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    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
    • Well yes, ... and the tax dodgers ... Trump May Owe $100 Million From Double-Dip Tax Breaks, Audit Shows A previously unknown focus of an I.R.S. audit is a dubious accounting maneuver that effectively meant taking the same write-offs twice on a Chicago skyscraper. nytimes.com WWW.NYTIMES.COM  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cabot !!


candyfloss
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I had a Visa account with the Bank of Scotland which I couldn't afford to pay and has now been bought by Cabot, I have a letter from them stating that they purchased the account from the Bank of Scotland. The amount they are chasing me for is over £3,000. I've had umpteen letters from Cabot, which I've ignored, threatening me with all sorts of "legal" action, and some offering me discounts ranging from 30% to 50% if I stump up the cash to them.

 

I don't know how much of this includes unfair charges.

 

I haven't replied to any of Cabot's letters nor have I made any payments to them.

 

Do I contact Cabot for copy statements? Or Bank of Scotland?

** Progress Report **

Capital One -

D.P.A. request sent R/D 3.7.06

Prelim letter claiming £900 sent R/D on 12.8.06.

Offered £345.60 25.8.06 - not accepting!

LBA sent r/d 1.9.06 = £1,249.51

Cap One refusal to increase offer rec'd 13.9.06

Lloyds TSB

D.P.A. letter sent by R/D 3.8.06

D.P.A. del'vrd 4.8.06 - 40 days=13.9.06

Statements that don't make sense rec'd 29.8.06

Cabot

CCA letter sent by R/D 3.8.06

CCA letter not yet del'vrd as at 15.8.06!!!!

Emailed Royal Mail 14.8.06 & await reply

Bank of Scotland

D.P.A. request sent by R/D 12.8.06

D.P.A. del'd 16.8.06

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If you haven't already done so search on the buttons above on Cabot - theres a whole number of threads on those beggars and many people who froth at the mouth at the sound of their name so get digging and get them off your back.

 

Firstly write to them with one of the template letters saying you do not acknowledge any debt to Cabot and that until ownership is established NO defaults should be entered on the credit refence agencies.Also state that the account is in dispute.( Cabot have a habit of placing a default the minute they buy the debt which often leads to you having two if you don't watch it. 1 from BOS & 1 from Cabot - you should only have 1). Secondly tell them you will not tolerate any telephone calls ( search hagenuk posts in the debt collection agency threads and read up how to handle these devils) and will only communicate by correspondence failing to do so breaches wireless & Telegraphy Act 1940 something and the Communications Act etc - it's all there on the threads.

 

Send out your Data Protection Act S.A.R - (Subject Access Request) request letters to BOS and establish the charges when they send the statements and claim them back from BOS.

 

Keep posting and keep reading the CAbot and Debt colection agency threads as much as you can. Then you will be back in control and on your way to freedom.:D

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Thanks for your advice zoot and andrew, you've both been very helpful. I sent off my CCA letter to Cabot today, but lo and behold.....yesterday i received yet another threatening letter from the parasites.....

 

"Dear Candyfloss

 

Outstanding Balance - £3,273.72

 

You have previously received letters warning you that failure to repay the above detailed account will result in further action being taken.

 

The next contact you have regarding this account will be from one of our External Debt Recovery Agents.

 

Our Agents will be instructed to call upon you as part of this recovery process to collect the total outstanding balance which remains in default.

 

Yours sincerely

 

 

Lindsey Thomas

Recoveries Manager

Cabot Financial (Europe) Limited"

 

 

 

This being just one of a large number of letters threatening "further action"!! None of the "further action" stated in their letters has been carried out as yet!!

 

The Cabot letters have my BoS account number on them, so I'll be sending a DPA letter to Bank of Scotland within the next week then see what happens from there.

** Progress Report **

Capital One -

D.P.A. request sent R/D 3.7.06

Prelim letter claiming £900 sent R/D on 12.8.06.

Offered £345.60 25.8.06 - not accepting!

LBA sent r/d 1.9.06 = £1,249.51

Cap One refusal to increase offer rec'd 13.9.06

Lloyds TSB

D.P.A. letter sent by R/D 3.8.06

D.P.A. del'vrd 4.8.06 - 40 days=13.9.06

Statements that don't make sense rec'd 29.8.06

Cabot

CCA letter sent by R/D 3.8.06

CCA letter not yet del'vrd as at 15.8.06!!!!

