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    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Shewolf V Barclays


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Who would you contact? Mr Ruffhead directly or their call centre?

Barclays 1st Claim

Prelimery letter sent 19/7/06

LBA sent 2/8/06

Offer of less than 50% rejected

Filed MCOL 18/8/06

Defence filed 23/9/06

Court date 8th February

 

 

Barclays 2nd Claim

Prelimery letter sent 11/10/06

LBA Sent 25/10/06

CLAIM SETTLED 10/11/06 :-)

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Who would you contact? Mr Ruffhead directly or their call centre?

 

If you have his number, then yes. If not try the main number. I'll give you the number I phoned when I had my settlement letter for my first claim. It was for a lady called Temilope Fatogan Legal Clerk, her number is 0207 116 5634.

 

Worth a try.

 

HTH

 

Tanz

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Thanks for your help. I'll ring them and see what happening

Barclays 1st Claim

Prelimery letter sent 19/7/06

LBA sent 2/8/06

Offer of less than 50% rejected

Filed MCOL 18/8/06

Defence filed 23/9/06

Court date 8th February

 

 

Barclays 2nd Claim

Prelimery letter sent 11/10/06

LBA Sent 25/10/06

CLAIM SETTLED 10/11/06 :-)

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Could this info possibly be added to one of the template early letters, e.g 'the English legal system is now losing patience with the length these cases take, striking defendent cases as an abuse of process. A quick resolution would safe you time and money...' Just a thought.

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Seems like a good idea to me! The courts want to free up court time that the banks are wasting. They told me that they are ending up with empty gaps in their time. They are getting pretty fed up with banks dragging these cases out like this, lets hope that things start to change now.

Barclays 1st Claim

Prelimery letter sent 19/7/06

LBA sent 2/8/06

Offer of less than 50% rejected

Filed MCOL 18/8/06

Defence filed 23/9/06

Court date 8th February

 

 

Barclays 2nd Claim

Prelimery letter sent 11/10/06

LBA Sent 25/10/06

CLAIM SETTLED 10/11/06 :-)

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Thought i would wait until today before phoning as I thought something may come in the post, or the court wold know something.

 

Nothing from Barclays. The court said that the judge is keeping an eye on these cases and is going to look at these again on Thursday next week. Barclays haven't sent anything in yet.

 

Court says all I can do is wait now. Any advice?

Barclays 1st Claim

Prelimery letter sent 19/7/06

LBA sent 2/8/06

Offer of less than 50% rejected

Filed MCOL 18/8/06

Defence filed 23/9/06

Court date 8th February

 

 

Barclays 2nd Claim

Prelimery letter sent 11/10/06

LBA Sent 25/10/06

CLAIM SETTLED 10/11/06 :-)

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Thought i would wait until today before phoning as I thought something may come in the post, or the court wold know something.

 

Nothing from Barclays. The court said that the judge is keeping an eye on these cases and is going to look at these again on Thursday next week. Barclays haven't sent anything in yet.

 

Court says all I can do is wait now. Any advice?

 

You could write to Barclays stating what the judge has said and ask them if they want to make full settlement, with no conditions. Either that or phone them.

 

Tanz

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Personally I would contact Barclays and say youre ready for a settlement, if its gone this far, they will pay out [going by past claims]

good luck, your bank balance is about to look quite healthy soon. LOL

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Thanks for all your advice! Will update you all when I know more xxxx

Barclays 1st Claim

Prelimery letter sent 19/7/06

LBA sent 2/8/06

Offer of less than 50% rejected

Filed MCOL 18/8/06

Defence filed 23/9/06

Court date 8th February

 

 

Barclays 2nd Claim

Prelimery letter sent 11/10/06

LBA Sent 25/10/06

CLAIM SETTLED 10/11/06 :-)

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The first of the lincoln orders is due for hearing on Friday 18th.

This is Lloyds Tsb claim.

As yet we do not know if they have settled.

We dont anticipate them going to court but one never knows they may try some other stalling but would be foolish after this order.

Contact with Barclays is a matter for the claimant but they obv know that she is ready to settle.

They do not need to do that before 25th.so my guess is that they will do it on or just before 11th hour.

It is extremely important to let the Judge know as soon as they do.

This will confirm to him the original order served its purpose and is likely to influence that order being more widely used again.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The first of the lincoln orders is due for hearing on Friday 18th.

This is Lloyds Tsb claim.

As yet we do not know if they have settled.

We dont anticipate them going to court but one never knows they may try some other stalling but would be foolish after this order.

Contact with Barclays is a matter for the claimant but they obv know that she is ready to settle.

They do not need to do that before 25th.so my guess is that they will do it on or just before 11th hour.

It is extremely important to let the Judge know as soon as they do.

This will confirm to him the original order served its purpose and is likely to influence that order being more widely used again.

 

Good news Martin and points too! roll on tomorrow :D

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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i'll be at this stage soon too.. let's hope the judge i get is as keen as yours!

:cool: Barclays claim for £1,460

 

10/06/06 - S.A.R - (Subject Access Request) sent.

21/06/06 - Statements received.

05/10/06 - Prelim letter sent.

19/10/06 - LBA sent.

02/11/06 - Offer received for £700.

12/11/06 - Rejection letter sent.

23/11/06 - MCOL submitted (£1,890.27 with 8% interest).

24/11/06 - Charges schedule sent to bank & court.

28/12/06 - Barclays file defence/AQ received from court.

14/01/07 - AQ & charges schedule sent to court.

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CONGRATULATIONS

Nice work you got there in the end......our thanks to the Lincoln Judge too who has forced the banks to recognise the courts are fed up with them.

I will leave you to give the report on the last of your dealings!

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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SETTLED THIS MORNING !!!!!

:grin: :grin: :grin: :grin: :grin: :grin:

 

What do I do about the confidentiality part? Don't want to sign it!

Barclays 1st Claim

Prelimery letter sent 19/7/06

LBA sent 2/8/06

Offer of less than 50% rejected

Filed MCOL 18/8/06

Defence filed 23/9/06

Court date 8th February

 

 

Barclays 2nd Claim

Prelimery letter sent 11/10/06

LBA Sent 25/10/06

CLAIM SETTLED 10/11/06 :-)

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Yes if its been pre-worded for you to sign with a settlement letter simply draw a line through it.

Telling them by phone does not leave any proof.

Copy the letter before returning it.

 

Alternatively you can write;

 

"I am prepared to accept the settlement as indicated,subject to the additional amount of.........being paid as indicated to you by e mail on................

I reserve the right to further claim any further unlawful penalty charges with regards to this account that are not represented in the current settlement.

I am not prepared to agree to any conditions regarding confidentiality to disclose or discuss the settlement to third parties."

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Just wanted to say a massive thankyou to everyone for all your help and support. I could not have got this far without everyones help !! XXXXXX

 

This money will make a real difference to me and my family, so all your help has been invaluable.

Barclays 1st Claim

Prelimery letter sent 19/7/06

LBA sent 2/8/06

Offer of less than 50% rejected

Filed MCOL 18/8/06

Defence filed 23/9/06

Court date 8th February

 

 

Barclays 2nd Claim

Prelimery letter sent 11/10/06

LBA Sent 25/10/06

CLAIM SETTLED 10/11/06 :-)

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Just wanted to say a massive thankyou to everyone for all your help and support. I could not have got this far without everyones help !! XXXXXX

 

This money will make a real difference to me and my family, so all your help has been invaluable.

VERY WELL DONE!

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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