Mandy27 v HSBC **WON**

[Mandy27]

Thanks Pete.

 

I received Notice of Transfer of Proceedings (N271) on 8th May with the order that an AQ be dispensed with in this case unless the district judge at the court of transfer orders otherwise.

 

I then received Notice of Allocation to the Small Claims Track (Hearing) N157 form with a hearing date of 30th July and the standard directions to present docs 14 days prior to the hearing.

 

I've sent a chaser letter to D&G and will continue to do so every 10 days, I'll also send the letter and draft directions as suggested and see what happens.

 

Thanks again

 

Mandy

[lateralus]

jowalshy was doing this the other night and came up with a nice cover letter which i'm sure she will send you if you want it - just pm her.

[Mandy27]

My court bundle is due opn 16th July. Court date 31st July. I just wondered if it is reasonable to claim the cost of printing/photocopying the court bundle should me claim be successful (getting nervous now).

 

My printer at home is really crap, I have printing and photocopying facilities at work but they are really strict on personal use, I think photocopying 200 pages 3 times is pushing the boundaries a little too far. Despite that I am 7 months pregnant and the thought of standing over a photocopier for 2 days makes my back ache.

 

I was thinking of taking everything to a copy shop but the cost I guess is likely to be between £60 - £100. Is this the sort of thing I can claim as costs if I win, will the judge thing I am being cheaky.

 

P.S I haven't been on for a while, how are claims going generally these days?

 

Thanks in advance

 

Mandy

[Mandy27]

My court bundle is due 16th July, court date 31st.

 

Can I claim costs such as printing/photocopying if my claim is successful?

 

My printer at home is crap, I don't have a photocopier. I have printing and photocopying facilities at work but they are strict on personal use. I think printing/photocopying 200 pages 3 times is pushing the boundaries a little. Plus I'm 7 months pregnant and just the thought of standing over a photocopier for 2 days gives me back ache.

 

I'm thinking about taking everything to a copy shop but I guess the cost is going to be between £60 - £100. Can I claim this as reasonable costs if I win or will the judge think I'm being cheaky?

 

I haven't been on here for a while, how are claims going generally at the moment. I'm getting really nervous and have thought about just jacking it in but the £300 will come in really handy for the baby which is pushing me on. How much will it cost me if I loose, we've got so much to buy for bubs I can't really afford to loose.

 

Thanks

 

Mandy

 

xx

[Mandy27]

Sorry, my computer went all strange, just realised I've posted the same question twice!

[freakyleaky]

You can claim for wasted costs after your claim is settled. I don't think it will cost you £60 but I could be wrong. Claims are generally being settled when dg receive the bundle so this is really the last stage of your claim. Do you not have a relative or friend who may help you out?

[Castlebest]

Hiya Mandy, there is no facility in the fast track county court system for a judge to award costs at time of judgement and as you wont be going to court anyway I Doubt DG Solicitors will add your costs to their offer.

 

You could ask for a wasted costs order when your claim has been settled but the value of any money awarded will be up to your judge, if he awards anything at all.

 

pete

[Mandy27]

Thanks Pete

 

Do you think it would be worth writing to DG again as I am doing so anyway and suggesting that I will be reserving my right to claim wasted costs in relation to preparation of the court bundle should they then settle to see if I could get them to budge?

 

I work for a local authority and would risk losing my job if I used work resources even out of office hours. I don't know anyone with home printing/photocopying resources that I could use so it looks like a copy shop is my only option. I guess DIY in the copy shop would keep the cost down but I don't relish that thought being the size of a house and with swollen ankles.

 

Might just have to swallow this one in order to see the rest of my money.

 

Thanks for the advice though.

[Castlebest]

They obviously dont like wasted costs orders (tough) and will send you a horrified reply but I dont see why you shouldnt give it a try.

 

pete

[freakyleaky]

Mandy, you can get a decent enough printer for the job from argos for £35. If the priter is going to charge you more than that you may aswell buy a printer.

[Mandy27]

Thanks again Pete, will give it a go and let you know what kind of response I get back, if any, so far I've had nothing to all my chaser letters.

 

Thanks Freaky, we've currently got a Cannon which appears to drink ink cartridges at a rate of knots (not cheap to replace either), will get a quote first and then perhaps buy a new printer instead!

[freakyleaky]

Tip of the day just for you:- get replacement ink cartridges for your cannon printer from tesco's. Dead cheap. Just buy the black ink ones and set your printer to greyscale printing.

[darkrage]

i bought a samsung ml-2010 laser printer from ebay for £40.00 22pages a min so all my 260 pages took about 15mins then i took my 1 copy of bundle to a printers and they duplicated it and bound the 3 copies total cost £90.00 i have reciepts for everything including postage doubt on my wasted cost order i would get printer cost back but it will come in handy for the next claim.

 

but freaky is right just buy black ink there are a few plces on the net that sell cheap black ink have a nose round.

[Mandy27]

Thanks Freaky - you are a star!

[Castlebest]

Then you could sell the printer on ebay again and make it even cheaper !!!

 

pete

[darkrage]

now theres and idea

[Mandy27]

Hey guys!

 

Well my court bundle is getting there, I managed to find a very helpful friend with great printing/photocopying resources to help me, so no exorbitant copyshop charges and the prospect of a wasted costs claim! Yay!

 

I have a question about the standard letters banks send out informing you of a charge. I never received any. I was informed of the charges I am claiming for simply by my charges summary at the front of my monthly statements. I am claiming for 3 lots of £100 which were taken from my account over 3 months. As I say, I never received a letter from the bank. Has anyone else come across this?

 

Obviously I have explained this in my Statement of Evidence and I have provided copies of the charges summaries.

 

Also, can anyone provide me with the link to the Austrailian Default Charges report by Nicole Rich, the links I've found so far take me somewhere completely different. This is the last thing I need for my bundle.

 

Thanks

 

Mandy

[freakyleaky]

Mandy can you stick to your main thread for your questions!

[livelylad]

11 threads merged please stick to this 1.

[freakyleaky]

I didn't receive any notification letters either. They just informed me on the statements. Can you not find the australian charges report in the court bundle for dummies thead?

[Mandy27]

Sorry, I'll use this thread from now on. I'm still getting used to this forum thingy!

 

No I clicked on the link and it took me (edit)which is a site about domain names, website hosting, website design and search engine marketing. Am I doing something wrong?

[freakyleaky]

Mmmmmmmm? Let me go have a look! Back in a mo.

[jowalshy]

when I click on the link, it did the same to me.

[freakyleaky]

Hi jo. Where is the link? I can't find it.

[livelylad]

I hav eremoved the link as it goes to a commercial site.