Emailed Royal Mail 14.8.06 & await reply

Bank of Scotland

D.P.A. request sent by R/D 12.8.06

D.P.A. del'd 16.8.06

---------------------------

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Scaremongering again - just let your DPA SAR to BOS and the cca on Cabot take thier courses. Make sure you have let Cabot know the account is in dispute with BOS and that you do not acknowledge owing any debt to Cabot. Nature will take it's course. Cabot are not noted for sending people door knocking. Keep the upper hand and you will be rewarded.:D

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Well I sent a CCA letter to Cabot by recorded delivery 1st class on 3rd August and it still hasn't been delivered...! I sent a DPA request letter to Lloyds TSB by the same method at the same time and it was delivered the next day. Does this mean cabot have refused to sign for it....or maybe I sent it to the wrong address?

 

I sent it to

 

Cabot Financial (Europe) Ltd

PO Box No 241

West Malling

KENT

ME19 4NA

** Progress Report **

Capital One -

D.P.A. request sent R/D 3.7.06

Prelim letter claiming £900 sent R/D on 12.8.06.

Offered £345.60 25.8.06 - not accepting!

LBA sent r/d 1.9.06 = £1,249.51

Cap One refusal to increase offer rec'd 13.9.06

Lloyds TSB

D.P.A. letter sent by R/D 3.8.06

D.P.A. del'vrd 4.8.06 - 40 days=13.9.06

Statements that don't make sense rec'd 29.8.06

Cabot

CCA letter sent by R/D 3.8.06

CCA letter not yet del'vrd as at 15.8.06!!!!

Emailed Royal Mail 14.8.06 & await reply

Bank of Scotland

D.P.A. request sent by R/D 12.8.06

D.P.A. del'd 16.8.06

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  • 5 weeks later...

No thats the same address that I sent my letter to and received the usual 8 weeks bullsh*t letter eventually on day 28 of the 30 days.

However, they still have not proved that this debt is mine and will be pursuing them to remove their ILLEGAL DEFAULTS in due course.

If they refuse to sign for your letter then it is TOUGH SH*T on them.

The courts deem that a letter/summons is served within (generally) 2 days of sending. Providing you can prove that the address you sent your letter to is correct then start counting after 2 days of posting.

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Cabot delivered my SAR material with no stamp. they have not responded to the 12 and 30 day request on a credit card account, and they are a few days away from not responding to the final 30 day period on a loan account although I did get the 8 week letter which was treated with the comtempt it deserved. Cabot are going to have a busy time in the courts once they get their head around all these defaulted time slots and not have too many accounts to collect :D :D :D

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I emailed Royal Mail with all the details and apparently then can find no trace of it so they want me to send my Recorded Delivery proof of posting to them by post

** Progress Report **

Capital One -

D.P.A. request sent R/D 3.7.06

Prelim letter claiming £900 sent R/D on 12.8.06.

Offered £345.60 25.8.06 - not accepting!

LBA sent r/d 1.9.06 = £1,249.51

Cap One refusal to increase offer rec'd 13.9.06

Lloyds TSB

D.P.A. letter sent by R/D 3.8.06

D.P.A. del'vrd 4.8.06 - 40 days=13.9.06

Statements that don't make sense rec'd 29.8.06

Cabot

CCA letter sent by R/D 3.8.06

CCA letter not yet del'vrd as at 15.8.06!!!!

Emailed Royal Mail 14.8.06 & await reply

Bank of Scotland

D.P.A. request sent by R/D 12.8.06

D.P.A. del'd 16.8.06

---------------------------

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I've to send them the original and keep a photocopy for myself

** Progress Report **

Capital One -

D.P.A. request sent R/D 3.7.06

Prelim letter claiming £900 sent R/D on 12.8.06.

Offered £345.60 25.8.06 - not accepting!

LBA sent r/d 1.9.06 = £1,249.51

Cap One refusal to increase offer rec'd 13.9.06

Lloyds TSB

D.P.A. letter sent by R/D 3.8.06

D.P.A. del'vrd 4.8.06 - 40 days=13.9.06

Statements that don't make sense rec'd 29.8.06

Cabot

CCA letter sent by R/D 3.8.06

CCA letter not yet del'vrd as at 15.8.06!!!!

Emailed Royal Mail 14.8.06 & await reply

Bank of Scotland

D.P.A. request sent by R/D 12.8.06

D.P.A. del'd 16.8.06

---------------------------

If you think I've helped please click on my scales - top right.

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DO NOT SEND THE ORIGINAL!!!!!!!!!!!!!!!!!!!!!!!

 

At best offer to take the original into a local office for verification but do not allow it out of your sight. Take photo copies with you but do not allow them to lose it.

Just think about the Cabot situation. They are basically powerless without the original signed agreements. Just remember the original is the only proof that the courts recognise, anybody nowadays can forge a copy.

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