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    • best to be sure it is a N279. not that they pull any underhand stunts of course   but we have seen it. your bal is now £0 but we'll still attend court as you'll probably not as we've said we've closed the account and we'll get a judgement by default. dx  
    • Sorry, last bit They had ticked that they wanted the application dealt with without a hearing, so is there any relevance that a date and time to attend said hearing has been sent out ?
    • I've not seen it personally but I think that's the letter Dad has had from Overdales. I'll see it tomorrow. It states balance: zero
    • Agreed as you clearly have little faith in your star runners, mind you - I have less - conditional on the welcher clause I defined being part, and that we are talking about the three defined candidates: Tice Farage and Anderson - not anyone anywhere as reform might (outside chance) get someone decent to run somewhere. If any of the three dont run - they count as a loss.   welcher clause. "If either of us loses and doesn't pay - we agree the site admin will change the welchers avatar permanently to a cows ass - specific cows ass avatar chosen by the winner - with veto by site on any too offensive - requiring another to be chosen  (or of course, DP likely allows you can delete your account and all your worthless posts to cheapskate chicken out and we'll just laugh) "
    • This is the full details, note they have made an error (1) in that paragraph 5 stated 14 days before hearing not 7. Surely a company of their size would proof read and shouldn't make basic errors like that 1) The Claimant respectfully applies for an extension of time to comply with paragraph 5 of the Order of Deputy District Judge XXX dated XX March 2024 i.e. the evidence upon which the parties intend to rely shall be filed and served not later than 7-days before the hearing. 2) The Claimant seeks a short extension of time allow them to further and properly investigate data provided to them by Royal Mail which is of importance to the proceedings and determination of the Claim. 3) The Claimant and Royal Mail have an information sharing agreement. Under the agreement, Royal Mail has provided data to the Claimant in respect of the matters forming the basis of these proceedings. The Claimant requires more time to consider this data and reconcile it against their own records. The Claimant may need to seek clarification and assurances from Royal Mail before they can be confident the data is correct and relevant to the proceedings i.e. available to be submitted as evidence. 4) The Claimant's witness is currently out of the office on annual leave and this was not relayed to DWF Law until after the event which has caused a further unfortunate delay. 5) The Court has directed parties to file and serve any evidence upon which they intend to rely not later than 14- days before the hearing i.e. by 4pm on 6 June 2024. Regrettably, the Claimant will have insufficient time to finalise their witness evidence and supporting exhibits as directed. We therefore respectfully apply to extend the time for filing/serving evidence so that the evidence upon which the parties intend to rely by filed and served not later than 7-days before the hearing i.e. by 4pm on 13 June 2024. 6) This application is a pre-emptive one for an extension of time made prior to the expiry of the deadline. In considering the application, the Court is required to exercise its broad case management powers and consider the overriding objective. 7) In circumstances where applications are made in time, the Court should be reticent to refuse reasonable applications for extensions of time which neither imperil hearing dates nor disrupt proceedings, pursuant to Hallam Estates v Baker [2014] EWCA Civ 661. 😎 It is respectfully submitted that the application is made pursuant to the provisions of CPR 3.1(2)(a) and in accordance with the overriding objective to ensure the parties are on an equal footing when presenting their cases to the Court. The requested extension of time does not put the hearing at risk and granting the Application will not be disruptive to the proceedings.   They have asked for extension Because 2) The Claimant requires additional time to consider and reconcile data received from Royal Mail which is relevant to these proceedings against their own data and records in order to submit detailed evidence in support of this Claim.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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RBS Clear your debt


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I was hassled by RBS for over £3000.

 

I made arrangements to pay £80 a month through a DCA called xxxxxxxxxx. I had no problem paying this debt until...

 

All of a sudden, my Direct Debit was stopped, then I received an abusive call from ACI. The man (Mr Brown) threatened to send someone to "knock on my door". After much investigation and extremely threatening telephone messages, I looked towrads this website

 

I followed the advice on this site and eventually my debt has been cancelled. I have a letter from RBS confirming that they cannot persue the case through the courts.

 

If you want a copy of this letter I will email it to you via email.

 

Contact me at edited and I will gladly forward it to you.

 

As it stands, RBS have admitted that they cannot persue me through ht courts, but have suggested that I am "morally" liable for the debt and that they will register my non-payment with "the relevant Credit Reference Agencies"

 

Personally, I think that this is also illegal..

 

Advice Please

 

Simon

 

edited

Edited by HSBCrusher
removed email address and language.
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I had a similar letter over a year ago informing me that they had discharged me from all liability for the debt. The moral argument holds no water particularly as just before they caved they threatened me with bankruptcy, etc through their solicitors.

 

Are they threatening to default you after not being able to supply a copy of the agreement?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Their exactreply is this

"In the circumstances we appreciate that under S78(6) of the CCA, If you decide not to meet your obligations under the card agreement as they fall due we will be unable to take steps to enforce repayment of the debt. However we consider that you should continue to meet your obligations under the agreement bearing in mind that the agreementisn't void, it remains valid and your continuing default will be reported to the Credit Refernece Agencies

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Simon'

I'll reply. putting your email address on an open forum is opening yourself up to masses of unwanted emails. DCA's and banks also look at this site and if they see anything that you put and can associate your emailaddress with your real name then it could open up a lot of problems for you. We do give out addresses to certain people but only via private messages. I don't know about the language used unless it was possibly libellous.

 

fox

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If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Simon, you seem to be under the impression that you have a personal Site-Team Member, waiting to pounce on every post that you make.

 

At 22:53 you posted...

Hi site admin

 

Obviously, you are deleting my email address frommy posts.

 

Is there amy reason for this?

10 minutes later, at 11:03 you posted.....

ok as site admin cannot answer mypolite request and I thought that this site was designed to fight back against the big banks - and believe me you can.

 

Including the owners of the site, there are 28 Site Team Members.

You are one of 200,000 registered users. We do not do "one on one".

 

I edited your email address to protect your identity from the bank staff that regularly read these forums. As Silverfox said, the banks will seize on any snippets of info that you give them and use them against you.

 

So what have you done, now?

Posted your full name, your place of work and enough information for anyone, including a bank's legal team, to reconstruct your email address.

That is enough information to positively identify you. A few days is all they need. If you want to supply them with the bullets to shoot you with, then leave post #5 as it is. I'm sure that they'll soon oblige you.

 

If, on the other hand, you want to remain anonimous then I would suggest that you go through all your posts and remove any identifying information.

Also, I suggest that you pick a username that does not identify you. If you want a name change then PM any member of the Site Team with your choice of name and, provided it is not already in use, we can arrange it for you. A name change can only be actioned by a member of admin so there might be a short delay.

 

In addition, please do not use bad language or post any potentially libelous remarks on the site..... They will be moderated, as per the site rules.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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If they are willing to default you while they are in default of supplying the agreement then not only can you have it removed you can also claim damages against them.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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