Voluntarily returning my car whilst still under finance to Welcome finance

[westentertainer]

ok thanks i do not have PPI ,i notice that gap is classed as shortfall insurance and that was 350 pounds will have a word with them.

[postggj]

Westentertainer

 

Try This On Welcome And Get Back To Me

 

You Vt The Vehicle

On The Agreement, It States Your Rights In Doing A Vt

Pay Off This Amount And You Can End The Agreement

 

Where Does It Say You Are Still Responsable For The Insurance Etc

 

You Have Paid Xyz And As To The Terms Of The Agreement And Ended The Agreement

 

Interested In The Reply Welcome Give To That One

 

The Agreement Has Ended If You Have Paid Xyz

[westentertainer]

Westentertainer

 

Try This On Welcome And Get Back To Me

 

You Vt The Vehicle

On The Agreement, It States Your Rights In Doing A Vt

Pay Off This Amount And You Can End The Agreement

 

Where Does It Say You Are Still Responsable For The Insurance Etc

 

You Have Paid Xyz And As To The Terms Of The Agreement And Ended The Agreement

 

Interested In The Reply Welcome Give To That One

 

The Agreement Has Ended If You Have Paid Xyz

can you have a look at the letter and other doc for me ..can i post it on here?

[postggj]

I Would Start A New Thread As Not To Confuse

 

When Its Up And Running Give Me A Bell

[robuck]

Westentertainer

Where Does It Say You Are Still Responsable For The Insurance Etc

 

You Have Paid Xyz And As To The Terms Of The Agreement And Ended The Agreement

 

The Agreement Has Ended If You Have Paid Xyz

 

The VT amount that is stated on any HP agreement relates the the HP portion of the finance.. NOT the PPI element.

 

Together they make up the Total amount payable but they are seperate

 

Just thought id answer that question first .... sorry

[postggj]

i know where you are comming from,

been down this road long ago,

 

the point i am making is welcome use multiple agreements to confuse,

it does state

 

to end this agreement you must have paid xyz

 

there is only one agreement, be it a multiple one

 

the figure quoted to end the agreement should include and ppi etc

 

waiting on confirmation on this

[flub1976]

Welcome and most other HP companies use multiple agreements becasue they have too. Its what the law says they have to do and they are seperate, unfortunately.

 

If youve VT'd then the car should have gone back to them. Are you sure they have accepted that you have vt becasue they wouldnormally get the car back then hit you for some contribution to the condition of the car especially if the car is undrivable.

[westentertainer]

Welcome and most other HP companies use multiple agreements becasue they have too. Its what the law says they have to do and they are seperate, unfortunately.

 

If youve VT'd then the car should have gone back to them. Are you sure they have accepted that you have vt becasue they wouldnormally get the car back then hit you for some contribution to the condition of the car especially if the car is undrivable.

YES i have had an official letter from them telling me its been VT;D

i was told that the clutch was ok because it is normal wear and tear