Jump to content


  • Tweets

  • Posts

    • There are a number of reasons why you may not have been issued a notice in the post within 14 days. If you were stopped by the police it may have been given verbally. In the case of speeding offences, the police may issue you with a conditional offer of a fixed penalty of 3 points and £100.00 fine by post or an offer of a speed awareness course. If the offence is considered too serious for a speed awareness course or fixed penalty you may be charged with an offence which normally occurs by way of the issue of a Single Justice Procedure Notice. If the vehicle within which the alleged offence took place was registered to another person or company there is technically no need for a notice to be issued to the driver. After the police have obtained details of the nominated the driver, they will normally send the notice to them, although there are no time limits within which they must do so (provided that the notice was received within 14 days by the registered keeper of the vehicle). In such circumstances, a person may receive a notice several months after the alleged offence too place but still be prosecuted. A Guide to a Notice of Intended Prosecution | Motoring Offence Lawyers the above copy n paste link has purely been copy n pasted here to inform you of the regs, which you could have done yourself by, as this is, a google search......... we do not ever recommend using such offered webservices! dont dx    
    • all DYL's are subject to a TRO. looking at this newish, ever increasing as old ind units have gotten removed, estate, there are only lines on one side, on the other there is a parking lane with traffic calming through which you mention. i seriously doubt your mate has any clue what he is talking about.!! its not a private housing assoc estate. so its a public council owned road. no construction co can just decide to draw their graffiti on a road. the DYLs are certainly there pre 2016 even before his home was built. now ive had a quick look to see if the main access to royal park road has signs. there is no royle park road even on your map but there is a royal barn road which leads to where you are parked royal road has a restriction sign on the pole by the fence of the electric substation jnc with gipsy lane there does not appear to be one leading in from the other end - tesco petrol station
    • Hi All. I was driving in Stevenage down a 40 road after coming off the motor way, i noticed my car felt a little "weird" i accelerated, then slowed the car down.  Shortly after i got stopped by a manned police car with a laser. During the stop the officer stated i was doing 54 in a 40, the conversation was short, but he said i would unlikely get a awareness course and it was most likely 3 points and a fine.  Mrs thought it was a good idea to have dairy when she is lactose intolerant on date night, we just got on our way.  At the time, i didnt admit to the offence, but did say i didnt realise and had slowed down in any case. The officers chest camera was recording and on. At the stop, he asked where to send the fine to, as i knew i would be travelling to visit family up north, i provided my temporary details at that location in Yorkshire. It is now 05/05 and i haven't received anything at either my home address in Stevenage or the temporary address. 1. Is there a time limit in which paperwork needs to be sent to me. 2. Should i query the ticket as i don't want to miss any deadlines (if so who do i check with?) OR should i keep quiet. 3. Given nothing has arrived in 20 days, is there a chance of appeal if and when it comes through? Many thanks CrazeUK
    • Hi All. A family friends car was having issues when she was on a trip visiting family up north at the begining of January.  She ended up leaving it at my friends garage in the same location, who parked it on his forecourt to investigate the issue, howver he said most likely it is beyond economical repair as its a serious gearbox fault. In the meantime i replaced her car with one of my spare cars. The insurance on the car then expired in at the end of January.  When the insurance expired, I sent a paper V890 paper as i didnt have her V5 Reference number in hand to do it online (i have a copy of this).  She didnt mention she hadnt received any confirmation as she didnt know if she would get one.  She then cancelled her road tax at the end of March (i think) as she was paying by DD. She then was travelling up north so didnt get her mail until last week. She received a letter dated 09/04/2024 stating she had failed to insure the vehicle and there was a £100 fine which could be reduced to £50 if she responds by 11/05/2024.  As soon as we noticed, i got her to dig  out the V5 and SORN'd the vehicle.   My friend has been a bit slow in checking the fault, however i suspect it will still be scrapped and is still on his forecourt. Is this possible to appeal?
    • worthy to not forget Just to let you know this bunch Kensington have been fined £1.225m by the financial regulator for treating borrowers who were in arrears unfairly. Claim those charges back plus the interest and tell them not to add any more to the account. There are a few news stories here you can get the info for a letter to send to them. http://news.bbc.co.uk/1/hi/business/8615870.stm  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Gizmo111 V Citicards**PAID AFTER BALIFFS VISIT**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6024 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 181
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

an abacus... we could only dream of having an abacus

 

 

YORKSHIRE - AYUP! ONLINE MAGAZINE - THE FOUR YORKSHIREMEN

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

Link to post
Share on other sites

Hi Gizmo

Your order from the court is certainly asking for more detailed info from citi than mine, Citi had until 4.00 on Monday to file a breakdown of the default charge and copies of default notices etc, they filed them by fax at 3.50, surprise surprise. I havent received a copy of theirpapers yet but will post it on my own thread when I have received them

Link to post
Share on other sites

Hi Gizmo

Your order from the court is certainly asking for more detailed info from citi than mine, Citi had until 4.00 on Monday to file a breakdown of the default charge and copies of default notices etc, they filed them by fax at 3.50, surprise surprise. I havent received a copy of theirpapers yet but will post it on my own thread when I have received them

 

I wonder what they actually filed then - have you ahd a previous breakdown from them?

Can you remeber the details of the order?

