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When you post seeking advice on your particular case/claim etc, It is important to post as much information as possible without the personal details of your case. Do not give names, initials, addresses or post codes, sort codes or account numbers, telephone numbers etc.

 

It is important to assist the site team members that you post all the relevant issues that you may have as this could have an important affect on how the team will advise you:

 

If you are claiming mis-selling of PPI:

 

are there underlying issues such as:

 

Default Notices being issued.

 

Accounts already in dispute.

 

Debt Collection Agency involvement.

 

Credit Reference Agency issues.

 

Harrassment already coming your way.

 

the list is endless but the more info we are supplied with the more easily an assessment can be made and assistance offered.

 

It could help the site team to give a more rapid and pointed response and enable them to advise on the way forward, or point you to the correct forum for futher advice.

 

Thank you:)

  • Haha 1

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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  • 1 month later...

Hi I am new to this site Iam selfemployed, and have a PPI single premium policy with Barclays took out in november 2006 loan 25,000 ppi premium loan 6,122.49 term 85 months at 6.270% Ifelt that if i did not take the insurance i would not get the loan.Iwent in bank before christmas to ask about it they said could take off PPI, but intrest would be 12.9 Iwas disgusted as i am a good customer and have a good credit rating. Ifeel that the PPI does not suit my needs Any advice please? thankyou

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Hi I am new to this site Iam selfemployed, and have a PPI single premium policy with Barclays took out in november 2006 loan 25,000 ppi premium loan 6,122.49 term 85 months at 6.270% Ifelt that if i did not take the insurance i would not get the loan.Iwent in bank before christmas to ask about it they said could take off PPI, but intrest would be 12.9 Iwas disgusted as i am a good customer and have a good credit rating. Ifeel that the PPI does not suit my needs Any advice please? thankyou

 

Hello snibbo.

 

you will need to start your own thread in the main forum section. Just click on this link put in a suitable title and post your questions. This will give you your own thread to allow others to answer your posts without any confusion......

 

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=111

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Hello. Please can you direct me to the place to begin a new thread. This is my first post. I have been reading threads on this website for some time and would like say that it has sustained and informed me through months and months of harassment and intimidation from various debt collecting agencies. This forum has helped me to cope :) but this is still ongoing :-( so I would like to ask for advice.

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Hello sunshineandrain.

 

Just click this link put in a suitable title and away you go.

 

 

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=111

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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  • 2 months later...

hi, I have just read this little bit about having possible problems in claiming PPi if the dbt is old or in default I assume,

 

Plesae could someone else have a look at this too please to advise me on the PPi issue,

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/226659-halifax-loan-help-needed.html

 

Many thanks,

 

Simon

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  • 4 months later...
hi, I have just read this little bit about having possible problems in claiming PPi if the dbt is old or in default I assume,

 

Plesae could someone else have a look at this too please to advise me on the PPi issue,

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/226659-halifax-loan-help-needed.html

 

Many thanks,

 

Simon

 

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