ccj help regarding lowells again

[sam614]

as expected.standard letter.blah blah.contacted ORIGINAL CREDITOR to retrieve blah blah....may take long than 12 days...will write again...no fabulous reduction offer yet... tempted to write back saying "husband got more chance of his hair growing back than you producing cca.

[jobmid]

im glad the clownes (lowell) are getting what they deserve they tried it on with me and lost very badly

[adamski]

You will now recieve a letter saying we are still trying to locate the agreement but in the meantime we offer you a reduced price on the alleged debt you have x amount of time to accept this offer.

 

This means there is no agreement or the OC is stalling or being slow or just will not provide the agreement .

 

Then you will hopefully receive the goodbye letter from Lowells.

[sam614]

waiting for a goodbye...then i will be informing them that they OWE ME 4 million to stop me going public with the recorded call.i will except 3 million if payed within 14 seconds,but can not promise to sell the tape on to the news of the world

[sam614]

how i wish that i had sent a copy of the human body to these morans,then they would know where their bottom and elbows are.letter recieved on 19th acknowledgement of cca request retrieving from OR.(times up now guys as of yesterday)TODAYS LETTER.as follows....they are disapointed that they have made several requests asking me to repay the monies that i have already had the benefit of.and disapointed that their requests have not resulted in settlement of my account or a repayment plan entered into.they would much prefer to resolve this outstanding issue in an amicable way and not have to consider litigation as a form of recoveries.as a last attempt before this matter is passed to HAMPTONS LEGAL WHO ARE OUR LITIGATION SPECIALISTS.WE URGE YOU TO CONTACT US.TO BRING THIS MATTER TO A CLOSE.please remember that this debt is not going to go away and (GOES ON TO SAY I AM MAKING MATTERS WORSE BY IGNORING THE PROBLEM),,,,,goes on to say they have an affordable monthly plan to suit my current financial situation(if i cant pay in full)they will not DEMAND AN UNREASONABLE AMMOUNT do not hesitate to call the number below and bring an end to this once and for all. anyone? i would have thought no cca was a end to it not to mention the debt is 8 years

[hillards]

Hamsters, Sewer Rats - all the same company...

 

You've sent the CCA request, you've SAR'd the OC, now slap Lowells with YOUR letter telling them they have reached the end of the line. Something along the lines of one by scouser9 - http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/49273-lowell-financial-lowell-portfolio.html#post613128

 

You should get the result scouser9 had in post 18 of that thread. :grin:

[noomill060]

This phone recording- you could post it on youtube...

[sam614]

little bit of update regarding telephone recording.the lady concerned has been dismissed(shame that no job just before xmas) MP still discussing with relevant bodies.

[fuzzybobble]

Sam if you want to post the call online, let me know. I have put my own calls on Youtube, so if you need any help, send me a private message.

 

Here is one of my calls if you want to know what I do when the DCA's come calling.

 

YouTube - Fuzzybobble Vrs Frederickson call centre muppet

[sam614]

second letter recieved still looking for cca(good luck with that suggest you look though lloyds shreader pile of 2005) fab offer of 30% of ALLEDGED DEBT if payed in 48hours (think not) the only 30 anything they will get from me is 30 peanuts to be consumed by nigel & co

[ODC]

Next letter will probably be their goodbye letter. They will be true to their nam of Leeds Losers.

[jobmid]

how do they make money i wonder?

[sam614]

with the amount of people now fighting back due to excellent help received here they must be out of pocket.but sadly this will mean more presure against the others that have not found cag.

[ODC]

how do they make money i wonder?

 

Unfortunately for every person that finds their way here Lowells have probably Lied, Cheated, bullied and harrassed another 99 people into paying up to their extortion

 

ALLEGEDLY

[sam614]

1st letter recieved..(trying to find cca) further letter threats of hamptons. 2nd letter.(still looking but offer of 30%) TODAYS LETTER.from hamptons passed to us from our clients(lowel losers)pay up or else threat threat may do etc...

what do i do now? ignore ? WRITE TO HAMPTONS.stating lowel recieved cca request 12th dec and still looking etc.

 

OR WRITE TO LEEDS LOSERS.stating MORANS.my claim is the debt is 8 years old.not longer on credit file.it is statute barred.you claim it was sold to you(contacted 18 months after it was removed from my credit file) you cant prove this debt.prove that you are entitled to collect.prove that it is not statute barred ,or to date produce a cca. so i suggest that you either take me TO COURT OR DO ONE...

I was expecting a goodbye letter.but it looks like they are still intend on get payment.help on next step please .

[hillards]

help on next step please .

Your CCA request was received by them, they had 12+2 days to comply, that time is now up. They've failed. Forget Hamptons, they're part of the same shambles in Leeds.

