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    • Thanks, that's clear Andy! Just to check - what does hearsay mean? Is it that a layer is representing Eruidio instead of them being there themselves?
    • Your points are fine but as I am late to this topic I am not aware of the finer details. Sums in Arrears Notices must be provided if the claimant wishes to enforce an agreement and claim any interest. The relevant section of the CCA1974 is sec 86B  https://www.legislation.gov.uk/ukpga/1974/39/part/VI/crossheading/sums-in-arrears-and-default-sums (2)The creditor or owner— (a)shall, within the period of 14 days beginning with the day on which the conditions mentioned in subsection (1) are satisfied, give the debtor or hirer a notice under this section; and (b)after the giving of that notice, shall give him further notices under this section at intervals of not more than six months. Regards Andy     .  
    • Hi All, PRA Group are chasing an old Barclaycard unpaid from 4 years ago. They are threatening court action - CCJ unless I respond before last Saturday. Which I did not. I'm unsure but reckon the Barclaycard was applied for about 30 years ago. What's the best next step approach ? Best, P.       
    • Can you please also have a look at points 20-27? The sent me a remediation pack with not only statements but sums of arrears they haven't sent for 2 years, so I didn't know I was in arrears. Then they defaulted me after they apologised for their cca breach. I truly didn't understand what that pack was about. I thought it was some kind of a mistake they will make right later as SLC used to do this. Genuinely I thought that but I don't know if that's an OK defence?  
    • Thank you for posting the full sar.  So they definitely did place the PCN on your vehicle only to remove it 10 minutes later apparently because of a possible problem with the driver which seems highly unlikely [the reason for the PCN removal ]. Did the driver even see the warden at all while they were photographing the car . They did take several pictures spread over 12 minutes or so using a flash so the driver would have seen the car being photographed had they been there.   Very strange. You said that you had an onboard camera -are you able to go back and see what happened? Was the warden wearing UKPC clothing? In any event that PCN has not complied with the Protection of Freedoms Act 2012 Schedule 4.  That should be a Notice to Driver and the follow up PCN should not be sent until 28 days AFTER the day the first PCN  was given were it a postal PCN. Instead the knuckleheads have issued the follow up PCN on the 28th day of their dodgy first PCN and so totally blowing all their machinations to get over the fact that  the windscreen ticket wasn't a windscreen ticket. In neither case, even if they had been sent properly, they were non compliant. neither of them showed the period of parking which is specified in the Act. Both just show a time of issue at 20.02 but no end period. Their  "mistake" in not giving 29 days  before issuing their keeper Liability notice, makes the PCN more than just non compliant. It means that the PCN was unlawful and probably deliberate as had UKPC waited until the correct time to send that Notice, it would have delayed it until the Monday. And as they probably knew that had not received the original windscreen PCN perhaps they thought it better to rewrite the Law. Part of that is conjecture but the basic fact is correct-the Notice was unlawful. And for that there should be repercussions. My first thought was the ICO but  as it isn't really a breach of data protection it goes higher than that. Perhaps the Site Team would know. I did look at the Legal Ombudsman but they are for complaints against lawyers.  I cannot imagine a decent lawyer even countenancing such a thing though were are dealing with third rate ones when involved with some parking companies.   For reference PoFA Schedule 4 S8 and S9 [2][f] f)warn the keeper that if, at the end of the period of 28 days beginning with the day after that on which the notice to keeper is given— Their PCN dated 12/04/24 states "as 28 days have now elapsed since the Notice to Keeper was given, Parking Control management [UK] Ltd. [the creditor] are now able ...........to recover the unpaid parking charge from......... the registered keeper. The original PCN was marked by them as being deemed delivered 15/03/2024 so 28 days +1 =13/04/24. Their letter was sent one day early which means they altered or ignored the law . I have never seen that "error" on any other Notice from any of the parking companies. As the Member did not receive the original PCN which was originally a Windscreen ticket but they then changed it to a postal one for some fanciful reason the whole scenario reeks of skullduggery. I am going to ask again from Hamz why their warden might have felt scared about a confrontation with the driver but even if there was a chance the PCN was placed on the windscreen and not removed for around a minute but pictures had already been taken so why remove it? And then why produce a brand new keeper Liability Notice the like of which I have not seen before.  
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Need help, bailiff came round yesterday out of the blue!


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Good question.

 

I'd say from the point of view of contract law that you have no contract with the bailiff - I can go into reasons for that if you like. So his fees are nothing to do with you.

 

The bailiff does likely have a contract with the council. He is free to ask them for any fees he thinks are due. Again - nothing to do with you.

