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    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
    • Just to update this. I did apply to strikeout and they did not attend the hearing. I won by defualt and the hearing lasted 5 minutes (court only allocated 15). The judge simply explained that the only matter he was really considering is if the Defendant could have any oral evidence to defend the claim. However he said he had decided that based on their defence, and their misunderstanding of law, and their non attendence he did not think they had any reasonsable chance so he awarded me SJ + Costs on the claim form + the strikeout fee. Luckily when I sent the defendant the order I woke up the next day to a wire trasnfer for the full sum of the judgement
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Barclays CCA Request


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Anyone had experience of Barclays being slow to respond to CCA requests?

 

Sent two off on January 11th (Mastercard and Visa)

 

Follow up sent on 9th February (to both)

 

Not heard a sausage :confused:

 

Apart from of course those twa*s from Mercers who keep threatening all sorts of garbage which I bin or delete as appropriate:-x

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They know what their statutory duties are. The have enormous resources and it should be a problem to carry out their obligations correctly.

 

If they miss their deadlines, then they have missed the bus.

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They know what their statutory duties are. The have enormous resources and it should be a problem to carry out their obligations correctly.

 

If they miss their deadlines, then they have missed the bus.

 

Cheers BF.....

 

I think it must have snowed - the bus hasn't even left the garage :D

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Barclays admin would appear to be a bit of a joke (often their agreements are too).

 

What types of accounts are these and when were they taken out roughly?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Barclays admin would appear to be a bit of a joke (often their agreements are too).

 

What types of accounts are these and when were they taken out roughly?

 

Hi Rory

 

1.= Barclaycard Platinum Visa (10yrs +)

 

2.= Barclaycard Mastercard (8yrs +)

 

:D

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Stop Press....

 

Got home from work today to find a reply to one of the CCA requests....

 

"Enclose a copy of your original Barclaycard Credit Agreement"

 

All they sent was a copy of (By the look of it) current terms and conditions with no signatures or interest rates.

 

NB On Charges section £12 for missed or late payments

 

No name or address...

 

To think i've got those clowns from Mercers hounding me for this pathetic CCA response:D

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  • 2 weeks later...
Hi Rory

 

1.= Barclaycard Platinum Visa (10yrs +)

 

2.= Barclaycard Mastercard (8yrs +)

 

:D

 

Still not had proper docs off Barclays just generic agreements and current terms and conditions. Have sent letter saying not correct documents but just received another set of terms nad conditions.

 

What do I do now ?

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Is it actually just terms and conditions they are sending or is it a blank credit agreement e.g. without signatures?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Is it actually just terms and conditions they are sending or is it a blank credit agreement e.g. without signatures?

 

Hi Rory have had a reply to both CCA requests now (visa and mastercard)

 

I have had no agreement whatsoever ....

 

All I have had is terms and conditions 3 different varietys !!!

 

One claiming to be the original has no interest rates and hmmm £12 charges - I'm sure they used to be more than that and 0870 contact numbers which I'm sure didn't exist or were in common use in the early nineties when they were taken out.

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Did you send them the letter about just sending the terms and conditions being a breach of the Act and Regulations?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Did you send them the letter about just sending the terms and conditions being a breach of the Act and Regulations?

 

 

Hi Rory - yes I believe I did and got another set of terms and agreements.

 

Mercers have suddenly gone quiet as well:D

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