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    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Shakespeare62 - v - a NastyBank


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...which is becoming increasingly all but too often. We should be protected by some sort of legal privilege to a certain extent as many people are simply seeking legal advice.

 

There was a post from Dad on here recently saying exactly that .....

 

Maybe we all start nee to include our thread as part of the court bundle :rolleyes:

 

IMHO it just shows desperation and it would seem that the Judge, in this case, agreed.

 

It can also work against the other side - if they show themselves to know the other side's arguments fully yet still insist on taking it to the end then it will backfire on them - possibly opening themselves up to costs on an indemnity basis - as in BOS -v- Mitchell ...... BOS discontinued very late following a set-aside (on a £15k card debt) and then got hit with £15+ costs for not dropping the case earlier (it was a unenforceable agreement under s.127(3)).

11. Finally, I have to consider whether the costs of the defendant should be assessed on the standard or on the indemnity basis. In my judgment the assessment should be on the indemnity basis. The only realistic view of what has happened is that the bank has surrendered on a straightforward point of law, to which it has on several occasions been alerted by the defendant or his solicitors. A large commercial enterprise which proceeds with litigation in the face of warning signs of the kind which were erected here, adopts a high risk strategy. The point in question was a simple one. There was no relevant controversy as to the evidence. To choose to abandon the claim on the very day of the hearing is doing a serious disservice to the efficient administration of justice, and comes very close to constituting an abuse of process. At the very least, the bank’s conduct of the litigation falls comfortably within the range of cases in which, on the modern authorities, an assessment of costs on the indemnity basis is appropriate.

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There was a post from Dad on here recently saying exactly that .....

 

Maybe we all start nee to include our thread as part of the court bundle :rolleyes:

 

IMHO it just shows desperation and it would seem that the Judge, in this case, agreed.

 

It can also work against the other side - if they show themselves to know the other side's arguments fully yet still insist on taking it to the end then it will backfire on them - possibly opening themselves up to costs on an indemnity basis - as in BOS -v- Mitchell ...... BOS discontinued very late following a set-aside (on a £15k card debt) and then got hit with £15+ costs for not dropping the case earlier (it was a unenforceable agreement under s.127(3)).

 

Do you have the full citation for the Mitchell case? I thought I had it somewhere but I can't find it.

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Do you have the full citation for the Mitchell case? I thought I had it somewhere but I can't find it.

 

Hi Vjohn - A copy of it is currently viewable here,

 

'Which reminds me, I'd better take a copy of it with me on the day for reference - in case these muppets try and pull a similar stunt.

Edited by shakespeare62

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Nice one... I just found it literally before you posted it :D

 

I checked my Witness Statement that I have used for my costs hearing on the 19th May and realised I actually used the case in my arguments...

 

I'm impressed by the Judge's summing up of the discontinuance to be honest.

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'Which reminds me, I'd better take a copy of it with me on the day for reference - in case these muppets try and pull a similar stunt.

 

This CoA judgment on LiP costs is also useful to bring along. In short judge at trial awarded £120 LiP costs, the CoA raised this to just over £10,000.

 

Wulfsohn, R (on the application of) v Legal Service Commission [2002] EWCA Civ 250 (8 February 2002)

 

HTH

 

Dad

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and a copy of the order (which was/is in the public domain)

BOS v Mitchell and costs.pdf

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This CoA judgment on LiP costs is also useful to bring along. In short judge at trial awarded £120 LiP costs, the CoA raised this to just over £10,000.

 

Wulfsohn, R (on the application of) v Legal Service Commission [2002] EWCA Civ 250 (8 February 2002)

 

HTH

 

Dad

 

Cheers dad. Here's to hoping I get the same judge.

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Comments from surfaceagentx20 regarding the opposition's bleatings in respect of CAGers obtaining assistance from the internet

 

The letter below was I believe in response to a letter from Restons where their proof reader dropped them right in it. The letter suggested that the defence was "effective" rather than "INeffective" Had us all laughing for days

 

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-1784624.html

Dear Sir,

 

The Defence has indeed been produced with the benefit of assistance available via a consumer advice website, though I would contend that fact would only be clear to someone such as yourself who makes it their business to patrol such websites. Further, I take exception to your remarks that it is inappropriate of me to avail myself of the assistance afforded by a consumer advice website, albeit effective as you say, and I likewise take exception to your claim that the delivery of the Defence is intended to frustrate the legal process. On the contrary, the Defence serves to highlight the deficiencies in your client’s case and I note you do not embellish your suggestion that the Defence lacks any basis in law.

