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    • thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
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Hello Everyone,I am in middle of nowhere dont know what to do.Finally i found you guys and i hope some one will give me some advice.

 

Right,I am a sole trader i rented this petrol station from third party company. My main source of income is from stuff i sell from shop. Since last year October i found my self in deep trouble as i owe £8000 to one supplier. Now they issued high court warrent of excution against me(Marston group is appointed bailiffs)

 

On 12-02-09 marston officer visited my shop and asked my staff to sign walking possession. She sign it as she didnt know anything about it. He left a note asked me to call his office. I called there office explained my situation and offer them repayment by way of instalments at the rate of £1000 per month. Marston accepted this offer and i made £500 first payment but my second payment £500 returned by bank(i made honest mistake). Since then marston cancelled instalments payment and told me to pay £4000 by last friday or there will send removal contracts. I beg them i didnt have that kind of money but there refused.

 

This Wednesday marston officer came to my shop told me if i pay some money they may reconcider going back to instalments. I paid him £1500 then he called his office and asked me to open the safe which contains petrolum companys money. I didnt have keys that time explained to him i employed some one to do bankings. He said his office didnt like the fact i refused show him the safe and asked me to call his office. I called marston this morning and told to come up with £4800 by next wednesday or repossession will be proceed. I barley got stock in my shop and concern about marston taking away petrolrum companys property.Some one is taking over the petrol station on 23-03-09 as have give my termination notice

 

What i would like to know is,some items on walking possession inventry are belongs to petroleum company. Marston advice me to get legal advice about it.I dont where to get legal advice to avoid repossession of some one property.Second, can marston force me to open the safe and take petroleum companys money? Third, i am leaving on 23-03-09 and i know marston still come after me but i want to know wheather they can take way new retailers stock?

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Sorry to be the bearer of bad tidings but now that they have been in they have the right to force entry if they have to.

That includes breaking open any locked door to search, naturally they don't expect to have to open a safe, but theoretically they have the right even if they are unable to do it. Depending on where it is and what type it is, that may prove very difficult indeed without the expensive assistance of a specialist. So if you can't find the keys the average bailiff is likely to huff and puff and walk away, especially if he/she is told there's nothing in there of value anyway - BUT DON'T COUNT ON IT - if theyve been once already and seen the safe, they might just turn up with a road drill if that's what it takes.

 

Once you leave the new tenant would be wise to change the business name and that includes the sign over the door. Providing the premises are clearly under new management the new retailer shouldn't have any problems from a reasonable bailiff.

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Thanks Chris600uk, Where do I get legal advice prevent them seizing companies Goods. Things like computer,CCTV,printer and fax machine. I wrote to them explained there are not my properties. I have been told to get legal advice.

 

There are putting me through this hell because one payment hasn’t gone through. Sofar I paid them £2000 which probably cover there cost.

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Incidentally, you are in business and it's very different from the world most people live in, it's meaner.

 

So on that basis, why are you worried about someone elses debt?

They certainly won't be worried about yours.

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Thanks Chris600uk. It’s my debt not Company’s. I just want to protect there assets. I don’t want them to sue me or come after me because I involved them in my mess. Items I mentioned are part of carrying out day to day business activities. I know bailiffs can’t seize some goods which are necessary to carry out employment or business by me. Same time I can’t understand why there mention in walking possession inventory

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I think you will find that the average bailiff will not give two hoots about whether you need the items for your day to day business. I have a similar problem, but the bailiff insists that they can take the goods I use on a daily basis to earn a living. The bailiff may well be wrong, but how on earth do you stop them removing goods? They are pig ignorant thugs who have no regard for anyone.

 

I think you need to get the company to write to the bailiff and tell them that the goods they list are owned by them and not you. Statutory Declaration - does that work with a company?

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Hold on here. Did you say that an employee had signed a walking possesion document? As you are a sole trader, only you are responsible for the debts and unless you have given specific authority for this person to make legal decisions on your behalf, the bailiff has overstepped the mark.

 

It's a bit like a shared office building where I once worked - the cleaner bless her, was taking it upon herself to sign for recorded delivery letters. Same principle in that only an authorised person of the company, partnership, or sole trader should sign for the other side to say that their delivery - or in your case, the walking possession document had been correctly and lawfully discharged.

 

Which in this case it doesn't appear to have been. I daren't ask if the bailiff explained to your employee the full consequences of a walking possession agreement, let alone for items she didn't own or had any personal custody or control over

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Tanks Fair-Parking. I just confirmed with my employee he didn’t explain to her why he needed signature. She didn’t even asked him why as this normal practice in petrol station where we get visits from petroleum officers, trading standards. Mars, coke, Cadburys reps etc, etc. Do u reckon, WP not valid cause it wasn’t sign by me

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