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    • "In an explosive revelation, Mr Staunton also alleged that the current Post Office CEO threatened to resign over a HR investigation into his own conduct. Mr Staunton said Post Office chief executive Nick Read had fallen out with the HR director “and she produced a document that was 80 pages in length” and there was just one paragraph in there about his own conduct and use of “politically incorrect comments”. Mr Staunton said Mr Read was “really quite upset” and threatened to resign a number of times. But just an hour before Mr Staunton’s testimony, Mr Read had denied - under oath - that he had ever having tried to resign."   I’m victim of smear campaign says sacked Post Office chair as he accuses CEO of lying WWW.INDEPENDENT.CO.UK Henry Staunton, sacked by business secretary Kemi Badenoch, gives evidence to Commons committee  
    • As Bazooka Boo said much of the PCN missing and it is the missing pieces that can help your case since the PCN is governed by the Protection of Freedoms Act 2012 . If the wording does not comply,  you as keeper are not liable to pay the PCN. Even if you were the driver as Courts do not accept that the keeper and the driver are the same person it will be pretty hard to prove that you were the driver. All it needs for you to know the whether the PCN is compliant is to post up the whole PCN front and back.
    • All the relevant politicians have been scheduled to give evidence to the Horizon Inquiry now, plus Vennells (3 days) and Gareth Jenkins (4 days). Bring popcorn. Phase 5 and 6 Timetable WWW.POSTOFFICEHORIZONINQUIRY.ORG.UK Heari  
    • I was basically honest from the start so then he just asked when the childcare ended he filled some details in and didn't really ask anything else just told me I would recieve info on my overpayment. A lot less questioned than I was gearing up for 
    • Well done. I hope that's a weight off your mind and that the payments are affordable for you. As you asked yourself earlier in your thread, could you tell us the sort of questions the man asked you and what information they asked for from you please? This will help future caggers with the same problem as you. HB
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Again vs. Lloyds TSB


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For those who had fun watching me take on HSBC, you now have the pleasure of seeing the Flip-Flop vs. the Yes Men (who remembers those adverts? :)).

 

I have my statements, though the staff at the Copy Statement Unit need a brief lesson in English. Having finally (after 2 months) got a response to my DPA request, I was given the information I requested "in accordance with the act." I should have been "in accordance with the Act", as IIRC references to Statute are always capitalised. :p

 

Got a full set of statements for my U19 account, nothing to report. Then found a list of statement entries containing the charges and overdraft interest levied, only without the actual balances at the time the entries were made, making it impossible to determine whether or not the interest should have been payable. Kind woman at the desk was able to print out the statements, but decided to only print the ones showing the entries, so the "balance at interest date" will be somewhat misleading (e.g. charging £2 o/d interest while the account appears to be £30 in credit)

 

The charges alone come to £160. At one point I am charged interest and excess fees for being at -£120 (with a £50 limit). By my reckoning, the corrected balance (allowing for prior interest) is around +£45, on which I should not be charged overdraft interest, let alone excess fees. Since some of these go back a good deal longer than the HSBC (charges on that account go to 2004, whereas on this it's 2002), and the LTSB unauthorised overdraft rate is 29.8% rather than 14.8%, the contractual interest should be interesting to see.

 

Now, on to the spreadsheet!

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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