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    • Thank you honeybee if you would my head is mashed now. You guys our savers.  H
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    • Which Court have you received the claim from ? Northampton  Name of the Claimant ? Overdales solicitors  How many defendant's  joint or self ?  Self Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to.  13 may 2024 What is the claim for – the reason they have issued the claim? the claim is for the sum of £6163.61due by the defendant under an agreement regulated by the consumer credit act 1974 for hsbc uk bank plc. Account 4546384809766042. The defendant faild to maintain contractual payments required by the agreement and a default notice was served under s 87(1)  of the consumer credit act 1974 which as not been compiled with. The dbt was legally assigned to the Claimant on 23/08/23, notice on which as been given to the defendant.  The claim includes statutory interest under S.69 of the county courts act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £117.53 the Claimant claims the sum of £6281.14. Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?   Not to my knowledge. Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?  No Do you recall how you entered into the agreement...On line /In branch/By post ?  Online but it was for a smaller amount they kept on increasing this with me asking Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.  It was assigned to a debt collection agency  Were you aware the account had been assigned – did you receive a Notice of Assignment? yes  Did you receive a Default Notice from the original creditor?  Yes I also made offers to pay original creditor a smaller amount but was not replied to Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  No Why did you cease payments? I was made redundant and got a less paid job I also spent some time on furlough during covid and spent some 3 months on ssp off work. What was the date of your last payment?  May 2021 Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes at the time I communicated with all my creditor's that I was running out of funds to pay the original agreements once my redundancy money ran out that was when my accounts defaulted. I then wrote to all my creditor's with pro rata offers of payments but debt collectors took over the accounts.
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Gross misconduct hearing


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Hi everybody, I have a disciplinary hearing next week for alleged gross misconduct. The company have followed all the rules regarding meetings and such like but this is the first time that I have seen all the statements from others involved. The problem now is that all the statements contradict almost everything that I have said at previous meetings. This is compounded by the fact that because I work in the motor trade and all the witnesses are sales related I cannot get anybody to be a witness for me. Most of the possible witnesses are sales executives and the company can easily limit the amount of their salaries, so not keeping in with the boss will cost them money. The hearing now looks like being very one sided and I do not hold out much hope of a "fair trial". If I was to resign before the hearing is due would I still have to go through with it, (I have to give one months notice), bearing in mind that I have been suspended for 10 weeks whilst the investigation was carried out. Hope someone can point me in the right direction.

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Ok, in answer yes you could still be made to go through the meeting and theoretically you could still be dismissed while working your notice.

You could ask if they would except your resignation but if that fails then you could do this (I’ve not told you this) Go to your doctor, tell him your stressed with work etc or have a bad back anything to get a sick line, then hand that in, you can not be made to attend a meeting while sick, now resign and use your time off sick as your notice period.

Not really a nice thing to do but a practical one.

If my comments have been helpful please click my scales

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It looks like you feel your employer has decided you are going to be sacked before the meeting even takes place. In this case you could approach your employer and ask them if they will consider a Compromise Agreement, whereby you resign for a package, eg a few months salary plus a clean reference? This would save your employer having to go through disciplinary hearing, appeal hearing and probably tribunal, thereby saving everyone time, money and hassle.

 

If they accept this, you can approach a solicitor who will deal with this agreement on your behalf, and the best thing here is that the employer is usually responsible for paying the fee to your solicitor.

 

Check Yell.com for a solicitor who will offer an free initial consultation.

 

Hope this helps

 

BD

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Thanks for that Big Dub, all along I have felt that this was just the excuse that they wanted to get rid of me. How would I go about this compromise deal? Should I approach my manager or go straight to the HR dept at head office? Also what are my chances of success, do firms do this or would they just bluff it out like they have so far. Whilst on suspension I have felt that they would love me to give in and quit but I have stuck it out, now I have seen the statements made against me I sort of wish that I had.

