Hfc Ppi Claim Form Help..i Am Going Mad

[lillymay1975]

Hi all

 

i have been tring all day to claim with MCOL £6470.26 plus interest from HFc for PPI, first the whole screen went pete tong, lost the lot, now i have just spent about an hour putting in particulars and it say i can only have so many words, and the want to charge me £220 for the claim, my mum is paying the fees for me and she cannot afford this, is there any other way of doing this cheaper and faster, help

[adamski]

You can only claim up to £5000 on a small claims track thats why it is charging you so much.

 

I personally would go to the court and get an N1 form you can download these from this site and from MCOL and fill it in that way you will have plenty of room then hand it in personally to your local court and either pay cash or i think they except debit cards im not sure about the debit cards you will have to check with your local court.

I would put it into 2 seperate claims i know this is a pain but for that amount of money it is worth it and it keeps the cost down and keeps it on small claims rather than fast track.

[lillymay1975]

THANKS FOR THAT, i will do that i think, so shall i just split the claims

[adamski]

Thats what we used to do with bank charge claims when they were too high.

Is it only your name on the PPi?

[lillymay1975]

well this is a strange one, we got married 4 years ago i told HFC about the name change and sent the details they wanted, but since making claims and writing to them, they will only ever speak/reply to my hubby so it's his name they are in really

[adamski]

Did you both take out the loan, hp, revolving credit whatever it is?

[lillymay1975]

the secured one yes

[adamski]

Right so put one claim in your husbands name and the other in yours, that solves your problem if your husband agrees of course.

[lillymay1975]

oh great, yeah he just signs things, he hasen't got a clue with stiff like this i'm on a mission with these, i have been writing to them for months

[adamski]

Download the forms then you can take your time filling them out if you mess up you can print another off.

Click my scales if you like!!

I want more green blobs please

[adamski]

Heres the link for the form, you can actually fill in the PDF so everything is clear

http://www.hmcourts-service.gov.uk/courtfinder/forms/n1_0102.pdf

[lillymay1975]

thanks for the help and i've clicked for you

[lillymay1975]

great

[adamski]

Thanks and all the best with your claim i hope you winn and soon.

[alanalana]

Hello lillymay,

 

Have you considered following alanfromderbys announcement at the top of the PPI thread page re the HFC fine and starting a group action to claim your PPI back I believe it is a no win no fee system but may be worth a look.

 

Good luck whichever road you go down:D

aa