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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Link claimform - old GE Money debt **CLAIM STRUCK OUT**


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Thanks for all the info much appreciated I have copied everything out as posted.

 

AQ response:

A - Settlement

1. - No

4. - Please see Attachment A1

 

B. - Location - Yes - Local Court

 

C. - Pre-action Protocols - Please see Attachment C1

 

D. - Case Management Info - No

Witnesses - Myself

 

Experts - No

 

Track - Unsure what to put - advise please

 

E. - Trial or Final Hearing - 2 hours

 

F. - Proposed Directions - Please see attached Directions

 

H - Fee - Do I have to enclose anything - cant afford to? Help please

 

I - Other Info - Attached Docs - Yes - Enc. 1 Copy their letter dated 26/03/09

with attachment and copy of Default Notice 1p

 

Think I got it right but your help on the Track and Fee would be great please.

 

I'll post copy of letter I am sending with copy AQ to Link in a few minutes

DG;)

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Brief outline of letter to link

 

Link Financial Ltd - v - Me

Claim No xyz

Agreement No. 123

 

I write in relation to the above noted claim.

Please find enclosed copy Allocation Questionnaire filed on behalf of the Defendant, the original of which has today been filed with the Court.

Please also be aware that this case has been passed to the OFT Special Investigation Unit dealing with the placement of Charging Orders on consumer credit debts.

Please also note that as you are looking to enter hearsay evidence against me derived from telephone calls that I am now wholly unprepared to talk with you on the telephone and all further communication must be in writing.

Yours faithfully

DG:)

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Well done DG.

 

 

Now due to the amount involved this should be a Fast Track hearing.

 

The good news is that you do not have to submit a fee as defendant. Link however had the privilege of forking out a couple of hundred to progress this far.

 

Fast Track does increase your exposure to costs but that's why you submitted enclosure C1. ;) By precipitating proceedings so blatantly, any Judge is likely to look very unfavourably upon Link in the matter of costs and interest and that's if they do even progress the case and win which is shortly going to be much, much more difficult for them than they anticipated.

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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Brief outline of letter to link

 

Link Financial Ltd - v - Me

Claim No xyz

Agreement No. 123

 

I write in relation to the above noted claim.

Please find enclosed copy Allocation Questionnaire filed on behalf of the Defendant, the original of which has today been filed with the Court.

Please also be aware that this case has been passed to the OFT Special Investigation Unit dealing with the placement of Charging Orders on consumer credit debts.

Please also note that as you are looking to enter hearsay evidence against me derived from telephone calls that I am now wholly unprepared to talk with you on the telephone and all further communication must be in writing.

Yours faithfully

DG:)

 

Short, very sweet and to the point.

 

Now how much detail have you given the OFT so far in this case? There are other breaches of guidelines involved you might wish to pass on to them, have you given them permission to contact Link in respect of your account?

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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Glad you think it was short and very sweet that was the intention. I could have written more but thought no it might go against me.

OFT I only mentioned about them taking me to court and looking for a charging order. Any further info to get rid of the xxxxxxxx that would also help anyone else would be great. I'll give them everything. They can have copies of everything if they want.

More info to give OFT I'll willingly do but haven't a clue where to begin and I know their deadline is same as mine Monday. DG

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From the way I understand it, I think that at the moment, the OFT are only looking for info. to take matters further as a 'campaign' so if they require any further details they will contact you.

 

If you told them the CO was in connection with credit card agreement debt that should be all they need on that issue, maybe keep the other breaches as a separate report?

Edited by foolishgirl
wrong key

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Hi again

Just three queries:

In Item I should 29. be at the beginning of para 5?

Draft Order 4th* item should it be "A reducted copy" is reducted right?

I assume I should send everything by Special Delivery with time being short?

Cheers

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Hi again

Just three queries:

In Item I should 29. be at the beginning of para 5?

 

This is corrrect - it's a quote from the judgment referred to i.e.'29.....etc'

 

Draft Order 4th* item should it be "A reducted copy" is reducted right?

 

Correct again - jargon, don't worry about it

 

I assume I should send everything by Special Delivery with time being short?

