, just go back over the spreadsheet and look at any points she raised, they may not be what they seem. Remember they have already took this money unlawfuly, are they trying the same trick.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

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YES

court bundle is completed at last. Totals 100 pages. Bored of writing pages numbers etc. Heading to court as soon as i pick up my eldest from school. Here i come!!!:)

 

also received and will be taking N244

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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after school and all the photocopying, arrived at court at 4.10. The office had closed at 4 and the security guard said they couldnt take my bundle. I was livid and rooted to the spot until the man on switchboard called small claims and someone came and took my bundle. He only took one of the copies even tho i have 3- should i send one to the defendant? will be costly in postage? any ideas?

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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SETTLED!

Spoke with christine a few times today and eventually we agreed on an acceptable settlement figure. She has sent me an email confirming the details, which i am to sign and send back. i said that i will not cancel the claim with the court until i have received the money and that i cannot accept a cheque (cos the account is frozen) so she is going to make arrangements for the money to be available for me to withdraw at branch. She will confirm this tomorrow.

 

I am so pleased, altho i wont be cracking the champers until the moneys in my hand. It has been a very very long road but it just goes to prove that if you are prepared to go the whole way you will get a result in the end. Will update as soon as i can. Thanks for everyones help, couldn't have done it without you. x

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I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Sarah

 

Well done and congratualtions.

 

Glenn

 

 

PS sorry i wasnt the first!

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Share on other sites

opened negiotations again as arrangements will not be made for me to collect in branch- only a cheque which i cant take so they want me to ask a friend or something to get it paid into their account and they will write the cheque to them. I find it unbelievable and i told christine too, that a BANK cant send money to a branch for collection - isnt money what they do???

 

Therefore i have changed what i will settle for and have incorporated the inconvienance of having to get someone else to cash the cheque- what a nightmare!

 

If i dont get a favourable reply tomorrow then i shall sort childcare out to attend court on monday. Half of me really wants to go court and i've done all the preparation. Watch this space, will update as soon as i have news.

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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