 

Time to close this down - send them one of these - http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/172071-letter-co-solicitors.html#post1856406 but modify to suit, as you're not thanking them for their letter, because they've not bothered.

 

You may get a letter from the lovely Alison Shepherd, claiming that thay had 12+2 then another 30 days, but that was changed last year, they had 12+2 only.

 

Once you send this letter you should not be bothered by them any more.

[ODC]

Dear Cretins

 

Thank you for your letter dated. The contents of which are noted. I suggest you speak to the monkey on the Lowell Desk behind you and see why I will not be entering into any dialogue with you regarding this matter. Please do not waste either your time or mine by communicating with me as this is my final word on this matter.

 

yours etc

[sam614]

am so desperate for a goodbye letter...so i can then TELL THEM EXACTLY WHO I AM AND EVEN IF THEY LETS SAY(UP THE OFFER)

i will still post the true facts ,as soon as postie delivers .

[sam614]

no update yet.but hope this might interest/help/fighting lowlifes/or least shown what prats they are.

went mates yesterday for coffee.shes crying over letter from scotcall(brought debt from lowell portfolio1)this is the story.

went overdrawn on lloyds bank account,ignorned few letter from them.all went quite.five years latter letter from lowell (you owe us £700 original creditor lloyds.)she told her dad ,her dad asked mate for help he said you have to write a prove it letter and send a pound as this is the fee. she sent letter not template .. hand wrote (returned their letter and her letter said i dont owe you this money.prove it.i inclose postal order for £1.00 so you must send me my credit agreement and prove also you own this debt. this was feb 2007

 

STOP LAUGHING . so then she gets as we know now standard letter.(in receipt.of cca request.obtaining from OR) second letter still looking,discount offer. then goodbye letter.this letter was april 2007.yesterdays letter from scotcall i said debt is either 7 or eight years old now ill copy you a statute barred letter for them(spent 20 minutes explaining that) im rambling here but im surprised that responded cca request.as i thought cca isnt for overdraft.so 1.do they not know what the debt is for when they buy it. 2.they did but havent got deed to prove they own. 3.as stupid then as we know they are now. ok told her shes been very lucky that they didnot hound her.credit PO to the account etc.

so do caggers think she should sent statute barred letter to scotcall OR send copy of lowlifes goodbye letter with a letter saying account in dispute should not have been sold (ext)

she is worried they are going to start now.and ive told her i will help her slap them down and great peeps on here will help if needed so stop worrying .you got rid of lowell and they are one of the worse.(albeit predictable and thick)

[ODC]

Send Snotcall the Statute Barred letter and if they continue to plague her then make a formal complaint and report them.

[sam614]

Won......goodbye Letter (unless We Ever Find Your Cca)

 

My Turn Now .you Lied By Saying That The Debt Was Not Statute Barred Untill March 2009.(the Call Was Recorded...this Is The Same Call That You Are Paying Distress Compensation For)this Debt Was Removed From My Credit File March 2007.you Delibertly Chased A Debt 18 Months After Removal.

 

 

 

Cag Members.i Said In Other Posts That I Checked Both Credit Reports In Dec 2008 No Debt Registered.what I Kept To Myself Was This...files Showed 2 Entries Listed As Trace By These Morons.first One 6 Weeks Before Removal.second One 2 Weeks After Removal.(presume Them That 6 Weeks Was Not Long Enough To Threaten Me.to Risky To Take To Court Ect) So They Must Have Left It In A Draw For 18 Months.

 

 

Reporting Them Now.... C A B Says They Are Fined If Investigated.is This True And If So How Many Bodies Can I Report To.

 

 

Last Word To Losers.thanks For Compo.you Have Payed Me 5 Times The Amount You Tried To Con Out Of Me. Congratulations On Excelent Buisness Management

[ODC]

Now you know why they are called the LEEDS LOSERS

[flintstones1960]

Hi Sam

 

Just read through your thread & yep it does look like lowells are trying the same stupid tactics with us both.

 

I'm just sending the CCA request off so I'll let you know what happens, & will look forward to hearing that they've paid you lots of compo soon.

[sam614]

looks like it,stoop to any level these losers.dont let them get you down.everyone is here to help if needed. hope they follow their predictable letter pattern and be off your back shortly.

[sam614]

ABSOLUTLY UNBELIEVABLE.another letter from HAMPTONS,saying they are going to request a copy of my credit file from equifax.to help them deceide( SOLICITOR CANT SPELL THEN)which litigation action to take.

 

help guys getting really f***ed off now. can they process my data? i know for a fact that it is now long registered have got a copy from equifax,they wont except it,so what are they playing at.

 

i am so ready to phone them and wipe the floor with them..anyone suggest anything .not leaving it if they note anything on my file even trace that will be there 6 years and file is now clear,this is not on...thanks.