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    • Ok, so just been to see my friend, she still has her head firmly in the sand and had a pile of unopened post, thankfully nothing serious apart from this case!    In answer to your question it says N24 General Directions Order at the bottom of the page, then on page 2 where the line says "As a result of an order made on the 1 May 2024, this claim has been transferred to the county court at ##### (friends local court) " this is N271 Notice of transfer of proceedings.  Within the stack of letters I found 2 from Kearns Solicitors,    02-12-2022 Document pack with covering letter stating under the s78 CCA please see enclosed  1) A copy of the executed Credit Agreement, 2)  A copy of the terms & conditions 3) A copy of the varied terms & conditions applicable at termination / assignment, and  4) A statement regarding the conduct of your account as requested by s78(1)(a) to (c)  (Would you like me to describe the documents attached?)   18-02-2023 Generic letter asking for her to contact them to discuss settlement or they will take to court for further legal action. 
    • well you made the cardinal sin by phoning these scammers at least once so their persistence could go on. however you are new so there you go. you never ever ever phone any of these likes of scammers on these fake schemes that seem plausible.  just like a DCA chasing any old debt .. they are NOT BAILIFFS and have  ZERO legal powers to actually do anything. dx  
    • Okay understood now just based on personal experience how long does this go on for 
    • civil recovery schemes run by the likes of RLP DWF etc etc are a scam. totally IGNORE EVERYTHING. no if's or but's dx  
    • I’m 17 years old and Received 2 letters from dwf with my name spelt wrong and they are asking for for £230.40. I rang dwf civil recovery the first time upon taking advice from citizens advice to explain to delay to deadline as I was in the process of receiving advice which wasn’t much help. When that deadline was done I then called again to delay the deadline as I’m struggling financially and it’s lot of money they are asking for and I tried to dispute the cost to which they said okay we will delay it another 7 days for you to dispute the cost but I asked them how do I dispute this to you or Sainsbury’s and they said “we can’t advise you on this matter” I’ve read a lot of threads saying to ignore them but I was unsure now as I’ve made contact and have tried to dispute the payment and pay it which might mean I have admitted. Would they just persist harder and take me to court eventually or file for a ccj.   I would like to ignore them still but I would like to send a strong email so they know I’m clued up and then ignore them. I also want to pay the reasonable amount and get this matter solved. any advice on the law or similar situations are helpful when I called them I asked for an itemised bill. £101 stolen goods  ( supposedly caught me because they watched me on cctv over the duration of the week) also why did they not stop me in the first day. £20.40 recovered goods £150 security costs     Thank you 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Landlord problem Fully repair lease


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Three years ago my wife and I took on a fully Repairing lease for a shop and its accommodation.

The Landlord assured us at the time that although the Lease was strict on the length of term and notice etc. that if it did not work out, it would be in all our interests to forget the small print and we could give reasonable notice at any time.We took on a lot of his old stock, and bought several sundries, furniture, fittings etc. for the shop, which we agreed to pay in installments, much of this is still 'in stock'.

From the start it didn't work out too well.

We struggled on, falling further behind with rent and other debts.

Eventually we decided when another premises came up for rent to move, this happened at the same time as he began to get heavy with us, threatening to bankrupt us etc.

The move was delayed, because the other place was not ready, so we vacated the living quarters while still having access to the shop. He requested we stick to the lease and repair or replace the house to its former condition.

We had an accident with a cheap Toaster that burned a hole in a worktop, another where the cooker hood was damaged.

When he inspected the place first time around he did not bring anything to our attention, he later got an Agent to inspect it, then I got a long list.

He said he would 'overlook' the worktop damage because it would be expensive for us and not fair, I had repaired it to a standard.

The repairs included the following.....Painting outside wall, painting fence, painting certain internal doors, replacing certain light fittings, painting shop interior and window, repairing shop door, replacing bedroom carpet.

I did all these things grudgingly, arranging with the new tenants to gain access, the shop remains empty.

He has now produced an agreement that holds the non repair of the worktop and other issues over our head, asking that we pay the outstanding debt back over an agreed period and failure to do so would result in his invoking the repair clause plus interest.

 

How can I draw a line under his threats, I think the place is either acceptable or not, if not he should pursue that, otherwise he should forget it.

 

He is an obnoxious little man with a degree in bullying. we are obviously on the backfoot, owing him money, but surely he must divide the two issues ?

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