Jump to content


  • Tweets

  • Posts

    • Incidentally, congratulations on not buying the warranty. That is another Big Motoring World rip-off. See what we have to say about extended warranties and the Big Motoring World attitude to them is particularly unhelpful
    • well that google is from 2019, but the photos are certainly of someone driving on the public highway in/out by an ANP system, though the site of where the camera actually is, is not showing there are anpr cameras up by the low yellow barriers but they wont get from facing shots from there. interesting, needs to be checked if the road IS a public highway but on private land, cause as you say, if the whole area is max 4hrs , how does the hotel work< ?? must have a reg entry system.  now as for taking pictures of cars on a public highway then guessing the are parking ...erm.... i dont thnk thats right nor allowed under GDPR. dx  
    • Under the consumer rights act 2015, if a defect manifests itself within 30 days and you have a right to return the vehicle for a full refund. If any defect manifests itself within the first six months of ownership then you have a right to return the vehicle for a full refund subject to the retailers right to carry out a repair. If the retailer declines to repair or if the repair fails then you have the right to return. The problem here is that you have to assert their right. It's a bit ridiculous – but you have to do let them know preferably in writing that you are asserting your rights under the consumer rights act either the 30 day right or the six month right. I suppose that you haven't done this – which would be quite understandable because most people don't know that these rights exist and that they are subject to these conditions – the condition that the right must be inserted. It is frankly ridiculous. The dealers know it and we have lots of instances of this company delaying appointments et cetera and our strong suspicion is that they are simply trying to run their customers out of time. On the basis that you haven't asserted your rights, we now have to look to ordinary contract law. You are entitled to purchase a vehicle which is of satisfactory condition and which remains that way for a reasonable period of time. Clearly it is in satisfactory. They are blaming you. Has your independent inspection identified the reason for the defect? This will be important because as you have seen BMW are already saying it is down to your driving and you are going to have to produce evidence that it wasn't down to your driving and the you drove it absolutely reasonably and it was simply the condition of the car. Have you been without the car for any period of time. Is it driveable now? If the car was off the road for a substantial amount of time and was still off the road then you would be able to argue that this is a fundamental breach of contract and that you have been deprived of substantially the whole benefit of the contract and therefore you will be entitled to treat the contract as breached by Big Motoring World and insist on cancelling the contract. It may be that you will eventually be obliged to keep the car but have the repairs paid for. Have you had any quotations for the work that needs doing? I asked you questions about the MOT – but you haven't responded.
    • A 'violent left wing mob', comprised of a chap in a red hoody with a damp polystyrene coffee cup and a bit of wet cement, gets nowhere near cowering frightened farage some distance away on top of his double decker bus .. as farages security and support seem to film the incident grinning     Farage bravely flinches, grimaces and seems to almost burst into tears as the 'objects managed to travel a part of the way toward his position on top of his bus. His reactions honed by having a bit of milk splash him at a prior incident allow him to swiftly fall into a protective cower and grimace .. .. Sometime after, once the mob of 1 had been safely bundled away, farage apparently wipes his eyes of tears, and rising from his cowed and frightened pose, bravely shouts “I will not be bullied or cowed by a violent left-wing mob who hate our country.” .. however few they may comprise of.   https://www.independent.co.uk/news/uk/crime/nigel-farage-cement-barnsley-reform-uk-b2560501.html  
    • According to Parkopedia parking is limited to two hours.  I don't know how accurate this is though. What were you doing there for four hours?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Like
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Council Tax Worries


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5605 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Having read a lot of these posts, most people seem to be being harrassed by horrible companies for things they haven't done and I'm really sorry for you guys.

I, however, am a complete idiot and didn't pay my Council Tax because I couldn't afford to and it was a case of sitting on letters and pretending the debt didn't exist. It does and nearly two years down the line I have received many letters from various people and one that has finally kicked me up the arse and made me do aomething about it.

The letter is from a company called Marston Group and it's a Removal Notice for the sum of £2599.55. Moere than I can ever imagine owning! I rang the number on the letter and spoke to a lovely man (a complete shock in the world of owing money) and he explained that I needed to ring Marston and make an offer to pay some of this debt monthly and that they would be difficult but not to offer more than I can afford as this would end up pushing me further and further into trouble. He was actually surprisingly supportive and this made me realise that I just want to get it out of the way. He suggested that they couldn't "attend my premises with a locksmith and remove goods even in my absence" as long as I made an offer.

I was hoping that some of you wise people would be able to suggest to me how much I should offer. I know this is based entirely on what I can afford but to be totally honest I would struggle to pay £100 a month and I'm concerned that this would simply be laughed at by the people at Marstons. Urban legend says that they have to accept any offer made but I want to get my facts straight before someone bullies me on the phone and I end up promising my entire paycheck away.

I also read somewhere that I could return this debt to the Council or something, I'm not even entirely sure what this means or whether I've gone to far with the head beneath sand attitude but I'd like to know whether this is an option and if anybody knows about doing this or has experience of such.

