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£5000 limit and interest question


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Welshman is probably right. He usually is!!

 

But personally I would be tempted to give them a ring, if I hadn't heard by then, on friday afternoon. It's possible they haven't kept proper track of your court date (it's happened before) and, if so, you could cause them a nice dose of panic.

 

But only phone them if you feel confident doing so. At this stage you have the upper hand. You don't need to give them any concessions at all.

 

But however the next few days go, I'm sure the whole forum is right there with you.

Victimnomore

By day, quiet unassuming bank customer - but, by night, .. .. .. .. ..

Barclays Case1

14/03/07 **WON** FULL settlement £3358.39

Barclays Case2

08/09/08 Prelim: please give me my £187.91 back.

Halifax Case1

14/03/07 **WON** Refunded £728 (including £54 costs)

Halifax Case2

08/09/08 Prelim: please give me my £268.24 back.

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Thanks for the support and encouragement everyone...

 

This morning I received a letter, dated yesterday (Fri 27 Oct)... Talk about cutting it fine. Of course, I need to call them to put a couple of things straight (they have not left enough time for reply in writing / negotiation) but hopefully this will all be wrapped up on Monday. Otherwise, it's off to court on Tuesday. To be honest, it will be rather disappointing not to get my day in court after so much build-up...

 

(Final) update soon!

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Squeeze every last penny out of them barcingmad. You have been waiting long enough, so make sure that they pay for it.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Well, cheque arrived in the post this morning for full claim... Woohoo!!

 

They were very keen to get hold of me on Monday - I certainly got the feeling they were quite keen to avoid going to court yesterday. Can't think why, considering my case was apparently completely devoid of merit.

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Congratulations - well done

 

Really pleased for you

 

(still waiting for Court Date -moan)

 

Spotty

[sIGPIC][/sIGPIC]Statement request 4th May

Prelim Letter sent 24th May

LBA 7th June

Thanks but no thanks letter sent 22 June

MCOL 22nd June

Claim acknowledged 26 June

AQ sent 2nd August

17 Nov Court Date Set for 29 Jan 2007

Settled in full 12/12/06

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Congratulations :D :D

My word they do cut it fine don't they.

 

I wonder if its because they forget or that they want to play chicken ????

 

 

Well done anyway...............

 

Lizzy :D

 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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Congratulations.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 12 years later...

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

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