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    • The Private Parking Code of Parking has been postponed as the poor dears are frightened that thew will all go out of business once it becomes Law. We all wish but nothing could be further from the truth so doubtless most of them will have to change their ways if they don't want to be removed as approved parking companies. Thank you for still retaining and producing the original PCN which, no surprise, fails to comply with the Protection of Freedoms Act 2012 Schedule 4. [It even states the vehicle "breeched" the terms  when it was the driver that allegedly breached the terms}. It fails to specify the Parking Period and whilst it does show the arrival and departure ANPR times on the photographs [that I cannot read] they do not include how long you actually parked nor was it specified on the Notice  [photos don't count]. So that means that you spent even less time parked though it would help had you not blocked out the dates and times, so good if you could please include them on your next  post. Pofa  asks the driver to pay the charge S( [2][b] which your PCN doesn't though they do ask the keeper to pay.and they have missed out theses words in parentheses S9[2][f] ii)  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; All of those errors mean that the cannot transfer the charge from the driver to the keeper. Only the driver is now responsible . What a rubbish Claim Form -doesn't even give the date of the event which it should.  
    • it doesn't matter what you are being charged or if you missed the discount period. you ain't paying anyway..... if this ever gets before a judge. then the ins and out of POFA2012 or any IPC/BPA guidelines might come into play. until then i go get on with your life. you are spending far too much time on a speculative invoice scan scheme  its almost as if you believe these are fines and enforceable in a criminal court and you could have bailiffs at your door any minute.    
    • Debt Respite Scheme (Breathing Space) guidance - GOV.UK (www.gov.uk) but dont get scammed into a DMP. simply tell whomever you call to simply apply for the BS for you.  
    • totally immaterial. time to now start reading up. Programmable Search Engine (google.com) Clickme^^^ do not miss your defence filing date no matter what dx  
    • Programmable Search Engine CSE.GOOGLE.COM clickme^^
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    • We have finally managed to obtain the transcript of this case.

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Finance U Ltd Car Repossession letter received **Round 1 WON... Ding, ding... Round 2 now on**


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please post jan 8 default notice

 

am i reading this right

 

you got the default notice on jan 8

on the 7 jan they took the car

 

is this all 2008

 

please confirm as important and post that default notice

 

i

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No the last default notice we received was 29/1/2008 for 653.00,

these arrears were cleared by 24/6/2008,

my husband then lost his job due to sickness and arrears built up again,

 

 

after a reduced payment by the 31/12/2008 I was 1080.00 in arrears,

and 7 days later on 07/01/2009 they came to collect the car with no default notice sent between these dates i.e Jan 08 - Jan 09....

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  • 1 month later...

Oh well, today Ive received an identical 'FINAL WARNING' letter to the one Finance U Limited sent me in April, but this time they are giving me until 21 May 2009. If that was the final warning why are they sending another final warning??

NWJxx

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  • 1 month later...

I dont really want to go into detail on open forum, just in case of watchers:rolleyes:...dont want to give them an advantage... but the info I have received on here could mean good things for me, fingers crossed, just need the guts to fight back...let us know what they come up with on the SAR... They really are a nasty piece of work, they lied and threatened all sorts before coming to get the car, Im wondering did you have the pleasure of speakinfg to Peter 'the bailiff', in hindsight he talked the biggest load of bull...I would love to get a result on this one, I will keep you posted of any developments

 

Take care

NWJ -X-

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thankfull no, i didnt meet him.

i (luckily) moved home just when i got into problems and they didnt have my new telephone number (which i now never give to ANY company and am ex-directory).

I sent them a letter stating where i had parked the car, included the key and left them to it - there was no way i was putting myself through the ordeal of facing them after all the nasty telephone calls i had been getting before i moved and they had my address - but oddly i never had anyone come to either house!!!

 

good luck, about time these had a lesson in how to treat decent people.

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Yes sure :

 

1. By a credit agreement regulated by the consumer credit act 1974 and dated 27 Jan 2007, the claimant lent to the defendants the sum of £8990 to be repaid with interest and charges by one instalment of £362 on the 27 Feb 2007 and 59 equal monthly instalments of £262 thereafter.

 

2. The defendants are currently in arrears with the said agreement and by letters before action dated 7 May 2009. the amount outstanding was £6820.

 

3. No payments have been received from the defendants since the letters before action were issued.

 

4. Accordingly, the defendants are indebted to the claimant for the sum of £6820

 

5. There are attached to this claim form copies of the sales invoice from C P G (Wales) Plc T/A Corner Park (item 1), the credit agreement (item 2) and the letters before action (item 3)

 

6. The claimant claims the said sum of £6820

 

 

 

They attached the above to the claim form.

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You Have 14 Days To Acknowledge So We Will Use Them

 

We Have Been Waiting For This

 

The Crap Default Notice Comes Into Its Own Now

 

May I Ask How Much Are You In Arrears Before They Sent The Default Notice

 

They Are In For A Nasty Surprise

 

Are A Solicitors Dealing With This Or The Finance Co

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Do you mean the arrears when they issue the last default notice way back in Jan 2008, or do you mean how much were the arrears before they came and took the car:confused:

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Well We Have Them On The Default Notice And As A Court Claim Has Begun, Its Tough Luck For Them.

 

Now For This To Work, You Need Over The Next 3 To 4 Months Get Together £653

 

If You Get A Ccj,

Pay That With In 30 Days And No Ccj Would Be Registered And Kiss Goodby To The Balance Also

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