 

Does anyone know what happens about the hearing if you do go sick, does it happen in your absence and therefore go on record if anyone was to ask for a reference? Anymore info gratefully received as I will have to decide very soon.

Thanks everyone

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Just been through the same thing. If your sick in my case they can have the hearing without you but a union rep would present your evidence. Something I wish I'd done is prepare a script. Write down everything you want to mention and include it in your summary. They will do this. Theres lots of people on this forum who will help you out with preparing your defence and the terminology to use

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No they can not hold the hearing if your off sick, the hearing has to be held at a mutually convenient time and it must be held in work time.

 

If you’re off sick you are unfit to attend work and you can demand the hearing be postponed.

If my comments have been helpful please click my scales

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As far as I know, your employer does not have to agree to a compromise, however, if they want to save the hassle of going to a tribunal etc, then it would probably be in their interests.

 

Hope it works out.

 

BD

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Have just contacted the HR department and they refered me back to the manager concerned. Spoke to him and he is not interested in any form of deal, I get the impression that he just wants me sacked. I suppose I will have to go through with the "kangaroo court" and wait for the result. Thanks for the replies everyone will let you know what happens.

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Thanks for the support old_andrew2007, not looking forward to the meeting let alone going for a tribunal. Will be on after Monday to find out whats involved in that, (loads more stress I presume) but I really will need to clear my name so will definitely have to go for it.

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Hi, I have just gone through a disciplinary hearing and the decision was to sack me for gross misconduct so I understand how you must be feeling. I have appealed against the decision and and currently waiting a reply.

 

I was signed off work for severe stress and anxiety (due mainly to bullying) and was off work for six months. against doctors orders I returned to work, I lasted 5 mins in the office as I was suspended on the spot pending a disciplinary hearing.

 

They say that I failed to provide sick notes and failed to notify them of my change of address (as I moved whilst off) so was in breach of contract.

 

I submitted a sick note every month and also provided a letter from my GP saying that he had issued notes.

 

I did notify them of my change of address and had received correspondence from other departments within the firm at my new address.

 

One thing I would like to know is if anyone can help me with the following:-

 

As they said they didn't receive any sick notes they stopped paying me and I did not even receive SSP. they owe me six months wages and even though they are in receipt of the letter from my doctor, they are still refusing to pay me. I cannot claim any benefits and have been living off my savings, which have now run out, and I am struggling to be able to put food on the table for my son.

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Guest Old_andrew2018

Hi

Not an expert by any means I hope some one with the experience needed can reply to you, am am aware the some members have HR, and trade union experience

 

Regards

 

Andrew

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I can’t answer about the sick pay issue except to say speak to the CAB about that. If you have been six months without any pay I’m sure there is something that can be done.

In regards of the appeal for dismissal, if what you are saying is true, then the dismissal would be unfair (how long have you worked there?) As for appealing, you would be invited to another hearing. Produce all your sick notes (your doctor can re issue back dated sick notes) and the letter, bring in copies of the letters from the other depts too.

If this fails then go see an employment lawyer.

If my comments have been helpful please click my scales

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Your employer should consider one postponement of the hearing. If you beg off the second date set then they may go ahead in your absence.

Also, you say that the sales employees are basically covering themselves. You can write to your employer before the hearing and request that these colleagues are available as witnesses at the hearing and say you would like to question them in front of the chair. If your employer refuses then you possibly have a care for tribunal.

If your colleagues decline to be questioned use that in your defence. It may not work at the hearing but a tribunal will consider it.

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Hi and thanks for replying. I have worked for them for over ten years, my doctor has already supplied them with a letter saying that he has issued continuous sick notes for a valid medical reason. after they were in receipt of the letter I asked my employers when they were going to pay my outstanding salary and they said well you tell us how much you think we owe you and we will consider it.

 

I have already consulted a solicitor and when I told him what they had said he said that how could I be expected to work out my salary when they are the ones dealing with the pay role.

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