Help!...Barclays, Mercers now Power2Contact !!

[jendoc]

Can someone please let me know 'Who' power2contact are? Since I disputed my account with Barclays they sent Mercers, since I disputed the account with Mercers they now send 'Power2Contact' who next?

Here is their letter:

http://i407.photobucket.com/albums/pp154/jendoc1753/p2c-1.jpg

 

Has anyone heard of this company before? Can they acheive what Barclays and Mercers have so far failed to do?

 

Jendoc:confused:

[fuzzybobble]

Power 2 Contact are in fact Credit Solutions Ltd, so it's likely your next letter will be from CSL.

 

If the account it in dispute with Barclay's (Mercers are their in house DCA), then send them this letter.....

 

Account number: xxxxxxxxxxxxxxxxxxxxx

 

Dear Sir/Madam,

I must admit that I am rather bemused as to why this account has been passed to yourselves, as it is in dispute with ********DCA******* and has been since ****DATE****

Not only is this a breach of OFT collection guidelines, but also in breach of the Consumer Credit Act 1974.

My last letter from ******DCA****** was February 2007 and intimated that my complaint would be, this obviously hasn’t happened.

As ******DCA****** are now in default of my Consumer Credit Act request, OFT Collection Guidelines, I consider this account to be in SERIOUS DISPUTE.

As you are aware while my Consumer Credit Act request remains in default enforcement action is NOT permitted, under s127 this constitutes a complete defence at law.

Now I would suggest that this account is returned to ******DCA**** for resolution of these defaults and breaches, as ******DCA2****** cannot lawfully pursue any enforcement activities.

If *****DCA2***** chooses to ignore my dispute and attempt enforcement, I will initiate legal action and file reports with the appropriate authorities, including, but not limited to, Trading Standards, Office of Fair Trading, Information Commissioners Office, Financial Ombudsman Service and possible court action.

I hope that this will not be necessary and an acceptable solution can be accomplished.

I would appreciate your due diligence in this matter. Please also be aware that I am only willing to communicate with you in writing.

I look forward to your prompt reply.

 

 

 

Send this one to Power 2 Contact, just in case they have any ideas about sending someone to visit you. (Unlikey they will.)

 

Dear Sir/Madam

Account Ref:

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date.

Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

Yours faithfully/sincerely,

[jendoc]

Thanks fuzzybobble....I owe you one!.....Much appreciated.

 

Jendoc

[Desperate Daniella]

Fuzzybobble has given you the letter to write. If you are really concerned they might turn up in the next day or so you can email them - they don't put their telephone number on the letter - have you noticed?

 

Their email is [email protected]

 

I sent this:

 

Dear Sirs,

 

Ref No.

 

I am in receipt of your letter of 30th December auto-signed by K Hillyer.

Barclaycard/Mercers are aware that this account is in dispute so I am surprised it has been passed to you.

You have no right to call at my address without an appointment and I have no desire to make an appointment with you.

Yours faithfully,

Didn't get a response. They haven't turned up either.

DD

[ScabHunter]

Good idea DD, I am all in favour of email being used more often.

 

The only thing you might want to do is quote the relevant case law -

 

"Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you or anyone representing you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance."

 

You can then include this fact in any future complaints to the relevant authorities should one of their creatures actually pollute your doorstep.

 

SH

[UnmoderatetheNet]

Credit Solutions are also DCA of the year 2007 - 2008 someone please stop, my sides are hurting:):), DCA of the year who presents these awards?

[UnmoderatetheNet]

They are also hiring.

 

 

Come and work for Credit Solutions Holdings Ltd.

 

Do you want to become a member of the most dynamic, innovative, determined and lively team within the credit recovery industry? Erm....

 

All we ask for is commitment, hard work, professionalism and an abilty to lie – and in return we will:

develop your potential

improve your skills

deliver greater job satisfaction

provide a fun and lively working environment

increase your bank balance

encourage your ideas

praise your industry

 

and above all, we will LISTEN to your feedback

 

Who says hard work doesn't pay? What about causing misery?

 

If you want to join the team within any of our group companies, please send your CV to Stuart Doig at [email protected] or telephone us on 0870 3000 599.

 

They even sting potentially employees with an 0870 number what a great start

[jendoc]

Thanks to everyone for your valued advice.....It is much appreciated!

Jendoc;)