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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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Barclays removed 30,000 Pounds from our account!!!!!!


alice12
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We’ve had a business account with Barclays for 2.5 years. 10 days ago they sent us a letter saying that our account will be closed. When we asked for explanation they only responded that this is commercial decision and refused to provide us any more information.

 

However 2 days ago Barclays Bank removed 30,000 Pounds from our account with reference “referral c f (p) adv”. We immediately started calling them, filed a complaint and were constantly chasing them. Apparently our relationship manager is on long-term sick leave and her boss is on holidays, therefore “no one else at Barclays could help us” (quoting one of the customer services advisors). We spent hours on the phones; they’ve been sending us to different departments (in each one we had to authenticate ourselves). Their customer services people were very rude and arrogant and refusing to help whatsoever.

 

We tried very hard to get reasons out of them. Different Barclay’s customer services advisors provided us different information, including:

Potential fraud

Investigation on the account

Result of our account closing (which is scheduled to take place in 3 weeks only)

Decision made by head office

Mistake in their system

 

Initially we’ve been promised to get a response within 48 hours, but still lady from complaints department we are talking to, has no information. Even though we are saying to them we have no money to pay salaries – they just say they can not do anything.

 

We are planning to visit our branch and then (if no one is there) go to head office on Canary Wharf. Does anyone have any suggestions?

 

If nothing is resolved by tomorrow afternoon, we are contacting Financial Ombudsman and Financial Services Authority.

 

Any suggestions would be greatly appreciated!

Alice

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Hi Alice and welcome to CAG.

 

Insist on speaker to a manager at your branch, or the most senior member available. Remain polite (or they'll have you kicked out), don't be fobbed off and suggest you'll call the police to the premises because of the size and nature of this withdrawal.

 

Do you have other a/c's with B's, current a/c, loan a/c or anything else which you think could give rise to them withholding such a sum.

 

A couple of years back, I'd never have believed that such a thing could happen without a reasonable and obvious explanation. Sadly, we see cases like this all to often where the bank will act as if they are answerable to no-one.

 

The FOS would be the one to approach but they act sooo slowly. May be worth calling them tomorrow to see if they will agree, in principal, to look into this. You can then honestly tell the bank you've approached the FOS with a view to making a Formal, and urgent, complaint.

 

It's truly astonishing that such a decision can be made, presumably from above, but no-one has the balls to seek or give a reason.

 

I assume you are making urgent arrangements to seek banking facilities elsewhere.

 

I'll flag this up to see if others on the Site Team have anything to add.

Edited by slick132

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I think this is awful and the way you have been treated is incredibly appalling, I would write a strong letter to the Chairman of Barclays (recorded) querying the way that you have been treated, (did they give you any notice ? is it apparent that the £30,000 they have taken out is to service another 'debt/account' ? Please go and see your MP too and an official complaint to the FOS and the OFT.....The National newspapers would probably be interested in this story too...

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Thank you for your responses. We had no loan or overdraft - just cash on our account :)

 

We'll go now to the branch and I'll keep you all updated.

 

Thank you for the support, hopefully we can sort it out today.

 

Alice

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Are you sole traders or a limited company??

 

I know they can offset (Lloyds repeatedly tell me so...such a shame I only have £1 in my savings with them!!)...but they should still tell you if they plan to do this. Are you 100% certain that you don't have any personal accounts/loans/credit cards or debts with them or any of their sister companies??

 

If not, then you should also consider the potential of identity theft and/or mistaken identity. They can't just make £30k disappear, it has to have been transferred somewhere, even if it is into their corporate hospitality fund!!:p

 

Let us know how you get on when you visit the branch.

 

Good luck Alice...

If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing! ;)

 

Restons MBNA -v- WelshMam

 

MBNA Cards

 

CitiCard

M&S and More

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Hi Alice and delighted to hear this.

 

That's some operational mistake ! :eek:

 

Have you discussed with B's the question of compensation for your lost time, out of pocket expenses and anxiety caused by their error.

