here it is many thanks

here is the letter thank you,

they are called INVESTOR COMPENSATION,i have e mailed Legal Ombudsman PO Box 6806 Wolverhampton WV1 9WJ shall i send them a letter also? yes they are regulated by ministry of justice

they are now threating me with a court order and 8% annual interest ,any more input please

hi, i stupidly downloaded a form off the net to try to claim some ppi i thought i had paid, i sent the form off without looking at the fee , i sent details of the claim the dates, the account number, everything that they needed, meaning that they did not have to look up my account, i phoned them a few weeks later [i paid for call ]and tried to speak to someone to tell them that i had received a questioner from the loan company. no one rang me back so i filled the questioner in myself and sent it back my self [i paid for stamp] a few weeks went buy and i was offered £4.5k from company, in the meantime i got a letter from ppi company saying that i have to pay £1600 to them, but for what i did all the work! i was told that i would have a cheque in 10 to 15 days, ,i have just received a automated message to my mobile telling me to contact them[ppi company] i had to pay top ring them back and spoke to some obnoctious prat telling me to set a post dated payment for when i received payment,i told him what he could do! i know hindsight us a wonderful thing but i thought it would be a hard fight, and i really did not know that i would be charged 30% can i make a complaint because the ppi company has not done anything many thanks

hi it states in the small print on the gap waranty that it ends when the contract ends for whatever reason. the 2 forms that i had has the RAC phone numbers and account numbers. no rebate mentioned...at the moment i am paying £100 per month for waranty and gap.

i phoned the RAC WARRANTY CUSTOMER SERVICES and was told that the waranty had ceased on the 6th march 2009, i also asked about the gap ,she told me that becomes null and void when the contract ends for any reason,,WELCOME will be ringing me on the last day of this month for my normal 100 pounds..i think i should tell them to;go away in short sharp jerking movements; any thing else i need to do?

thanks so what should i ask them ;;subject acess request; i will check my warranty

hi , been on these forums a few times about the same thing over the last few years... purchased a renault espace 3 years ago used WELCOME for the finance..worst car i have ever owned [only done 4000 miles in 3 years] spent more time off road than on,,anyway VT;d it bacl last april 2009 recieved letter of welcome saying i would have to pay 1200 pounds for 2 months arears and gap and also for the warranty,made arrangments to pay 100 a month off this to i have done for last 8 months, someone called my wife to pick up the car months ago but i was in work she asked them to call again ,they did but was on holiday ,they said that they would pick up the car when they were in the area ,but never did ,the car has been on my drive for the last 11 months...right¬¬ i had a call from a lady at welcome today saying that i now owe 2000 pounds arears mmmm she said because the car was not picked up,and it was my responsibilty to keep contacting them the arears increased,,i told her that was a cracking way to make people pay ,let them vt the car ,then not pick it up and then i would have to vt it again from now and still pay the arears can they do this any help please its pending now

yes i have the agreement purchased from trade centre wales.

it was with BRITISH CREDIT TRUST /over 4 years and i had it for over a year

hello i had a car back 4 years ago and had it reposesed because i could not afford it the car was 7000 pounds i had a letter 3 years ago that it had been charged to my property..i thoght that was that .if the house was ever sold they would take the charge. i have just had a phone call from a solicitor handing the case that there has been charges acouring daily and i now owe 11000 pounds what can i do? help please

YES i have had an official letter from them telling me its been VT;D i was told that the clutch was ok because it is normal wear and tear

hey! swalec is the electricity supplier for SOUTH WALES

hello i had a problem with cash flow a few years ago and had to have a token electricity meter installed ,now i have paid all the arrears, i contacted SWALEC and they told me i would have to be debt free for six months and then be credit checked..my cash flow situation is now fine and can set up a direct debit with no problem ,,talk about ;give a dog a bad name; is there any thing i can do .... many thanks