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    • Hi I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof? 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No    Have you had a response?  n/a 7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice'  
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
    • Evening all,   So today, I was sent an updated offer that includes the £12.60 I spent on letters, but they have declined to add the interest at £7.40. They have stating 'We acknowledge your request to claim interest to date, however, this would be at the discretion of a trial judge if the claim did proceed to a trial hearing.' I think I am content with this outcome, and pushing this to a trial for a total interest of £15.30 throughout the claim does not make sense to me.   What are people's thoughts? I am sure our courts have better things to concentrate on?
    • FFRSG3424ListofEvidencepdf-V1 2-merged.pdfFFRSG3424ListofEvidencepdf-V1 2-merged.pdf 2pages T&C,s UCM
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Immediate Removal of Overdraft HBOS


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Hi I am desperate for any advice. Over a yr ago I successfully claimed back bank charges and have never got a charge since. I was on Incap Benefit as I was long term sick. Ive returned to work 9wks ago thus more money going into my account. I have an overdraft of £1100 and it was renewed fairly recently with no probs. On 20th May I got a letter from HBOS saying they are withdrawing this overdraft within 14 days of getting the letter. Letter dated 15th May (I got it on 20th May) and as my account will prob be in debit I will be liable for any chgs. I live on my overdraft and if they do this then not only will I be in debit and get charges, I wont have a penny for myself and my 2 kids (single parent)

I would appreciate any advice whatsoever as this is making me ill and desperate.

Thank You

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Hello Miss Lori

 

They can withdraw an overdraft facility with 14 days notice, some are 28 or 30 days, and do not have to give a reason.They can withdraw one with immediate effect if they believe it is being misused.

 

My best advice would be to move banks now, whilst you submit a complaint to the Bank. Have all of your money paid into the new account. Negotiate a repayment plan for the overdraft with the HSBC, at a rate you can afford. Also ask them to freeze the interest whilst you pay this back.

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Thanks for your reply. I knew they could remove it but as you will realise it will cause dire financial hardship for me and my 2 children 100%. For info: There has not been 1 bit of misuse on it! They have been fly as they know my salary goes into the bank on the 6th of every month and its prob already processed. I will contact my employer right now though. To me they are just doing "pay back" time and also being ruthless. They have stated quite clearly on the letter that even if they take all my salary, benefits etc and there is still not enough they will be charging me so I doubt they will be decent enough to let me do a repayment plan and freeze my interest. Do you think I should contact Debt people first or HBOS complaints dpt? Do you know if there is anywhere else on this site that gives any further info on this subject.

Thanks again. Much appreciated

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Thanks for the info Byrony, Mine isn't an error. I phoned them 2 days ago and they lodged an official complaint and was told someone would phone me back yesterday. No-one did. Also, I've just realised that my recorded delivery letter I sent last friday has only just arrived today!!!! I've opened another account buy my charges will be starting today. Terrific!!!!! They do not give a damn.:mad:

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They don't seem to care anymore Miss Lori, not like the old days when you could see your bank manager, and have tea.

 

The new account will ensure that they don't snatch back any money you have going in, and leave you pennyless for a month, which has happened on many occasions.

 

Now go after the charges, do you need assistance in asking for them back? (S.A.R )

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Thank you. No I don't need help because I use this site a lot for information. I cannot believe they just did this to me. They are ruthless. Had to cancel all my DD's and contact my payroll and everyone else. Still doing it.

My daughter has a Halifax credit card and her limit is say 1500 and she now owes 1800. She has not used it for a long long time. This is solely late payment fees and charges. Should we claim them? Can you claim the late payment fees too plus what happens when they say "they are putting the claims on hold"? They are phoning her about 10 times a day too. Morning, noon and night. Pain in the .....!

Thanks again:confused:

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