 

But enforcing his contract with the council by making you pay him is very dodgy legal territory. Can't be done as far as I can tell. You have no responsibility towards him. You didn't invite him round, he isn't a postman and he is not a passer-by looking for directions. So long as a large chunk of brickwork doesn't fall off your building and hit him on the head you have no legal obligation to the man. (And I'm not even sure about the brickwork).

 

Thats the theory. Perhaps someone with more experience of this in practice would care to comment.

 

See also this page for a statutory declaration for your girlfriend to fill out..

 

http://www.consumerwiki.co.uk/index.php/Bailiffs:_Useful_Template_Letters

Edited by felicity2009
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A visit from the bailiffs is iminent according to the letters I have received. I am feeling quite nervous about this. Can anyone tell me what happens when they call, what do they say to you?

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Good question.

 

I'd say from the point of view of contract law that you have no contract with the bailiff - I can go into reasons for that if you like. So his fees are nothing to do with you.

 

The bailiff does likely have a contract with the council. He is free to ask them for any fees he thinks are due. Again - nothing to do with you.

 

But enforcing his contract with the council by making you pay him is very dodgy legal territory. Can't be done as far as I can tell. You have no responsibility towards him. You didn't invite him round, he isn't a postman and he is not a passer-by looking for directions. So long as a large chunk of brickwork doesn't fall off your building and hit him on the head you have no legal obligation to the man. (And I'm not even sure about the brickwork).

 

Thats the theory. Perhaps someone with more experience of this in practice would care to comment.

 

See also this page for a statutory declaration for your girlfriend to fill out..

 

Bailiffs: Useful Template Letters - Consumer Wiki

 

I received a letter from them confirming that the council had been paid in full (there were two seperate liabilities) and that their fees were outstanding and needed paying ASAP or else they would PROCEED!

 

Well after i stopped laughing at the proceed bit i wrote to the council again asking for confirmation in writing that due to the fraudulent fees being ask for that i don't have to pay them. And that if i don't receive a response i will write to my MP to investigate (that should stir up the head of revenue a bit).

 

I say fraudulent as first visit the bailiff left two notes (folded into each other nicely) in my post box, one for each liability which included fees on both for first and second visits. SO charging in advance and also in duplicate due to same day visits which i've read only bring one charge and not one for each liability. Also that i phoned him and he refused any payment unless he could get a walk in possession or i pay all of it including the fraudulent charges that day. Next day i paid the council direct in full on line, lol.

 

I also copied that letter to the bailiffs stating that i would await response from my MP in regards to the charges. And that any action to collect will be deemed as a criminal action under section 2 of the 2006 fraud act, due to misrepresentation of the actual charges.

 

The bailiff did make a second visit (after the council had been paid in full) and carefully slipped the second note for both liabilities in the post box without attempting to knock (as my girlfriend was in the house at the time) and crept away. I've since read that a charge cannot be made for such a visit as he failed to attempt reasponable contact and acted unprofessionably to say the least.

 

Will await a council response!

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that their fees were outstanding and needed paying ASAP or else they would PROCEED!

 

Is it just me or does that sound like a 419 advanced fee fraud? You know, those [problem] emails you get where theres always millions waiting for you but you have to pay fee after fee after fee.. I love winding those people up. ('scambaiting'). They get extra annoyed if they think at the last minute you spent 'their' money on something else (I like to send pictures of expensive cars and large piles of talc).

 

If I were you, I'd tell then that you had all their money, but sadly, you just spent it on a large dog. You are not able to afford food for it and when did you say you were coming round again Mr Bailiff?

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WIN WIN WIN WIN WIN

 

Had a letter from the council wiating for me when i got home last night. They finally replied to my first letter i sent them two weeks ago. It cleary states that in this circumstance they have requested the cases back from the Bailiffs and that they will cover the bailiffs costs.

 

So i'm all clear. Anyone comes knocking now is a thief and will be treated as such. :)

 

I only hope that when they get me last letter (sent on monday) that they in fact won't pay the charges themselves as they were fraudulent and take criminal action against them. We can hope anyway.

 

Thankyou for all the wonderful advice and support from this forum, couldn't have got through it otherwise. It's just amazing how all the storys on here strengthen you and build your confidence in dealing with them. They win by bullying and intimidation. Hold firm, don't waver. Be strong and also be armed with the law. I've got a file at home next to the door of all the paper work that this site has provided. What bailiff's can and can't do, what the police have to do, etc... stand up to them.

 

Cheers

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