GE Money repossession

[Ell-enn]

You will be OK, honestly - it will be over very quickly and you will find yourself outside feeling very relieved In reality it is only 10 or 15 minutes of stress to secure the roof over your head, it really will be worth it.

 

Ellx

[tinner]

You could go with your son and let him talk on your behalf. I can completly understand how you are feeling at the mo. I have also been there. It really honestly is not as scarry as you imagine. You go into the judges office with a rep(ususally a youngster)from the other side and sit at his/her table. The Judge will ask for each side to give their view and then he/she will make a decision. It will be over in 15 minutes

 

olives xx

 

Thanks Olive.

 

I'd feel more comfortable if my son was allowed to speak on my behalf, but if that wasn't possible I'd even feel a little better just by having him there.

 

I'm really pleased to hear from both of you that it isn't quite as scary as I'd built it up to be in my mind. Let's just hope I'm feeling as brave on the day!

 

I really appreciate the kind words and help from you both.

[tinner]

Hi all, I've just had a call this afternoon:

 

"Hello, I'm calling from .... I was just reminding you of your court date TOMORROW"

 

I assured him, in a panic that I don't have a court date tomorrow, but that it was on the 28th. He said that it was the 23rd, and I must have misread it.

 

I hung up and went to check my letters, and I have two which state the 28th. One of them even has it written (Twenty-eighth).

 

I rang him back, and he advised that it was definitely the 23rd, that the letters must have been wrong.

 

I rang the courts, and they have also advised me that the hearing will take place tomorrow.

 

I'm terrified now. I was coming to terms with things after the great help and support I've had on here, but now I just feel so out of control and unprepared.

 

Can they change the date at such a late stage when I have two letters which state the 28th? I'm not sure. Maybe it's best to get it over with, but I'm just very panicked.

 

Thanks for any help.

[tonycee]

I'd feel more comfortable if my son was allowed to speak on my behalf, but if that wasn't possible I'd even feel a little better just by having him there.

 

He can on both counts.

 

Hi all, I've just had a call this afternoon:

 

"Hello, I'm calling from .... I was just reminding you of your court date TOMORROW"

 

Maybe it's best to get it over with, but I'm just very panicked.

 

 

The judge will know how nervous people can be, and will take the lead in asking you the simplest of questions.

Just be honest in your reply.

 

You will probably have a sleepless night tonight, we have all been there. But i promise you, you WILL feel better after the hearing.

 

I have read nothing here to suggest you will not be ok.

 

Good Luck.

[Ell-enn]

Hi there, blimey - you must have had a shock. What date was shown on the original court papers you received?

 

As Tony says there is nothing to indicate you will not be OK. I am confident you will get a suspension.

 

Make sure you have a copy of your N11M form and statement with you so you can refer to it if necessary.

 

Get to court in plenty of time and see if there are any CAB or legal advisors there, they can accompany you in the hearing and support you.

 

The representative from the other side may ask to speak to you before the hearing, it's entirely up to you whether you do so or not. Sometimes if it is a young just qualified solicitor they can be a bit arrogant. If at any time you do not feel comfortable with how the conversation is going, just say you want to leave it to the judge to decide and walk away.

 

I am sure you will be fine, try to stay as positive as you can.

 

Be brave, it will soon be over.

 

Kind Regards

 

Ell-enn

[OLIVE.FAMILY]

Hi there Tinner

Tonycee and Ell have said it all really. I say this to everybody who goes to court on here, but i really do mean it. When you walk into that court building you take all of us with you, all our thoughts,prayers and best wishes.

 

Good luck

 

olives xx

[tinner]

Hi, first of all, sorry I haven't been able to log in sooner.

 

I went prepared with the positive thoughts of everyone who posted, and Ellen's fantastic material that I would never have known about.

 

The oppoisition solicitor came over, had a quick look through it, and asked me to confirm my proposal (£50).

 

He rang GE Money, and 2 minutes later, came out and accepted my proposal. I didn't even have to discuss things with the judge. He just confirmed the agreement.

 

Once the arrears are paid off, the suspension will evaportate immediately, so the judge advised to save any money if I have any spare at the end of the month, to get is paid off ASAP.

 

Once I find myself on a more solid footing - hopefully next month - I'll make a small donation to the website. It would certainly be money well spent.

 

Once again, thank you all sincerely.

[Ell-enn]

Hi there, fantastic news! and well done for being so brave.

 

I'm glad we were able to help you and hope you can now relax.

 

I love a happy ending:)

 

Kind Regards

 

Ell-enn

[tonycee]

Fantastic.........Well done.

 

With the reputation of GE, to agree to your proposal within 2 minutes, is reassuring for those of us still to go through it.

 

Lets hope that the governments proposed guidelines on repossessions is already working.

[OLIVE.FAMILY]

Well done Tinner, I am so relieved for you. Congartulations

 

olives xx