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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
    • Developing computer games can be wildly expensive so some hope that AI can cut the cost.View the full article
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Immediate Removal of Overdraft HBOS


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Hi I am desperate for any advice. Over a yr ago I successfully claimed back bank charges and have never got a charge since. I was on Incap Benefit as I was long term sick. Ive returned to work 9wks ago thus more money going into my account. I have an overdraft of £1100 and it was renewed fairly recently with no probs. On 20th May I got a letter from HBOS saying they are withdrawing this overdraft within 14 days of getting the letter. Letter dated 15th May (I got it on 20th May) and as my account will prob be in debit I will be liable for any chgs. I live on my overdraft and if they do this then not only will I be in debit and get charges, I wont have a penny for myself and my 2 kids (single parent)

I would appreciate any advice whatsoever as this is making me ill and desperate.

Thank You

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Hello Miss Lori

 

They can withdraw an overdraft facility with 14 days notice, some are 28 or 30 days, and do not have to give a reason.They can withdraw one with immediate effect if they believe it is being misused.

 

My best advice would be to move banks now, whilst you submit a complaint to the Bank. Have all of your money paid into the new account. Negotiate a repayment plan for the overdraft with the HSBC, at a rate you can afford. Also ask them to freeze the interest whilst you pay this back.

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Thanks for your reply. I knew they could remove it but as you will realise it will cause dire financial hardship for me and my 2 children 100%. For info: There has not been 1 bit of misuse on it! They have been fly as they know my salary goes into the bank on the 6th of every month and its prob already processed. I will contact my employer right now though. To me they are just doing "pay back" time and also being ruthless. They have stated quite clearly on the letter that even if they take all my salary, benefits etc and there is still not enough they will be charging me so I doubt they will be decent enough to let me do a repayment plan and freeze my interest. Do you think I should contact Debt people first or HBOS complaints dpt? Do you know if there is anywhere else on this site that gives any further info on this subject.

Thanks again. Much appreciated

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Thanks for the info Byrony, Mine isn't an error. I phoned them 2 days ago and they lodged an official complaint and was told someone would phone me back yesterday. No-one did. Also, I've just realised that my recorded delivery letter I sent last friday has only just arrived today!!!! I've opened another account buy my charges will be starting today. Terrific!!!!! They do not give a damn.:mad:

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They don't seem to care anymore Miss Lori, not like the old days when you could see your bank manager, and have tea.

 

The new account will ensure that they don't snatch back any money you have going in, and leave you pennyless for a month, which has happened on many occasions.

 

Now go after the charges, do you need assistance in asking for them back? (S.A.R )

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Thank you. No I don't need help because I use this site a lot for information. I cannot believe they just did this to me. They are ruthless. Had to cancel all my DD's and contact my payroll and everyone else. Still doing it.

My daughter has a Halifax credit card and her limit is say 1500 and she now owes 1800. She has not used it for a long long time. This is solely late payment fees and charges. Should we claim them? Can you claim the late payment fees too plus what happens when they say "they are putting the claims on hold"? They are phoning her about 10 times a day too. Morning, noon and night. Pain in the .....!

Thanks again:confused:

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