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Ruthbridge Response to CCA request


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An alternative, making use of the latest legislation:

 

Dear Curs

 

I refer to the telephone call from Susan Jones at Ruthbridge of (date), and your letter dated (date) in which you threaten me with bankruptcy. Take notice that all communication in this matter must be in writing.

 

You will be aware that I made a formal request pursuant to s.77/78 of the Consumer Credit Act 1974, receipt of which you signed for on 07 April 2008. You have failed to comply within the statutory time limit.

 

In light of this, your current activity constitutes an unlawful demand for payment, and I am advised that this is also contrary to the Consumer Protection From Unfair Trading Regulations 2008.

 

Until you comply fully and properly with my s.77/78 request, I am unable to enter into further correspondence. Any further unlawful activity will be reported to the appropriate enforcement authorities. If you are unable to comply fully and properly with my request, you should confirm this in writing, and return the fee.

 

If you do not understand this letter, you should seek professional advice.

 

Yours etc.

Edited by ScarletPimpernel
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