 

Always send docs like thisb by Spec. Del. unless you can hand deliver. I know it costs more but Rec. Del. is not guaranteed (I've had a couple of items go missing recently)

Cheers

 

Just a quickie on B - location. Without looking for the exact post, did you say you wanted the location changing from the existing court?

 

If so you need to put in here the court you want & why eg. xxxxxxx is the court located nearest to my home. I am a litigant in person with extremely limited resources to enable me to travel to xxxxxx, the claimant is a large company with resources to enable them to instruct local solicitors in this matter. I therefore respectfully request that the location of the hearing is transferred to xxxxx.

Otherwise it looks great DG. Toulouse has done you a wonderful submission. Send it off...

 

Be aware though that this is only the first stage, you may have to represent yourself at a hearing (although I suspect you may get a settlement offer at some point if they can't provide proof of the above) so spend as much time as you can reading the relevant threads on here to give you an insight into what you need to appreciate & present to a court if necessary. As your defence will be based around the ownership & default compliance of the debt, suggest you start with Defaults & Assignments. Ideas:

 

http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/157455-defaults-including-charges-interest-2.html

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/170345-tale-dodgy-dn.html

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/123771-validity-debt-assignment-re.html

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/155843-deeds-notifications-assignment.html

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Thanks FG

Yes they've now changed the court to my local one but I did put in I wanted it changed. Got confirmation that they have changed it so at least thats one thing in my favour, hopefully.:)

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Received email from OFT saying thanks for brief details of my case. Will contact me further if more information is required at a later date.

DG:D

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Great DG. :)

 

There would seem to be other stuff that could go to OFT but suggest you concentrate on this case for now & leave other reports for later.

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Hi again

Just three queries:

In Item I should 29. be at the beginning of para 5?

Draft Order 4th* item should it be "A reducted copy" is reducted right?

I assume I should send everything by Special Delivery with time being short?

Cheers

 

yes 29 should be there it as the quote is from para 29 of that hearing.

 

And by applying for a 'reducted' copy you are giving the claimant no avenue at applying for refusal of this demand on the grounds that it contains commercially sensitive information. You make it quite clear from the outset that you will accept a copy with some information missing.

 

If you want then change it to 'reducted in order that commercially sensitive information might be removed'

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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Sent everything off to the plonkers and the court. This will be very interesting when Link get their post I wonder if they will continue to ring me on my mobile.

I could not have got this far if it wasn't for all you CAGS out there prepared to give help to those in need.

Thanks DG:D

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Sent everything off to the plonkers and the court. This will be very interesting when Link get their post I wonder if they will continue to ring me on my mobile.

 

It will be very interesting indeed when Link receive this. Apparently in the Link offices there's a 30 foot plastic palm tree and whenever they buy a debt where the person named has a property registered on the land registry search the link employee who is assigned that account gets to climb up this palm tree and beat the golden coconut with a wooden banana whilst the rest of the juniors get to try and knock him out the tree with assorted pieces of fruit, the more senior employees drink cherry lambrini, grunt and chatter about free money and short breaks to the Balearics throughout and tirelessley congratulate each other on their business acumen.

The ceremony of the golden coconut is usually followed by three days of feasting and merriment 3089293.jpg?v=1&c=ViewImages&k=2&d=310F5BD4C6CD10E9A691F75D87DF7909A55A1E4F32AD3138

 

and occasionally the employee even gets a shiny bauble or an extra two pounds in their wage packet to encourage other threat monkeys to try the same technique.

(I might have made this up but the more I read it the less sure I am).

 

Would love to be there when they find out a guaranteed 600% profit on their purchase might not be quite so guaranteed now.:rolleyes:

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You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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I think thats brill, think you should write some sort of book with illustrations possibly the title could be Debt Collectors Tea Party what do you think.