I'm in such a horrible pickle, my mother helped me pay back a debt when I was at university but she took control of it all and I paid her back so I don't quite know what it entailed. I know that she paid £100 a month though and it was for a similar sum of student over-the-overdraft. I'm determined to put this behind me, tackle it sensibly and learn from these mistakes as on the cusp of my quarter century, I know that it's time I took responsibility for myself. But it's causing me sleepless nights again and I just want to get it sorted.

I was also wondering about a letter I've received from AIC regarding a British Gas debt, I rang them and offered to make a payment but they said this was impossible as it had come to them and they didn't offer that, I would have to pay it in full this month. This will be a complete headache and if needs must then I shall but I was wondering if they can do this and if there is any way I can make an offer with them.

Phew! Apologies for the lengthiness and thanks in advance,

 

D-E

Link to post
Share on other sites

Hi Dancing-eyes,

Welcome to the forum. I am not an expert and clearly understand your worry, but don't panic I am sure someone with better knowledge will be along soon. If I was you then I would suggest to pay them the £100 a month, at least you are making an effort and trying your best to resolve this matter quickly.

Council Tax are a completely different league of their own, so I don't really know what the in's and the out's of resolving arrears with them are. But do everything in writing, keep copies, and always send them recorded delivery. Have you looked at the Local Authority, Council Tax and Business Rates Issues forum. It's on the main page, maybe you can get some info on there, help, advice or suggesstions until someone comes and fishes you out.

 

There is always a way out of everything its just a matter of finding it, so please don't worry too much.

 

Good luck BTW! :)

Link to post
Share on other sites

You should fill out an 'income & expenditure' form. Excel Budget Planner.xls at http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20758-creditors-dcas-letter-templates.html bottom of the first post

 

Put down all your out goings which includes any other creditors/debts, gas & electric, food & travel expenses etc. etc.

 

When you work out what you can reasonably afford, send a copy along with your offer to Marston's.

Link to post
Share on other sites

Thank you both.

 

Would you recommend then that i write to them rather than phone them? I don't want to delay it in any way and give them futher cause to demand my pitiful possessions?

I'm all ears...

 

And thank you, fretful38, I have posted on the Council Tax forum too but it seems a bit less busy over there... I'll just keep checking back.

Link to post
Share on other sites

I was also wondering about a letter I've received from AIC regarding a British Gas debt, I rang them and offered to make a payment but they said this was impossible as it had come to them and they didn't offer that, I would have to pay it in full this month. This will be a complete headache and if needs must then I shall but I was wondering if they can do this and if there is any way I can make an offer with them.

 

They can demand payment in full until they are blue in the face, do don't have to succumb to their stupidity. If you can afford to offer them say £5 per month or whatever, send them a postal order for that amount along with a letter stating that is all you can afford & if they cash it you will consider it as their acceptance to your proposal. Send it recorded delivery & keep a copy of the letter & delivery slip.

Link to post
Share on other sites

Yes always write to them, if you do it tomorrow and send it Recorded Delivery it should get there Friday, or Special Delivery definitely Friday. Because it is so important and the clock is ticking I would spend a couple of extra pounds, at least you will be able to relax on the weekend Knowing you have made the right move.

Remember we all make mistakes, just have a look at some of my threads trust me your feel a a lot better :D

Apart from that I wish you good luck and hopefully you will get it sorted out soon, it ain't the end of the world like these tossers make us to believe. There is a life after debt, well that's what I tell myself to keep me insane oooooooops I meant sane ;)

 

Take care and don't WORRY!!!!!!!!!!!! too much

Link to post
Share on other sites

Would you recommend then that i write to them rather than phone them? I don't want to delay it in any way and give them futher cause to demand my pitiful possessions?

 

Never telephone DCAs, everything must be in writing. In that way you have written evidence of any agreement.

Link to post
Share on other sites

Goodluck with this Dancing-eyes. I know how worrying it is. I am also about to sort C Tax probs as well. They make you feel you have no choice but to pay them what they want, but nobody has the right to take more than you give as long as you are trying.

 

Good luck and heres to some peaceful, restful nights

 

olives xxx

Link to post
Share on other sites

The easiest way would be to call the guy you spoke to before and ask him.

 

Don't worry, even if there is it's certainly not the end of the world, it just gives them more leverage than the average DCA. It just means that when you come to an arrangement you must stick to it.

Link to post
Share on other sites

Before you do anything in your post you say you could not afford to pay your council tax. Was this because you were overstreched or because you were not working. The reason I ask is you may not owe this amount if you were on a low income. If your income was below a certain level you may have been entitled to council tax rebate.

 

However if you do owe the money one thing you must not do is let anybody from Marstons in your house if they call to discuss the matter do it outside or make an appointment to go to their office.

Once they have been into your house even if its just for a nice chat they then have the right to force entry if they need to over this debt.

 

I am not trying to frighten you but council tax is an enforcable debt and bailiffs dont always play by the rules. So no matter what they say dont let them in.

 

They would always perfere a payment plan so if you could come to some agreement but dont be forced to make an agreement you cant keep to as they will then start visiting you to inform you and add charges which soon mount up.

Edited by esmerobbo
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...