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

I havent had any previous breakdown from them. This is what the order says

1. The defendants shall by 4pm on 12 March 2007 file and serve a breakdown of all default charges applied to the Claimants account with copies of any default notices filed by the Defendants or their assignees and a copy of the original application form and credit agreement.

2. The Parites shall by 4pm on 2 April 2007 file and serve witness statements referring to al the relevant correspondence and other documents

3 The matter be listed for hearing on the first open date after 23 April 2007 with a time estimate of 2 hours.

Wont say to much until after I have seen what they have sent. The Court said I could get a copy from them so I may do that shortly. Will let you know whats going on later.

Link to post
Share on other sites

I havent had any previous breakdown from them. This is what the order says

1. The defendants shall by 4pm on 12 March 2007 file and serve a breakdown of all default charges applied to the Claimants account with copies of any default notices filed by the Defendants or their assignees and a copy of the original application form and credit agreement.

2. The Parites shall by 4pm on 2 April 2007 file and serve witness statements referring to al the relevant correspondence and other documents

3 The matter be listed for hearing on the first open date after 23 April 2007 with a time estimate of 2 hours.

Wont say to much until after I have seen what they have sent. The Court said I could get a copy from them so I may do that shortly. Will let you know whats going on later.

 

As you have had nothing off them you are likely to eceive their standard breakdown without figures.

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

  • 2 weeks later...

Got home today to a nice cheque from citibank for full amout of claim. I asked for default of judgement two weeks ago giving them until 31 March to pay up and they have! Please note this is citibank not citicards.

 

However letter from Helena Forsgardh Alstrup who has been mentioned in citicards actions. Text as below:

 

We refer to the Order, dated 19 March 2007, the content of which is noted.

 

The bank never received the claim form and we had therefore no opportunity to defend your claim. However, the Bank has made the decision not to appeal, please see attached cheque.

 

As a result of your recent county court claim regarding your bank account and the account activity, we have concluded that our Sterling Current account may not be the correct product for you. Based on your transaction history, it appears that you need a product with a larger credit line and additional features to meet your financial needs.

 

However, provided that you comply with the terms and conditions of the account the bank is willing to allow you to keep the account.

 

Your sincerely

 

Helena Forsgardh Alstrup

 

I am happy got the refund but not happy that they didn't pay the amount straight into the account as I'm sure they could have. As one of the issues I have continually had with the bank is that it takes them so long to clear cheques. They have no branches in Manchester so cheques and cash have to be put through lloyds and used to take up to 10 working days to clear. Slightly better now but still 5 working days!

 

Also bit of a cheek them kindly allowing me to keep the account as they know full well they can't close it due to recent FSA action. If they had have closed then I would have taken them to FSA.:p

 

Anyway looking for a new account now so any recommendations folks.

Keep fighting for your rights and if anyone needs any help with citibank email me. I will keep checking.

Link to post
Share on other sites

Gizmo your mailbox is full

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

Link to post
Share on other sites

I received a letter from our Brian at Citi telling me he'd repaid £500 of a £1000 debt which was all charges, to Cabot dca who they sold it to rather than sending it to me. What should I do? ask Citi to pay it all back to me and reclaim it from Cabot themselves or do I have to collect it from Cabot?

 

I have other issues with Cabot but I'd rather go to Citi as they were the perpetrators in the first place.

 

Also they stuck a default on my account which they never removed when they sold it - should I claim compensation and has anyone done this and succeeded?

Link to post
Share on other sites

This is all going to depend on wether Cabot own the debt or are collecting it for Citi.

I have default removal as part of my claim but, haven't claimed compensation - you would have to prove damages as a result of the default. Is it the only one you ahve?

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

  • 1 month later...

good luck

hope you get a result

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

Link to post
Share on other sites

Was present with Gizmo111 earlier, who won her claim against Citi.

 

The judge struck out Citi's defence after they failed to comply with an order to disclose costs relating to their pre-estimate. The young barrister tried to create points of arguement and contention but failed.... he must of said sorry to the judge 3-4 times.

 

The tone of letters addressed to the court was also commented on.

 

All in all a good day!

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

Link to post
Share on other sites

great news!!

im in court tomorrow with citi too!

gizmo sent me some docs last week and some info to use!

Halifax

Settled in Full

Cap One

Settled in Full

Citi Card

Settled in Full

Link to post
Share on other sites

Was present with Gizmo111 earlier, who won her claim against Citi.

 

The judge struck out Citi's defence after they failed to comply with an order to disclose costs relating to their pre-estimate. The young barrister tried to create points of arguement and contention but failed.... he must of said sorry to the judge 3-4 times.

 

The tone of letters addressed to the court was also commented on.

 

All in all a good day!

 

Eat your heart out Brian Smith - :D :D Winning all over the country are we ?

 

Well done Gizmo you're a star.

 

 

.

Link to post
Share on other sites

That's brilliant news. Well done Gizmo, Congratulations !!!! :D:D:D

 

.....and good luck tomorrow bongo

Citi Cards

- S.A.R sent 29/01/07

- Statements received 08/03/07

- First Request sent 12/03/07

- LBA Sent 21/3/07

 

Bank of Scotland

- S.A.R. sent 27/02/07

- Request for Payment sent 14/05/2007

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...