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I recently was successful in claiming back my charges from Capital One. Unfortunately they put a default on my credit report.

 

Is there any way I can go about removing this. I was informed by someone at Experian that once its put there it cannot be taken off :(

Prelim letter sent to Ulster Bank for £1734.00 on 18 September

Received offer of £150 - 30/09/06

LBA sent 02/10/06

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I recently was successful in claiming back my charges from Capital One. Unfortunately they put a default on my credit report.

 

Is there any way I can go about removing this. I was informed by someone at Experian that once its put there it cannot be taken off :(

 

haha thats rubbish.. experian and the other CRA's are all in the pockets of their real customers the banks/credit card companies and DCA's . They'll do whatever the "customer" tells them.

 

If the default was issued as a direct result of money they owed you then you could write and explain this and ask that they remove the default. Threaten the usual reporting to authorities FOS, TS, ICO.

 

If they ignore or knock you back I'd complain to ICO first.

 

S.

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Are there any templates on this site for doin that?

Prelim letter sent to Ulster Bank for £1734.00 on 18 September

Received offer of £150 - 30/09/06

LBA sent 02/10/06

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Has anyone tried to get a default removed from their credit report?? Are there are templates for doing so?

 

Please help

Prelim letter sent to Ulster Bank for £1734.00 on 18 September

Received offer of £150 - 30/09/06

LBA sent 02/10/06

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  • 2 weeks later...

Has anyone had a default removed from the credit report after claiming back all their charges??

 

Please please help

Prelim letter sent to Ulster Bank for £1734.00 on 18 September

Received offer of £150 - 30/09/06

LBA sent 02/10/06

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