Jump to content


  • Tweets

  • Posts

    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

philread1 v Abbey ** WON ** fast track with costs


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6078 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello to Everyone,

 

I've just started a claim, this is going to be a real BIGGIE!!!!!

 

Just a quick question. If your claim is more than £5000, what court do you pursue it through and is it wise to try and claim for more than £5000, or can you split the claim in two, and pursue them both through the small claims court?

 

Thanks to everyone involved with this site, it is a REAL inspiration.

 

Phil

This is only my personal, honest opinion!

Link to post
Share on other sites

  • Replies 114
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Thanks, Michael

 

I sent my DPA letter on the 23rd by recorded delivery, and it was received on the 26th June. No reply yet, but I'll keep the forum updated.

 

I sent it to the Data Controller for The Scabbey at 2 Triton Square, Regents Place, London, NW1 3AN. Does that address ring a bell?

 

Phil

This is only my personal, honest opinion!

Link to post
Share on other sites

Just received my first reply to my DPA request letter sent on the 23rd June, but its not what I expected! It was a letter cancelling my agreed overdraft limit!

 

This has therefore rendered my account useless, and as stupid as I now feel for not having a parachute, I will do this first thing Monday morning.

 

I sent my DPA request to Triton Square in London, so by having received this letter from shABBEY this morn, it must be an indication that they received my DPA request letter, even though they have'nt formally acknowledge having done so and want to mess me up!

 

Still, 28 days and counting for them to get the info back to me! I'll remind them with a week to go!

 

Phil

This is only my personal, honest opinion!

Link to post
Share on other sites

Abbey do anything but play fair.

Be warned and prepared.

;) nn

FAQs: click here: http://READ THESE

 

Any views or opinions expressed are in good faith, to the best of my ability. I don't like to admit it, but I have been known to be wrong. Check other threads and if in doubt, seek professional advice.

 

 

Abbey: SETTLED IN FULL:lol:

BoS M/card SETTLED 27/09:lol:

Aqua CC (Halifax) SETTLED 28/06 :lol:

GMAC Request for refund 14/6; Prelim 31/7; LBA 11/9

First National Mortgage Data Protection Act sent 14/6 Statements 26/7

Cap 1 - SETTLED IN FULL:lol:

Abbey x 2: 50% offer refused AQ filed

Link to post
Share on other sites

  • 3 weeks later...

Hello Everyone,

 

Just received the bog standard, computer generated letter from Pam Speed. Was sent on the 23rd June, so its only taken nearly 4 weeks to get an acknowledgement for my S.A.R - (Subject Access Request)!!!!

 

Anyway, as you all probably know, it just basically tells me that:

 

"the shABBEY are unable to supply a list of charges applied to my a/c for the last 6 years blah, blah, blah..."

 

"Under Data Protection Act will only receive the transactions currently on their system blah, blah, blah..."

 

Most importantly, "Any earlier transactions have been archived onto microfiche, which is not covered by DPA, blah, blah, blah..."

 

Well, their time is up on the 5th Aug, and the clocks ticking!!!!

 

I'm just going to acknowledge their letter, out of politeness and a lot quicker than shABBEY, and will just remind them of how long they have to get the information to me, and if not I'll have to go down the route of the microfiche argument as set out by alanfromderby.

 

All the best to everyone out there getting their illegal charges back!

Phil:)

This is only my personal, honest opinion!

Link to post
Share on other sites

Hello Everyone,

 

Just a quickie, who should I send alanfromderby' letter on the 'microfiche argument'. Should I send it to Pam Speed in Bradford, whose letter I am replying to, or should I send it to the Regulatory Compliance unit in Milton Keynes, as stated on his template letter?

 

Thanks

Phil

This is only my personal, honest opinion!

Link to post
Share on other sites

Hello Everyone,

 

Just a quickie, who should I send alanfromderby' letter on the "microfiche argument". Should I send it to Pam Speed in Bradford, whose letter I am replying to, or should I send it to the Regulatory Compliance unit in Milton Keynes, as stated on his template letter?

 

Thanks

Phil

This is only my personal, honest opinion!

Link to post
Share on other sites

Hello Everyone,

 

Just a quickie, who should I send alanfromderby' letter on the "microfiche argument". Should I send it to Pam Speed in Bradford, whose letter I am replying to, or should I send it to the Regulatory Compliance unit in Milton Keynes, as stated on his template letter?

