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    • How do I 'link' a letter without posting it publicly. Sorry for stupid question.
    • Rather than dsunaks lies, lets look at the reaL Data and real black holes in the UKs budget - all created by the poop Tories   Public sector finances, UK: April 2024   Main points Borrowing – the difference between public sector spending and income – was (a black hole of) £20.5 billion in JUST April 2024, the fourth highest April borrowing since monthly records began in 1993. Borrowing in April 2024 was £1.5 billion more than in April 2023 and £1.2 billion more than the £19.3 billion forecast by the Office for Budget Responsibility (OBR). Public sector receipts grew by £1.6 billion compared with April 2023, however, this growth was outstripped by a £3.1 billion increase in spending over the same period. Since our March 2024 publication, we have increased our initial estimate of borrowing in the financial year ending March 2024 by £0.8 billion to £121.4 billion, now £7.3 billion more than the £114.1 billion forecast by the OBR. Public sector net debt excluding public sector banks (debt) at the end of April 2024 was provisionally estimated at 97.9% of gross domestic product (GDP); this was 2.5 percentage points more than at the end of April 2023, and remains at levels last seen in the early 1960s. Excluding the Bank of England, debt was 89.9% of GDP, 8.0 percentage points lower than the wider debt measure. Public sector net worth excluding public sector banks was in deficit by £703.4 billion at the end of April 2024, a £93.5 billion larger deficit than at the end of April 2023.     and the Tory legacy of financial mismanagement  to be passed on :   UK government debt 2023 | Statista WWW.STATISTA.COM Government debt in the United Kingdom reached over 2.25 trillion British pounds in 2022/23, compared with 1.83 trillion pounds in...  
    • yep. if they send no paperwork by the time mediation comes to be able to make an informed decision upon mediation..you refuse it. keep reading up here dx  
    • uncle, why you think the last 2 years I did not not do this lol - 90% was keeping my partner sane... but after explaining everything and that we have a plan she is feeling a lot better about it.
    • That's very interesting to hear! I received a notification of a CC verification from Coles in Australia on the 12th May - also a Sunday evening. Not having been to Oz for about 30 years I was somewhat suspicious and so immediately cancelled the card. Guess what, it's the one I use to pay Lyca with........... If you've got any further information I'd be interested in hearing it.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hi all,

first of all I'm a foreigner trying to understand British law system:(

I stole few items from local tk-maxx, police were called, i was given penalty notice for disorder.

later I received a letter from RLP asking me to pay £137, 50 or £ 110 if I manage to do it within21 days.

from what I understand RLP is sort of illegal company and you try to discourage people from paying.

but I did steal, and don't want to mess more with police or courts.

and one more thing - I was banned from any tk maxx shop - is it really forever? and if i try and go to a shop in a different city, do they exchange that sort of information?how long will tk maxx keep me in their files?

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the advice on this board is ussually aimed more at people who didnt mean to steal or did so accidently

 

we try and discourage people from paying as retail loss prevention will ussually overcharge for the fines and realisticly rarely goes to court

 

the reason we ussually mention that it may (the may is important) be illegal is that while there trademark registers them as a debt collection buisness they have not got the liscence to work as debt collection

 

with tk maxx im afraid its upto them if they pass the details on or not im afraid personally i wouldnt shop there anyway but you would need to check with them if its a nationwide ban (unlikely as how would they recognise you) or local (more likely)

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Wern labrat is correct as you admit you stole there's not much you (or we) can do. In fact the retailer is entitled to recover any losses they incurred because of your dishonesty.

 

Also I'm a little puzzled about your remark "understanding British Law" what's to understand stealing is stealing in any language & no matter where you might be in the world leaving a shop without intending to pay is theft

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Wern labrat is correct as you admit you stole there's not much you (or we) can do. In fact the retailer is entitled to recover any losses they incurred because of your dishonesty.

 

Also I'm a little puzzled about your remark "understanding British Law" what's to understand stealing is stealing in any language & no matter where you might be in the world leaving a shop without intending to pay is theft

 

JonCris, I think perhaps the OP was referring to the civil recovery demand for money, despite already being fined £80 by being given a PND by police. It must seem like they are being punished twice for the same crime, and this may not happen in their country of origin.

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