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    • I found that the parkin attended has a car with CCTV camera on it, however as I stated earlier, it seems that he did not take video of my car otherwise they would have stated so in the SAR. parking car .pdf
    • The rules state that "approved devices may only be used in limited circumstances"  I was not a threat. I was not present. I did not drive away. I think he has not fulfilled the necessary requirements justifying issuing me a PCN by post therefore the PCN was issued incorrectly and not valid.  What are your thoughts?  
    • I have also found this:  D.2 Service of a PCN by post: 54) There are some circumstances in which a PCN (under Regulation 10) may be served by post: 1) where the contravention has been detected on the basis of evidence from an approved device (approved devices may only be used in limited circumstances) 2) if the CEO has been prevented, for example by force, threats of force, obstruction or violence, from serving the PCN either by affixing it to the vehicle or by giving it to the person who appears to be in charge of that vehicle 3) if the CEO had started to issue the PCN but did not have enough time to finish or serve it before the vehicle was driven away and would otherwise have to write off or cancel the PCN 55) In any of these circumstances a PCN is served by post to the owner and also acts as the NtO. The Secretary of State recommends that postal PCNs should be sent within 14 days of the contravention. Legislation states that postal PCNs must be sent within 28 days, unless otherwise stated in the Regulations. This from London Councils Code of Practice on Civil Parking Enforcement.  The question is what is an approved device? Certainly, he had the opportunity to place the ticket on my car and I didn't drive away.  I looked further and it seems that an approved device is a CCTV camera - It seems that the photos taken were not actual film but images and it is not clear if they are taken from a video or are stills. I'm guessing if it was moving images then the SAR would have stated this.    From the Borough of Hounslow website: "There are two types of PCN issued under the Traffic Management Act 2004, which governs parking contraventions. The first is served on-street by a Civil Enforcement Officer, who will observe a vehicle and collect evidence before serving the PCN either by placing it in a plastic wallet under the windscreen wiper, or by handing it to the driver. The second is a PCN served by post, based on CCTV footage taken by an approved device, which has been reviewed by a trained CCTV Operator."   From Legislation.gov.uk regarding approved devices: Approved Devices 4.  A device is an approved device for the purposes of these Regulations if it is of a type which has been certified by the Secretary of State as one which meets requirements specified in Schedule 1. SCHEDULE 1Specified requirements for approved devices 1.  The device must include a camera which is— (a)securely mounted on a vehicle, a building, a post or other structure, (b)mounted in such a position that vehicles in relation to which relevant road traffic contraventions are being committed can be surveyed by it, (c)connected by secure data links to a recording system, and (d)capable of producing in one or more pictures, a legible image or images of the vehicle in relation to which a relevant road traffic contravention was committed which show its registration mark and enough of its location to show the circumstances of the contravention. 2.  The device must include a recording system in which— (a)recordings are made automatically of the output from the camera or cameras surveying the vehicle and the place where a contravention is occurring, (b)there is used a secure and reliable recording method that records at a minimum rate of 5 frames per second, (c)each frame of all captured images is timed (in hours, minutes and seconds), dated and sequentially numbered automatically by means of a visual counter, and (d)where the device does not occupy a fixed location, it records the location from which it is being operated. 3.  The device and visual counter must— (a)be synchronised with a suitably independent national standard clock; and (b)be accurate within plus or minus 10 seconds over a 14-day period and re-synchronised to the suitably independent national standard clock at least once during that period. 4.  Where the device includes a facility to print a still image, that image when printed must be endorsed with the time and date when the frame was captured and its unique number. 5.  Where the device can record spoken words or other audio data simultaneously with visual images, the device must include a means of verifying that, in any recording produced by it, the sound track is correctly synchronised with the visual image.
    • Hearing took place today.  Case dismissed with costs awarded. Neither UKPC or a representative turned up.  Apparently they messaged the court on 7 May asking for their case to be considered on paper.  Never informed me, which was criticised by the judge as not following procedure.  I was really annoyed as I would have preferred for the case to be thrown out before the hearing, or at least face them in court and see them squeal.   They are just playing a numbers game and hope you blink 1st!   Ended up having to change my flight, but  the costs awarded softens the blow. Was asked to confirm it was my signature on both the witness statement and supplementary statement.  Wasn't asked to read them, said she could see my arguments made and the signs were insufficient and no contract formed. Took maybe 10 mins in total.  Judge did most of the talking and was best for me just to keep quiet or confirm any statements made. Happy to have won as a matter of principle and have costs awarded. Maybe not worth all the time and hassle for any newbies or the technologically challenged.  But if you are stubborn like me and willing to put in the time and effort, you can beat these vultures! I big shout out to everyone who helped on the thread with their advice and guidance, special mention to FTMDave, thank you sir!  Really appreciate everyone's efforts. All the best!
    • I plan to be honest to avoid any further trouble, tell them that the name should be changed to my official name
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