 

Thanks

Phil

 

Hi Phil

 

I'm sending mine tomorrow to both Pam Speed in Bradford and Jackie Scott In Data Protection, Milton Keynes. Don't know whether that's right but I thought a "double wammy" would make sure it landed in the right place.

 

If that's not right, perhaps someone could correct me as well as inform Phil.

 

Thanks

Sue

Wanabee:cool:but easily :confused:ed!!

23/6 Data Protection Act + £10

6/7 Pam Speed ltr

7/71 yr sttmts (2nd a/c) Faxed auth. 4 £10m'fiche

9/7 Screen prints 1 1/2 mths 1st a/c/2 1/2 mths 2nd a/c

11/7 20 mths sttmts 1st a/c

25/7 DPA reminders

1/8 40 DAYS UP & NOTHING

5/8-8/9, 7/8 3 "sorry not happy"/"m'fiche not covrd"ltrs

9/8 IFO form & backup mat'l

10/8 LBA/calcs 2 Dawn Hoyle

CHECK COPY STMNTS - DON'T HAVE CHARGES AT FRONT

12/8 a/c info fm 2001

18/9 £505 GWP offer

26/9 Rej. ltr/7 days 2 court action (1st a/c)

10/10 Moneyclaim form online (1st a/c)

20/10 Ack of Serv rec'd

3/11 AQ 2 court

20/11 Abbey AQ @ court

4/1/2007 Preliminary court hearing due

30th Dec. 2006 REC'D FULL PAYMENT INTO BANK ACCOUNT - ABBEY's WITHDRAWN!!:D

Link to post
Share on other sites

Thanks, Karnevil & sutee50

 

The letter from Pam Speed really is poor, shABBEY' printer must be sick of printing out that letter at the moment!!!!:D

 

First thing tomorrow, I'll definately get one out to Pam Speed, and just for good measure I'll send one to the Regulatory Compliance!

 

Thanks, again, and I'll keep this thread updated.

 

Phil

This is only my personal, honest opinion!

Link to post
Share on other sites

Hello Everyone,

 

Received my last 14 statements today, no surprise there. Going to write to them on Monday reminding them of their obligations under the DPA (7 days), and to remind them how long they have to get the remaining information to me!

 

BORING, BORING, shABBEY.......!:)

 

Phil

This is only my personal, honest opinion!

Link to post
Share on other sites

Hello Everyone

 

I'm now preparing an estimate from the last 6 years, I would just like to know what date the 6 years starts from in relation to the claim I am making?

 

My SAR was received by shABBEY on the 27th June requesting statements as far back as 31st July 2000, the 40 days are up on the 6th August. Only thing is now, 31st July 2000 is over 6 years now?

 

Any help would be great!

Phil

This is only my personal, honest opinion!

Link to post
Share on other sites

Hello Everyone

 

Received second letter from Pam Speed on Saturday, and my first one from Marc Winder on Friday last week. Pretty standard, computer generated stuff that has been copied on here a few times, so I'm not going to repeat it.

 

Sending my Prelim letter today, requesting £10,715 dating back to July '00. I've got statements as far back as Dec '03, so the rest is estimated. For the period I know it comes to £5381!!!

 

I'm really struggling financially at the moment, and this has made me go for the whole lot first time rather than splitting it up and having to go through all this again. I don't really think the shABBEY have got a leg to stand on any way after spending countless days & nights reading through all the information. Its no wonder people struggle so much, as when these charges start, it is so hard to get away from them, and before you know it, your charges start to snowball. This is when the pressure & stress start to kick in, and the banks don't give a stuff!!!!!

 

Just think of all the fat cats at the top of the shABBEY tree, all coining it in through excessive charging to the everyday people' bank accounts!!!!! That thought in itself is enough to make people claim what has been unlawfully taken from them, back!

 

Any thoughts from anyone about claiming the whole lot in one go would be much appreciated. I've had some advice from seminole, that was nice, but as I said before, my present situation has kicked me into going for it.

 

Anyway, thats my rant for today over!!!!!! Don't let the B******* grind you down!

 

Phil:)

This is only my personal, honest opinion!

Link to post
Share on other sites

Guest lobster

hi there im in fast track aswell with abbey for 9,000 with interest. have until next tuesday to acknowledge hope they dont wanna hit that button. havent statred my thread yet on abbey but will do

go for it

Link to post
Share on other sites

Hello karnevil

 

Can you get rid of some of your PM's so I can send you one, it tells me your quota is full?

 

Also, can I change my username, its not that anonymous!!!!!