Thanks for all your help know doubt I'll need it again in the not too distant future

Once again thanks to everyone DG:D:D:D

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Apparently in the Link offices there's a 30 foot plastic palm tree and whenever they buy a debt where the person named has a property registered on the land registry search the link employee who is assigned that account gets to climb up this palm tree and beat the golden coconut with a wooden banana whilst the rest of the juniors get to try and knock him out the tree with assorted pieces of fruit,

 

 

:D:D:D It's not 1 April yet TLD but it sounds very credible, is it true?!!

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Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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:D:D:D It's not 1 April yet TLD but it sounds very credible, is it true?!!

 

I swear upon this Capital One credit agreement before me that this was 29% true when I started typing but due to costs incurred in making the post and interest chargeable upon the joke it is now 107% true but if you are prepared to accept this within the next 15 minutes I might agree that it's only 40% true otherwise you will incur enforcemnt charges proving it to be 225% true.

 

They still talk about the great golden coconut festival of 2007 when a GE Capital account of £48 was purchased for a fiver. The account belonged to one Paul Rubbamallet proprietor of P and A enclosures a small fencing company based just outside Swaffham in Norfolk. Unfortunately a combination of dreadful spelling and light shower of rain which caused the crayon used to write the demand to smudge resulted in the papers being sent erroneously to the Panda Enclosure at Whipsnade zoo.

 

Giant Pandas although able to read far better than threat monkeys are sadly colour blind so could not decipher the colourful scribblings warning of the terrible fate awaiting them and thus did not defend the claim. A charging order was subsequently placed upon the enclosure swiftly followed by an order of sale. Xing Lui, Zsa Zsa and the two clubs were forced out onto the pavements of the zoo where luckily a disgruntled ex employee of Links a Baboon by the name of Eric saw them, took pity and slipped them details of Links duplicity.

 

The pandas you will be pleased to know have since lodged an appeal and are confident of getting the original judgment overturned. The picture above shows the latter stages of the great feast of 2007, look closely and you can see the sandwich board bearing effigies of the victims which the winning employee gets to wear around the office for a whole month in the background.

 

 

 

For my April fools this year I shall be 'phoning (missing) Link and Cabbage answering the security questions and then stating although I do not acknowledge the debt I should still like to make a card payment of the entire balance in order to clean up my credit files.

 

When the threat monkey stops whooping and high fiving the others I shall simply say 'Ha ha April Fools' and see what they say then. To further the merriment I might even phone random DCA's lead them on a bit just to get them excited that some looney is trying to pay them and see if anyone is prepared to accept a card payment even though the account does not exist priorto calling them fools.

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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16_11_7.gif

 

 

:D:D:D Oh poor pandas!! :D:D:D

 

 

See you on Wednesday TLD for the update.......

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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I definately think you need to publish your writings TLD - I don't think these are suitable for childrens bedtime reading - think they might have nightmares about the poor pandas.

Superb writing - it's really cheered me up - look forward to the next installment.

DG:D:D:D

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A quick update - just had my statement from the CCCS poor old Link shame they don't get a penny extra - just increased payments to other creditors by a little. Hope that rattles them - serves them right greedy monkeys.

DG;)

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A quick update - just had my statement from the CCCS poor old Link shame they don't get a penny extra - just increased payments to other creditors by a little. Hope that rattles them - serves them right greedy monkeys.

DG;)

 

 

Good sounds like things are picking up at your end to some degree.

 

Just a thought.......

 

Will Link know that you have upped payments to the others and not themselves? It's not important per se but if they were to find out they are likely to blub about it in Court and claim that you've not been entirely honest and no wonder they're forced into litigation because you are paying everyone else more etc. etc. sure you get the drift.

 

A one liner stating that you have upped payments to all creditors with the exception of the Link account which is subject to Judiciary process might be in order, but no smiling or laughing out loud when you post it remember.

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You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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No they only had an updated I&E cause one of the other creditors wanted an update. When I asked CCCS they said just put down the existing payments. So its tough luck I can state that if asked cause we submitted a copy of the new one to the courts. Anyway I dont set the payments not my fault. I don't care about them anyway. I can always say well you're lucky to get that cause we just had a 10% pay CUT.:D

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Oh Oh looks like I'm out of a job in a couple weeks time so that should be fun with the plonkers.DG;)

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