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Hi, first of all, sorry I haven't been able to log in sooner. I went prepared with the positive thoughts of everyone who posted, and Ellen's fantastic material that I would never have known about. The oppoisition solicitor came over, had a quick look through it, and asked me to confirm my proposal (£50). He rang GE Money, and 2 minutes later, came out and accepted my proposal. I didn't even have to discuss things with the judge. He just confirmed the agreement. Once the arrears are paid off, the suspension will evaportate immediately, so the judge advised to save any money if I have any spare at the end of the month, to get is paid off ASAP. Once I find myself on a more solid footing - hopefully next month - I'll make a small donation to the website. It would certainly be money well spent. Once again, thank you all sincerely.

Hi, first of all, sorry I haven't been able to log in sooner. I went prepared with the positive thoughts of everyone who posted, and Ellen's fantastic material that I would never have known about. The oppoisition solicitor came over, had a quick look through it, and asked me to confirm my proposal (£50). He rang GE Money, and 2 minutes later, came out and accepted my proposal. I didn't even have to discuss things with the judge. He just confirmed the agreement. Once the arrears are paid off, the suspension will evaportate immediately, so the judge advised to save any money if I have any spare at the end of the month, to get is paid off ASAP. Once I find myself on a more solid footing - hopefully next month - I'll make a small donation to the website. It would certainly be money well spent. Once again, thank you all sincerely.

Hi all, I've just had a call this afternoon: "Hello, I'm calling from .... I was just reminding you of your court date TOMORROW" I assured him, in a panic that I don't have a court date tomorrow, but that it was on the 28th. He said that it was the 23rd, and I must have misread it. I hung up and went to check my letters, and I have two which state the 28th. One of them even has it written (Twenty-eighth). I rang him back, and he advised that it was definitely the 23rd, that the letters must have been wrong. I rang the courts, and they have also advised me that the hearing will take place tomorrow. I'm terrified now. I was coming to terms with things after the great help and support I've had on here, but now I just feel so out of control and unprepared. Can they change the date at such a late stage when I have two letters which state the 28th? I'm not sure. Maybe it's best to get it over with, but I'm just very panicked. Thanks for any help.

Hi all, I've just had a call this afternoon: "Hello, I'm calling from .... I was just reminding you of your court date TOMORROW" I assured him, in a panic that I don't have a court date tomorrow, but that it was on the 28th. He said that it was the 23rd, and I must have misread it. I hung up and went to check my letters, and I have two which state the 28th. One of them even has it written (Twenty-eighth). I rang him back, and he advised that it was definitely the 23rd, that the letters must have been wrong. I rang the courts, and they have also advised me that the hearing will take place tomorrow. I'm terrified now. I was coming to terms with things after the great help and support I've had on here, but now I just feel so out of control and unprepared. Can they change the date at such a late stage when I have two letters which state the 28th? I'm not sure. Maybe it's best to get it over with, but I'm just very panicked. Thanks for any help.

Thanks Olive. I'd feel more comfortable if my son was allowed to speak on my behalf, but if that wasn't possible I'd even feel a little better just by having him there. I'm really pleased to hear from both of you that it isn't quite as scary as I'd built it up to be in my mind. Let's just hope I'm feeling as brave on the day! I really appreciate the kind words and help from you both.

Thanks Olive. I'd feel more comfortable if my son was allowed to speak on my behalf, but if that wasn't possible I'd even feel a little better just by having him there. I'm really pleased to hear from both of you that it isn't quite as scary as I'd built it up to be in my mind. Let's just hope I'm feeling as brave on the day! I really appreciate the kind words and help from you both.

Thanks once again for your reassuring words. I think I'd feel a lot better having my son there with me, and it's a comfort as well to know that there will just be a few people in the room. I was imagining something a lot worse.

Thanks once again for your reassuring words. I think I'd feel a lot better having my son there with me, and it's a comfort as well to know that there will just be a few people in the room. I was imagining something a lot worse.

I can get a print off from my online banking to take with me. As it gets closer to the date, I find myself getting more and more worried. Would it be possible for my son to appear on my behalf? He has offered to do this for me, and it would be a great relief - but firstly I don't know if it would be allowed...and if it were allowed, could it be perceived that I'm not taking things seriously (when actually, it's all that dominates my thoughts recently). Thanks all.

I can get a print off from my online banking to take with me. As it gets closer to the date, I find myself getting more and more worried. Would it be possible for my son to appear on my behalf? He has offered to do this for me, and it would be a great relief - but firstly I don't know if it would be allowed...and if it were allowed, could it be perceived that I'm not taking things seriously (when actually, it's all that dominates my thoughts recently). Thanks all.

Hi Ellen, yes I'll be able to make the payment before the hearing.

Hi Ellen, yes I'll be able to make the payment before the hearing.

I also meant to say that GE Money, a couple of weeks ago, said that they could offer me an interest only mortgage for a period of 6 months whilst i got back on my feet. I said that I would be happy to do this, but he advised that it wouldn't be possible until after the hearing. I asked for it in writing, but so far haven't received anything.

I also meant to say that GE Money, a couple of weeks ago, said that they could offer me an interest only mortgage for a period of 6 months whilst i got back on my feet. I said that I would be happy to do this, but he advised that it wouldn't be possible until after the hearing. I asked for it in writing, but so far haven't received anything.