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    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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    • The Senate Finance Committee wants answers from BMW over its use of banned Chinese components by 21 June.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I wouldn't send a cheque, I would pay them directly online using either a debit or credit card.

 

That way the council will not refuse the payment, and no fees will be taken out of your payment.

 

If you send a cheque, there is the possibility that the council will return it to you and insist that you pay the bailiffs instead.

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Ok just got a reply from equita .

 

They are adamant that we agreed to pay the debt. and that the bailiff would not have suspended recovery unless told not to do so .

 

They believe that it was dealt with in a profesional matter and that they believe they did not break the law. they will be putting the funds back in my wifes account but now refuse any form of payment plan.

 

At the botom of the letter it says

Coulcil tax debt - 793.59

Recovery costs - 244.50

 

 

Surely those costs are a bit high can anyone advise please !!!

 

 

 

 

You need to WRITE to Equita immediately by e-mail to: [email protected] and say to them that you are very disturbed at the response from their company and that you are considering making a formal complainy to the Local Government Ombudsman and that accordingly you require a copy of the SCREEN SHOT of your account.

 

In addition you need to state that you are aware that the charges that a bailiff may make is £24.50 for "attending to levy where no levy was made" and that a further charge of £18.00 may be applied if a second such visit has been made and that accordingly you require a detailed breakdown of the fees and charges applied to your account and confirmation also of the amount of the Liability Order passed to them by the local authority.

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Just recieved a letter from equita sayin they ghave repaid me. Im worried as it mentions the costs as below

 

Stat visit fees 42.50

Levy Fees 40.00

enforcement fee 160

 

then it says that the levy and enforcement fee were incurred at time off ******* attending the property. reference has been made to vehicle (my car)

 

 

does this mean they can now just take it?

should i have been told about he levy at the time of it being done?

all we had on the alledged day was a had posted pre prinyed letter with an amount hand written on it no mention of levy.

 

Please advise very woried.

 

car is not on hp

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Proper stressed out now thought this was done but needclarification.

 

by my reckoning we had in equita's word 687.09 to pay

Wife paid 200 by card leaving 487.09. equita banged on 244.50 so I only owe 242.59 on my council tax.

 

Im not sure were I stand on what charges should apply. Note at no time have we had a knock on the door. I know this as I stay home with our 7 month old boy. At no point on the letters that equita send do they tell you how much you owe abd when my wife did call the baliff he "never had our file with him"

 

Can some one help please!

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see tomtubby's link number 27

 

 

I understand this but according to the letter says the levy and enforcement fee were incurred at time of Mr ****** attending property on 17th feb. reference has been made to vehicle **** ***

 

I cant afford to loose my car and not sure were I stand. Can they just make a levy against my car like that. ?

 

They say I have until friday 3rd April to arrange clearance !

Edited by ooberj
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Not unless they actually came to your house and levied/seized your car.

You would have known about it because they would have put paperwork through your letterbox.

The fact that you don't appear to have had that paperwork suggests that they didn't actually levy on it at the time at all.

Does that help?

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I've just read one of your earlier posts, which says that on the date of the alleged levy all he received through the door was a handwritten note with an amount written on it. If it had a date on it as well, that would really help.

 

You need to respond in writing, with a photocopy of the paperwork that you received, because it's starting to sound as if they are trying to play dirty.

They may be getting desperate.

 

This is a public site, so the quick and dirty solution to your problem cannot be posted here. Nudge nudge wink wink... :-)

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Thnaksfor your reply again. I cant find the letter that was hand posted but sure it was 17th feb. Were im confused is that they are charging me £40 levy fees and £160 enforcement from that visit on the 17th feb.

 

Taken from letter dated 19th March

 

The levy and enforcement fee were incurred at the time of Mr ******** attending the property on 17th February. Reference has been made to a vehicle being identified dispayong reg **** ***

This is the first I had heard of any charges etc. so Is there a levy on my car ? again I have had no face to face or signed anything

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*** UPDATE ****

 

New letter from Equita stating that It is not there intention to get into a protracted correspondence in the matter and that baliff action is immenent after the refund of monies.

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