 

If it is your intention to maintain this suggestion I should be pleased if you would kindly explain what aspects of your claim have not been met with an arguable Defence and why. Subject to receipt of your reasoned argument I will give consideration to your suggestion I should withdraw. Meantime, if in light of what I say your client believes it would be in their interests to make a proposal to me for the settlement of the claim I should be very interested to receive it.

 

Yours etc

 

x20

 

My reaction to the "you copied the POC/SOC/etc from a website" is that the fact that POCs/SOcs/etc exist on a website is evidence of the bank's unlawfulness/unreasonableness/notoriety [delete as appropriate]

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Hello CB!

 

Comments from surfaceagentx20 regarding the opposition's bleatings in respect of CAGers obtaining assistance from the internet
I think it's also worth pointing out that CAG now has over 250,000 members, and probably five times that in terms of guests who read what goes on here to help and advise them.

 

Given that Guests often exceed the number of Caggers on-line at any one time by a large margin, the true readership of CAG is arguably significantly greater than the membership numbers suggest.

 

My point being, we are now talking about a clear percentage of the Adult UK Population who have visited, or who regularly visit CAG.

 

That should rubbish any accusations that CAG is some tiny hotspot of rouge Debtors.

 

Cheers,

BRW

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Judge Langan in Bos v Mitchell seems a proper judge, not one of these whey faced old boy claimant lapdogs that infest the county courts.

 

Can we clone him?

 

@ Shakey - was today the deadline for MdR to submit the document to your expert? Or have I had, yet another, senior moment?

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A Senior Moment Looks Like U Gotta Join Me N Sparkie In Twilight Zone We Is Drinkin Cask Ales 12% Proof He He

 

I think its drinking in the twilight zone with you two that got me in this state in the first place. I luuuv youu I do!!!!!!!

 

 

Where am I, who are you!!

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Judge Langan in Bos v Mitchell seems a proper judge, not one of these whey faced old boy claimant lapdogs that infest the county courts.

 

Can we clone him?

 

@ Shakey - was today the deadline for MdR to submit the document to your expert? Or have I had, yet another, senior moment?

 

Tomorrow...

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This could be a Lady Diana Memorial Fund moment for Amex, when it dawns on them that their expensive lawyers are superbly capable of making even more expensive mistakes...and charging them for the privilege.

 

It may appear they are willing to advise their client to carry on to the end - so long as they get paid, they'll milk the lawsuit for all it's worth. History repeats itself.

Edited by shakespeare62

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shaky, the ONLY way you can lose this is if the expert does not find what he is looking for!! and i some how doubt that you would have gone this far if you were not on solid ground

 

They risk losing this Appeal, if not on one issue, then on the other. A precedent may be only 1 hearing away.

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Sorry S62, but I still have this nagging doubt that you'll ever see the 'agreement' again...... if its tainted in any way and the other sides counsel doubt its authenticity I think it may be end up shuffled off to the shredder.

 

With the 19th as a deadline and the other side so sure of their position you'd think this would have been in an envelope and posted special delivery within a day of receiving the order.

 

Don't suppose they'd give you the PO tracking number in the morning if you asked nicely would they?

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if it don’t turn up cost plus ask for a continuance as you refuse to accept their discontinuance...go for it vexatious litigation ,damages ,and last but not least demand the document they produced for the court was at least dies honest in its making and designed to perverting the course of justice think this judge will relish the task of dressing down all involved and may remind them that perjury can carry a hefty prison sentence....I want to book my front seat now dude he he

Edited by patrickq1
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In my (very unexpert) opinion there is no chance of this document arriving for forensic examination, none whatsoever. I've seen a similar document to the one at issue here and I know exactly what the expert would determine.

 

We will see tomorrow, but I cannot see it arriving.

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