 

Thanks

Phil

This is only my personal, honest opinion!

Link to post
Share on other sites

  • 2 weeks later...

Wow that is a big claim!!! good luck ;)

REFUNDED

Hubbys - HSBC £4,165 paid 18/8 after MCOL issued :)

HSBC - £651 paid 18/8 after MCOL issued :)

HSBC - £147 Prel 7/8, LBA 21/8, MCOL 6/9 £241

Hubby Halifax - Prel 29/7 £215, LBA 21/8, Offer rec. £110 22/8, MCOL 6/9 £298

Abbey - £2758 - Prel 26/6, LBA 10/7 - MCOL 26/7 £3,391, offer 25/8 £1,755.94, paid £3567.32 after Case manag hearing

Barclays - £675 Prel7/8, LBA 21/8, offer received £300 MCOL 6/9 £998 - Paid £1,012 before going to Court

Link to post
Share on other sites

Yes that is a big claim and many Shabby customers are truly thankful to you and me, £7000 claim, for their free banking. Good luck to all of us and the 8% interest will be spent on a well deserved holiday. The donation to this site will be one of the most satisfying things I have ever done.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

Link to post
Share on other sites

Hello Everyone

 

Well, I've been checking my account more regularly of late, expecting to be hit with shABBEY' new tactic of refunding a few charges back to my account!!

 

I last checked it this morning, with still no changes or activity to my account.

 

Just imagine my surprise when I just checked my account, on the shABBEY' 14th day to give me a refund of ALL my charges back, I find £1730 worth of miscelleneous charges having mysteriously been put back into my account!!!!!:D

 

Of course, I'm going to continue tomorrow with my LBA, whilst at the same time I'll accept their refund as part payment for the refund of my charges, but will still be claiming for the full amount, over £10,500 (before the 8%!!):D

 

I'll be there at my post office at 8:55am tomorrow morning with my LBA, first in the queue waiting for it to open, "Recorded Delivery, to the shABBEY, PLEASE"!!!

 

Keep Watching All!

Phil:)

This is only my personal, honest opinion!

Link to post
Share on other sites

What an excellent start!!!! well done!!! There will be a lot of people on here just waiting for you to get your £10,500 back with interest!!!

REFUNDED

Hubbys - HSBC £4,165 paid 18/8 after MCOL issued :)

HSBC - £651 paid 18/8 after MCOL issued :)

HSBC - £147 Prel 7/8, LBA 21/8, MCOL 6/9 £241

Hubby Halifax - Prel 29/7 £215, LBA 21/8, Offer rec. £110 22/8, MCOL 6/9 £298

Abbey - £2758 - Prel 26/6, LBA 10/7 - MCOL 26/7 £3,391, offer 25/8 £1,755.94, paid £3567.32 after Case manag hearing

Barclays - £675 Prel7/8, LBA 21/8, offer received £300 MCOL 6/9 £998 - Paid £1,012 before going to Court

Link to post
Share on other sites

hi phil,

abbey or rather their incompetent solicitors dla have well and truly peed me off.i tried being reasonable with them and they didn't want to know but if i dropped the amount claimed to a more reasonable amount they may find it acceptable.HA! i am most definitely passing it over to my solicitor and lets see how reasonable they think his charges are.tuff they had their chance to settle and chose to ignore it.what abbey dont know is that i only use that account with them for invoices to universities and such like who although given 30 days to pay an invoice they invariably take 6 or 7 weeks to pay.i have another account for the rapid payers.HA!

Link to post
Share on other sites

Hello lesser

 

Thanks for keeping me updated with your claim! The shABBEY' solicitors obviously have a "step-by-step" guide on how to try and defend all these claims!!!!!!:D They are as predictable as the people they are working on behalf of!!

 

Phil:)

This is only my personal, honest opinion!

Link to post
Share on other sites

Hello Everyone

 

Received a letter in response to my LBA on Fri 1st Sept, the usual computer generated type, only this time the computer signed it from a 'Michael Corbett'!!!!

 

They go on to tell me they have refunded £1760 for the period Sep '05 - Aug '06(My figures tell me it should be more than £3800 for the same period!!!), and have cancelled a further £140 due to be taken out this month!!! I've stopped using the account now, and is now in unauthorised overdraft.

 

Thanks for your 'Gesture of Goodwill', but I want ALL of my money back!!!

Onwards & Upwards, Moneyclaim here I come next Monday!!!!!!!:D

Phil:)

This is only my personal, honest opinion!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...