1st Credit/Halifax start of grief I think.

[Fred Bassett]

Hi Fred

 

Thank you for your advice, yes I will probably do that as it looks like these threads can get very long!

 

In reply to your question, sadly yes.

 

Citizens advice stated that 1st crudit will go for CCJ, then Charging Order then Inforcement order. Nice people at CAB.

 

Regards

 

Well then, all the more reason for getting those CCAs sent off.

 

Good luck,

 

Regards.

 

Fred

[deepdebt]

Yes I agree Fred, just going to wait for replys. cheers

[noomill060]

Just subbing.

 

Get those CCAs in (and keep a filleting knife ready for the donkey!)

[deepdebt]

Hi noomill060,

Ok OK what with Von Greenbach telling me to keep sending nominal payments and the wife wanting to put food on the table only the 1st Credit CCA's have gone off. Yes I promise the Barclaycard & BOS/Halifax will go within the next couple of days, promise!

I know you mean good but my wife doesn't understand or believe in the power of the CCA, I blame the CAB for that.

Thank you for your advice as I do need the occasion kick.

[Fred Bassett]

Hi noomill060,

Ok OK what with Von Greenbach telling me to keep sending nominal payments and the wife wanting to put food on the table only the 1st Credit CCA's have gone off. Yes I promise the Barclaycard & BOS/Halifax will go within the next couple of days, promise!

I know you mean good but my wife doesn't understand or believe in the power of the CCA, I blame the CAB for that.

Thank you for your advice as I do need the occasion kick.[/quote

 

Tell her to come on here and have a read then.

 

Fred

[deepdebt]

Hi Fred, Thank you for your encouragement, today I've got all the P/O's for a few other DCA's, I have 12 or so to deal with over time. Have to start somewhere. Clock is ticking on 1st Credit. Just looking at getting a scanner so I can post their replys here less personal info. Slowly life returns to the undead, quite empowering!!!

[cerberusalert]

Just looking at getting a scanner so I can post their replys here less personal info

 

You can take a picture with a digital camera using macro mode, nearly as good as a scanned copy.

[deepdebt]

Hi cerberuslert, Oh Ok. Sorry to ask but how would I get the Jpeg file to appear in this thread or even a scanned document. Thanks

[cerberusalert]

Upload the jpeg to TinyPic - Free Image Hosting, Photo Sharing & Video Hosting

 

On the homepage left click the 'choose' option and another box will appear on your screen, usually your desktop.

 

Choose the file you want to upload & left click 'open'.

 

On the tinypic page left click 'upload now'. You will then be taken to another page which will list 4 or 5 url addresses.

 

Copy the url for 'newsgroups' & paste it into the 'quick reply' box on this page & post. Job done;)

[deepdebt]

OK that doesn't seem too difficult. Its going to be a a while so be back in about a week or two. BTW Being stalked by a pair of old folk, last weekend and again this week. 1st Credit are info hunting I guess so they can make threats against perticular assets as to scare us into paying up xxxxx. Just hope the 1st Credit/Halifax can't produce a CCA from 8-10 years ago.

[babybear39]

Hi deepdebt, the case the CAB are referring to is the Rankine case and it DID NOT set precedent. Some DCAs and others have misunderstood the ruling on the case

[deepdebt]

Thanks babybear39, Yes your right, its been explained to me the CC Judges cannot set precedent and that this is reserved for the higher powers. The verdict is flawed and should be referred to the High Court. I think its becoming increasingly clear that some of these dodgy verdicts may not have come about if the plaintiff had representation at court. I wish the legal aid system could be changed to include civil matters otherwise we remain at the mercy of DCA's and suspect Judges. Its a lottery just like the NHS.

[deepdebt]

Hi fellow gaggers,

 

Latest news!

Received letter where they agree to accept nominal payments by D/D and I quote 'Please note we may be able to offer you a discount for a full & final payment'.

 

The letter is dated before they signed for the Recorded del. of our CCA request??

 

Are they giving up before the fight??? comments please.

 

Thanks

 

I'm thinking this has gone through too easy

[deepdebt]

Bump

[babybear39]

Don't pay by D/D as they can help themselves to as much as they want. If you're going to pay use a standing order.

[deepdebt]

Hi babybear39, Thank you for your reply. I didn't like the sound of paying by D/D either. If I continue to pay its by P/O only, however they have since signed for my CCA request so I guess their offer will be withdrawn and another threatogram will follow shortly. I'll keep you posted.