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Capone response to CCA


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Hi Exchange

 

Im confused if they have terminated the account does that not mean they pass it on to DCA. Why are they now not allowed to collect through DCA outstanding amount.

 

 

Ang

 

Because they have issued a 'defective' default notice & then terminated the a/c they can only claim the amount of arrears due. The remaining balance has to be written off. See;

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/199543-quick-default-notice-question.html

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I just wondered how long it took for you to reach this stage, and if I took a similar route, bearing in mind I am in the UK how long I could expect the battle to go on for.

There is no such thing as a 0% credit card....... someone out there is paying for it, and for once its not going to be me.:razz:

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Hi Capricorn1601, I started my battle at the start of March 2009 and now have threats of doorstep callers, 2 accounts terminated properly and one not properly and then there is MBNA who seem to do things differently to everyone else! If you have looked at other threads on here as I am sure you have you must know this is a lengthy process.

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Latest threat-o-gram attached, and they are going to call me next. Shaking in my boots (not!). Have I imagined it or are they supposed to offer contact on telephone lines which don't cost me a fortune?

At least the letter is further confirmation that the account is terminated as the amount has not changed since the last letter.

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  • 2 weeks later...
  • 3 weeks later...

Threat o gram 280709.pdf

 

Latest threat o gram from this lot. At least they managed to put an account number on it this time.

 

Threatening doorstep callers and I would love to send the template letter to show I know my rights in the UK, problem is I'm not in the UK so not sure where I stand in the unlikely event that someone would show up.

 

What's better is the so called agreement which arrived in my SAR. I will put it on the next post.

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Thanks cerberusalert, always nice to get confirmation of what I think.

 

As this account is terminated by Crapone and they are threatening doorstep callers I am tempted to ignore, but also tempted to write accepting the termination and telling them to (politely!) go away!

 

Not sure if I should waste printer ink!

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Removed! Thanks for noticing that AA99. As you know, they put the reference in the letter so many times it makes you wonder if it is to try and catch you out!

 

Would you respond in my situation?

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I'm amazed you have been singled out!!! Very few people have actually received a CCA from Crap one

 

I CCA'd these bas***ds and all I have received is some recycled paper with you will have to make do with this as you CCA letter.

 

My case is on hold, i'M sstill paying them currently, as I dont have the strength to fight.

Edited by Capricorn1601

There is no such thing as a 0% credit card....... someone out there is paying for it, and for once its not going to be me.:razz:

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I'm amazed you have been singled out!!! Very few people have actually received a CCA from Crap one

 

I CCA'd these bas***ds and all I have received is some recycled paper with you will have to make do with this as you CCA letter.

 

My case is on hold, i'M sstill paying them currently, as I dont have the strength to fight.

 

Hi Capricorn1601, I only got the copy of the 'agreement' by sending an SAR.

 

At least I have a better idea of where I stand with them. Funny that they stated that the rubbish they sent me back in March was a copy of my original agreement!

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I have now written to all 4 of my disputed creditors pointing out non-compliance with my SAR as three of them only provided the last 6 years statements and to Crapone as they sent the unenforceable application form already posted in my SAR.

It is really quiet at the moment, not much in the way of contact from any of them by letter, phone or text. It must be Summer!!

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I have now written to all 4 of my disputed creditors pointing out non-compliance with my SAR as three of them only provided the last 6 years statements and to Crapone as they sent the unenforceable application form already posted in my SAR.

It is really quiet at the moment, not much in the way of contact from any of them by letter, phone or text. It must be Summer!!

 

 

Me too, but have had some disappointing results from eager solicitors to say they're not really interested in anything under £5k. One of our Capone accounts is credit limit of £800 with that much now in charges, the other £200 credit limit with that much in charges:eek: Am about to send them a final final final final letter soon, btw I am unemployed with no house and 3 dependents :cool:

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