LBL let's all rally around

[wearecarless]

In reply to oh boy

 

We been in touch with hpi company no intrest was registered regarding the vehicle that was taken with us. On here is only brief story of what happened to us. Do you work for logbook loans. You starting to sound as if you do.

 

We have had a lot of help from people on this site. And if the car has shown on hpi as someone having interest on it we would not have taken it.

[wearecarless]

Hi fleeced73

 

Thanx for info made interesting reading. Took your advice got in touch with solicitor. They looking into it for us.

[happyali]

i would like to confirm that a mate of mine had a loan from lbl with her car, and she had a hpi check and also got the police to check PNC and there was no records that LBL have anything on this acar at all.

Just thought i would say that was all

[JonCris]

the barn The elderly owner was threatened with arrest if they reported the break-in by contacting the police or the owner

 

3 vehicles NOT SUBJECT TO ANY LIEN WHATSOEVER were removed unlawfully (that's stolen to you & me)

 

After being threatened they were returned damaged & left untaxed on a public road for the owner to find on their return home later

[wearecarless]

Please remember we did not take a logbook loan out all we done was swap a car and ended up with a car that had a logbook loan on it. We done hpi check nothing shown up. We checked with hpi company and nothing had been registered for the car.

 

So how do we know if a loan was on the car.

 

We only got the bigger car as we have a disabled child, we only wanted to make his life easier. Now he is a prisoner in his home as he is unsafe to take on public transport.

 

We are fighting because we are innocent in our case and ended up with nothing this is what is unfair.

 

Why should we lose out for someone elses mistakes. We can't afford to get another car as we lost £3500 when the car was took by logbook loans. LBL told us they were legal owners of the car does this make them responsible for the repair costs for the mot costing £1500. We paying for them for something we are told was not ours. Think i should send them the bill. Make them pay it, it was there car according to them.

[wearecarless]

Please remember we DID NOT take out a LBL we swapped our small car for bigger car. The bigger car had a LBL on it took out by previous owner. Hpi check was clear, we checked with company and nothing had been registered on the car.

 

We had no way of knowing the big car had a loan on it, we are innocent inwhat happened to us. Had hpi shown interest on it we would not of done the deal.

 

we were trying to do the right thing for our disabled child he needed more room to move in.

 

We sending LBL garage bill for repair costs of £1500. We were told by them that they were the legal owners of the car, so why should we pay what is not ours to pay. Garage owner agrees with us as does his solicitor.

 

We can't afford to get another car so my disabled child is a prisoner in is home as it is unsafe to take him out on public transport. So how have we done wrong. WE INNOCENT VICTIMS IN OUR CASE.

[will_cosworth]

So have you actually followed any of the advice you have been given, and contacted HPI and the Police?

[Oh Boy!]

Yes But!

 

Have You Spoken To Hpi For Compensation, And Have You Asked The Dealer To Either Settle You Or Lbl.

 

Its Not A Police Matter I Assure You.

[gees 53]

After lots of consideration and research its true suggest that lbl and mobile money and companies like them set up solely to fleece and prey on people who are desperate to get their hands on money for various reasons.

Its true as well that like any well organised mobster they have done their homework and they are aware of loop holes that they exploit.

Once you have signed their paperwork (deed of sale) if you take the time to read the small print you pretty much give them the right to do what they like with your car if you miss a payment.

Unfortuneately third parties like wecareless sometimes also get entangled in this web and thru no fault of their own become embroiled in this rot simply to hold on to their assets.

There is no easy way to get past these guys.. I have learned one thing tho if the deed of sale is not registered at the supreme court within seven

days of it being signed then it is not valid and they have no rights over the vehicle. and yes they do slip up and they do register late.

 

I think one of the most constructive things we can do is to start a petition in the petitions forum..get as many people as possible to join it and then petition the goverment to intervene on companies who hand over money at extotionate rates. These loans should be cheap as chips considering they hold your car as security...and to charge hundreds of times higher apr then banks have when they the banks lend out on personal loans without security.

these companies work on the assumption that if the bank for whatever reason would not lend you money then you are fair game to exploit...harras..enter your property, break your car open ...and do what any loan shark or mobster would.

The goverment needs to get involved especially in these times 378% is a disgrace to the country..the office of fair trading allowing this should lose their license. lets at least help others not to fall into this. Lets petition the goverment to stop it. I for one will walk to the ends of the earth to see them closed down. I am trying to find out if it is legal for me to protest outside their premises and if it is i can tell you i will be outside mm office in london on sat morning (their busy time) with all my paper work and big signs on 2 vans warning unsuspecting customers. so if you want coffee out my flask see you there.

[wearecarless]

We contacted police at time of the car being taken they were not interested as it was civil manner. HPI company can't do anything as there was nothing registered with any firm, as solicitor has checked them. If nothing is registered there is no come back on them.

 

We have got a couple of solicitors we are working with at the moment and national papers will be running the story in the next few weeks.

 

Now trying to save to get another car, hard but need to get one for our sons sake. We will keep putting updates on here incase we can be of help to anyone else.

[wearecarless]

After lots of consideration and research its true suggest that lbl and mobile money and companies like them set up solely to fleece and prey on people who are desperate to get their hands on money for various reasons.

Its true as well that like any well organised mobster they have done their homework and they are aware of loop holes that they exploit.

Once you have signed their paperwork (deed of sale) if you take the time to read the small print you pretty much give them the right to do what they like with your car if you miss a payment.

Unfortuneately third parties like wecareless sometimes also get entangled in this web and thru no fault of their own become embroiled in this rot simply to hold on to their assets.

There is no easy way to get past these guys.. I have learned one thing tho if the deed of sale is not registered at the supreme court within seven

days of it being signed then it is not valid and they have no rights over the vehicle. and yes they do slip up and they do register late.

 

I think one of the most constructive things we can do is to start a petition in the petitions forum..get as many people as possible to join it and then petition the goverment to intervene on companies who hand over money at extotionate rates. These loans should be cheap as chips considering they hold your car as security...and to charge hundreds of times higher apr then banks have when they the banks lend out on personal loans without security.

these companies work on the assumption that if the bank for whatever reason would not lend you money then you are fair game to exploit...harras..enter your property, break your car open ...and do what any loan shark or mobster would.

The goverment needs to get involved especially in these times 378% is a disgrace to the country..the office of fair trading allowing this should lose their license. lets at least help others not to fall into this. Lets petition the goverment to stop it. I for one will walk to the ends of the earth to see them closed down. I am trying to find out if it is legal for me to protest outside their premises and if it is i can tell you i will be outside mm office in london on sat morning (their busy time) with all my paper work and big signs on 2 vans warning unsuspecting customers. so if you want coffee out my flask see you there.

 

 

We agree with you regarding a petition, we would be willing to sign. We wouldn't be able to protest with you outside their office as it is too far. But would support anyone willing to do so.

 

They do need shutting down ripping people off the way they do is wrong. With times as they are at the moment i fear we will soon see alot of new people joinging this site with their stories.

 

As we have the press on our side at the moment maybe we should ask them to name this site in our story so others can get help.

[happyali]

im with you on this one, i am about 50 miles away from london, and i would be happy to join you.

I think what we should do is get everyone to sign up and join us, and then we will make a day we all meet, and we can record it, and then put it on youtube as well. Just to get as much coverage as poss.

 

Well please let me know if you go ahead with this, as i am right behind you, need to have them closed down and license taken off them NOW!!!!!!

 

me