Me Vs Lowell Financial / ***WON WITH COSTS***

[Shawn0109]

Yep today at the Liverpool County Court the stat demand was ordered to be set aside Lowells the Leeds Lossers also know as the Leeds W***ers didnt even show or submit any documents to the court proving the debt or anything. The judge looked at my court file and asked me was this the paper work I submitted the other week in order of my defence which were the letters from Lowells stating they they anf the original creditor dont have a copy of the cca agreement she said that it was unenforcable and also she went on to say that given this evidence that Lowells should leave me alone and if they didnt I could take legal action against them if I wish for harassment for a debt that without a signed credit agreement does not exsist, she said it was a straight forward case as I had done all my research and requested documents including the cca and any statements of the account that they held with them turning up nothing not one bit of solid evidence. I have been awarded costs of £100 which I'm happy with and I also went on to state the damage that Lowell have done to my Credit File she has also ordered that Lowell remove all and any data with the CRA without delay if they dont cooperate with the court then I take it they will be in big trouble and then I will look forward to sueing Andrew Bartle's ass till the end of time.

And now for the bad news, erm there is none all but Lowell will be kicking and screaming.

So many thanks to all 42man your amazing thanks for all the information you provided I wouldnt of been able to get it all without your help, sam614 thanks for helping me keep my head held high I wasnt as nervous as when I walked into the court room and anybody else who I havent thanked yet Just A Big Thank You All. And a donation to cag will be on it's way.

 

P.S: Dont be bullied by this **** called Lowell/Red/Hamptons they are low life who will burn in hell for what they do, this goes to all you Debt Collection Agencies going round posting ya crappy stat demands and nearly 99% of the time you dont have anything to back your claims up, dont send these sta demands because you waste the courts time and also our time, get a life and a real job you sad B******s.

[Shawn0109]

Thanks all really appreciate all the help you guys have been.

Edited January 29, 2009 by Shawn0109

[Shawn0109]

I know I made up really am just glad it's over and now looking at my credit report see they are still there on it plus a few other they have added also so will be doing more CCA's to them next week for these other accounts they say they own and I know what will happen the sorry letter "We dont have a copy of the original CCA you signed and neither does the original creditor" I want them gone of my credit file or I promiss to all you caggers I will help in any way that I can.

Edited January 29, 2009 by Shawn0109

[Shawn0109]

Good idea hillards maybe I should see if the Liverpool Echo or something like that would be interested in this **** of a DCA.

[Shawn0109]

Ha yeah think I might do that or put it aside to see my brother and his family in Canada I'll be able to sleep better tonight, but the Judge I have to say was amazing she was aking me the questions and all I could say was yes miss then when she phoned the reception area to see if Lowells turned up she sighed heavely and that was it I was in and out in less than 2 mins.

[Shawn0109]

Thanks Hillards think I'll give it a go tomorrow and see if they want to do a review on them and really the hell they put me through. Ha I cant stop laughing here this is now classed as a good day.

[Shawn0109]

Could do I suppose in the words from one of John Lennon's songs "POWER TO THE PEOPLE"

Edited January 29, 2009 by Shawn0109

[Shawn0109]

Ok I think thats a good idea can one of the mods do that for me how do I contact them? Wow I'm hyper the family will be home soon asking what are you so happy about.

[Shawn0109]

Ok I might give the Echo a call not too sure about it though.

Edited January 29, 2009 by Shawn0109

[Shawn0109]

So with this now being a succsess story how do I contact the moderator to move it to the Legal Succsess section? With the experience that I have gotten here on CAG it's amazing what you can make happen with the help from other people thank you all so much for everything, I'll be watching you Lowell's/Red/Hamptons I want to see every bit of information that are on my credit report from all of them taken off by you asap this is your only warning.

[Shawn0109]

Tried to move this to legal succsess by clicking red triangle but it says that it's only to be used for harrassment and other things.

[Shawn0109]

noomill060 whats that from? Did you just make it up? If you did thats class.

[Shawn0109]

Thanks all now I feel like crying, am not gonna do that though I'm just gonna chill myself out now feel tired cos didnt sleep at all last night but tonight will be better.

Edited January 29, 2009 by Shawn0109

[Shawn0109]

Thats a old traditional Scouse song from years back.

 

Its the last song on The Beatles last album - Let it Be.

 

Yeah, the songs called Called Maggie May

 

YouTube - The Beatles - Maggie Mae

 

Really didnt know that will have to take a look at it.

[Shawn0109]

my case number hum I wouldnt really like to quote my case number in the open just incase the ugly donkys ass face looking people from Lowells are listening in, which I think they are. Hello guests.

[Shawn0109]

Thanks 42man and once again thanks for all your advice and support during this, it's like a weight has been lifted from my shoulders, yeah the judge she was great I didnt have to really say anything other than yes miss or no miss she made me feel very comfortable and it kind of made me more relaxed about the whole situation.

Edited January 29, 2009 by Shawn0109

[Shawn0109]

With answer to the harrassment she mentioned she did say that seeing as there was no solid evidence on the debt in question she did say I could take legal action against them if I so wished to do so if they start up again, oh and she also stated that it would not be in good practice for them now to try and get a CCJ against me as I already have all the evidence I need to also get that set aside or thrown out of court, what do you think maybe she watch Watchdog on BBC1 last night staring Lowells/Low****rs

[Shawn0109]

Hillards thanks for the banner, sweet.

[Shawn0109]

Strangely enough I have just this minute had a very nice offer of settlement from Barclaycard regarding a claim where they havent been able to produce a CCA.

 

Really wow good news it seems to be turning out a good day after all, see it's funny they say they have all the paperwork but they dont have a thing.

[Shawn0109]

So there ya go then I suppose thats one door clossed lets see if I get any thing from them in respects to the judge's ruling?

[Shawn0109]

noomill060 I've been thinking about giving the case number but not too sure about posting it on the internet what I could do though is ask the court to get a copy of what was ordered and said and then post it on here.

[Shawn0109]

I suppose so.

Edited January 29, 2009 by Shawn0109

[Shawn0109]

Well seeing as I have come out of this situtation today and all I will be here to help any and all who are involved with these people and are feeling down about the whole situation believe me it's not worth to get stressed about I know that now just keep calm and you will all get through it.

[Shawn0109]

supasnooper dont worry I will be.

Edited January 29, 2009 by Shawn0109

[Shawn0109]

Well after today I think I deserve some sleep think I've been awake since well 3am this morning worrying about this and now it's set aside I'm like I say happy all in all it's been a good day, thanks again to all you amazing guys here on cag for all your help it's great to know that a website like this can offer so much and you come out of it wiser and tougher than you were before.