 

Does this mean the a/c closure was also an error, or will they still withdraw your facilities with no proper explanation.

 

:)

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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:eek: Operational Mistake !!! I'f you hadn't had said anything....what would they have done ? Are they trying to grab peoples money, wipe it off their accounts in the hope it won't be spotted.. and then if it is questioned they give it back !!!??? i'd still write to the Chairman of Barclays....
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As 42man states, please do write to Barclays chairman.

 

You should outline the amount of time and expense you have gone to to get their mistake resolved as well as the anxiety and distress this matter has caused you e.g. not have money for employees wages, being passed from pillar to post, the rudeness and arrogance of their customer service staff, etc.

 

At the very least they should offer you some sort of financial compensation, not to mention an apology.

 

Send any correspondence recorded delivery.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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We are definitely not leaving this case as it is - we'll contact FSA, Financial Ombudsman and etc including their chairman.

My husband believes they were checking us for money laundering, that’s is why they were not able to say anything.

 

Thanks alot everyone, your support meant a lot to me :)

Alice

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We’ve had a business account with Barclays for 2.5 years. 10 days ago they sent us a letter saying that our account will be closed. When we asked for explanation they only responded that this is commercial decision and refused to provide us any more information.

 

However 2 days ago Barclays Bank removed 30,000 Pounds from our account with reference “referral c f (p) adv”. We immediately started calling them, filed a complaint and were constantly chasing them. Apparently our relationship manager is on long-term sick leave and her boss is on holidays, therefore “no one else at Barclays could help us” (quoting one of the customer services advisors). We spent hours on the phones; they’ve been sending us to different departments (in each one we had to authenticate ourselves). Their customer services people were very rude and arrogant and refusing to help whatsoever.

 

We tried very hard to get reasons out of them. Different Barclay’s customer services advisors provided us different information, including:

Potential fraud

Investigation on the account

Result of our account closing (which is scheduled to take place in 3 weeks only)

Decision made by head office

Mistake in their system

 

Initially we’ve been promised to get a response within 48 hours, but still lady from complaints department we are talking to, has no information. Even though we are saying to them we have no money to pay salaries – they just say they can not do anything.

 

We are planning to visit our branch and then (if no one is there) go to head office on Canary Wharf. Does anyone have any suggestions?

 

If nothing is resolved by tomorrow afternoon, we are contacting Financial Ombudsman and Financial Services Authority.

 

Any suggestions would be greatly appreciated!

Alice

Alice I cannot believe what is happening to you but by reading the various submissions on Barclays and pattern of behaviour of their managerial staff, who seem to conveniently disappear when needed should form part of the evidence.

 

What were the terms of your agreement with them . Did you sign any guarantees. Were you given any notice?

 

Were you moving to another bank, was the move to another bank cover any ourstanding debts , did they think you were going to act frudulently by the fact that you were closing the account and moving eleswhere and leaving them with a debt? Did you owe them £30,000 and what payments plans did you have in place to pay this debt and did you inform them of this? Who in head office made the decision? It might be interesting to know if the same name/s crop/s up each time

 

Check the agreements you have with them and the terms

 

I think a letter explaining some of these points which makes their decision unfounded may be helpful :(

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Do you have an update yet?

Have you got any answers yet?

[sIGPIC][/sIGPIC]

 

:)Surely life can't get any worse it has to only get better from hear on out:)

 

LTSB- My claim like thousands of others is Stayed

Cap 1-See my tread about that one

Barclaycard- Won before court stage

GE capital -2 accounts and LTSB card letter asking for refund stage (Waiting for out come of the above to carry on with these ones )

Sars sent for all my mums accounts

About to start PPI claims on My Mums accounts

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exit3

The thing is that we do not owe anything - these were our money and they have taken them.

 

Anyway, I am sick and tired of it now, so we'll just move on and try to forget about this :)

 

Thank you guys for all your support

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Hi Alice,

 

Yes, I hope you can move on from here and get back to normal, whatever that may be. ;)

 

Please let us know if there's anything further to report. :)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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