CCA letter question...

[chase16]

thank you Curlyben,

[chase16]

hello

well i sent the letter M statute barred, its for a debt that is 17 years old credit card.

anyway got a letter from red Debt today saying i have failed to settle this debt, and this debt is not going away and ignoring it could make the your situation worse.

But i sent the letter M recorded delivery to them, and they signed for it,

 

hope some one can help me.

thanks

[Curlyben]

You have clearly stated your position as statute barred, so for now wait for RED next response, and if needed we'll send them something else.

 

Once you have informed them of this debts age it is up to them to PROVE it is collectable, they can request payment, but that's it. NO enforcement action is possible.

[chase16]

thank you again, your help means so much thank you.

[talluha]

hello, i dont know if any one can help me i have been reading through the thread, and was wondering if any one knew if it was worth me sending a CCA letter to C K Edrupt and co, i have been paying them £4 pcm for a provident loan that i had a couple of years ago, and wondered if i should try and wipe the debt by sending them this letter, it went to court and this is what the CCJ is for (£4pcm) and would it work on other companys like BT and 3 mobile and pipex etc?also how old does a debt have to be before it gets wiped if you dont pay it. and finaly, what kind of debts are the bailiffs allowed to come and take ur stuff for, i heard they can only take your stuff if you signed an agreement, but if you didn't they don't have a leg to stand on.