Ppi Advice Please

[carp5454]

can anyone help?

I have just won a claim for mis-sold PPI from LloydsTSB

the loan is still current 6 yrs paid 4yrs still to go on loan, and I have been told by the bank that the £1284.30 charged for PPI + any interest will be credited to my loan account. Do I have any write to have the amount I have already paid back in the form of cash and the remaining credited to my account.

 

At the moment Hope to be

[dx100uk]

yes, its your money [the ppi part of the repayment of each month paid so far] you decide what is done with it not the co.

 

you could/should of requested payment by cheque for this amount in court.

however, i would write to the co, and request it be paid by cheque as you have other debtsyou wish to spread this over [haven't you!!]

 

dx

[carp5454]

Hi dx100uk

Thanks fo your reply I may have not made myself clear.

This claim was settled by phone the bank agreed it was mis-sold (this has taken 11 weeks to get this far) and they are sendind me a letter stating the amout i will get back + interest. once i get that I have to confirm I willexcept that amout.

so I still have the chance to as for a chq.

 

carp5454

[mattyb13]

Hi Carp,

 

I have had a simalar problem with Lloyds where they refused to refund me cash for my PPI.

 

In the end we accepted payment off the loan. I will tell you one thing, they are very very stubborn(sp?).

 

Take a quick look at mythread.

[carp5454]

Hi mattyb13

 

thanks for your input I think the only way to get my cash back is to take the to the small claims court, if they will not pay up, that may work.

 

Carp5454