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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cheekiness towards a DCA


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I'm not sure if it's been said before as I haven't had time to read the whole 5977 comments but,

Does Mr Fuzzybobble come with a government health warning?

 

I have nearly died laughing reading this thread ....thank you.:D

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They say money talks......mine just keeps saying "Goodbye"

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Da dum dum TSCH!!

 

Ok, Mr.ton, Fuzzybobble, The Godmother, Baby bear et al,

 

I bow to your wicked sense of humour....and the ability to put DCA's in their place. :lol::lol:

 

This thread really puts things into perspective and I shall make sure that I am wearing waterproof underwear and my computer is protected from spillages next time I read it........Keep it up guys, it's like medicine to keep the DCA's away and there's nothing worse than coming down with a touch of the DCA's! :eek:

 

I caught a dose of the MARLINs last year....still trying to shake it off....started off as the MARBLES, got worse and it turned into the HFCs .Before I knew it I was completely taken over by the PHOENIX strain...which, like I say,mutated into the MARLINs....and low and behold a double whammy of MORTIMER CLARKEs!!

Anyhoo, I'm fighting these virus's off now with the help of Dr CAG and Nurse CAGGERS.

Should be better real soon.

Priceless site. :D

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For the spotty DCA oiks I'm wearing white lacy shorty things today :grin:

 

You are SO lucky to have clothes...they had the shirt off my back a couple of years ago. ;)

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Ah, Mr FB,

 

Would you ever consider setting up your own Debt Collection Harrasment Agency, where the likes of us pass your tel number off as ours and you do the harrassing on our behalf? You do it so well ;)

I certainly wouldn't mind subscribing to that...a dedicated line...you could make a fortune...

( wouldn't surprise me if someone's already suggested this in previous posts but I still gotta lotta wading to do)

 

:D

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i think your all fantastic.and believe me till i read this thread ive not been able to laugh in a long time.debt has made me weary and lose heart.glad i found this site and can read your threads.i feel like someones threw me a lifeline.yes the debts are still here but my laughter has returned xxx

 

My sentiments exactly...after years of misery and worry this thread puts it all into perspective and turns the dreaded demons I was in fear of into laughable clowns with their pants down...perfect.:D

 

:lol::lol::lol::lol::p:lol::lol::lol::lol:

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I agree with you there!:DI even managed to find humour in the situation where Barclayshark sent debt collecter from Scottcall to try and terroise me in my own home but thanks to CAG i was able to take it all in my srtide where as before something like that happening would have totally freaked me out!

 

That's something I haven't had to deal with yet...just had the threat-o-grams and phone calls from pre-pubescent monkeys....what do you do when they turn up!!!:eek:....Is it like halloween where you give em a bag of sweets and tell them to bog off till next year?

 

What is the best way to deal with a monkey who has an A-Z or Sat Nav and finds his way to one's humble abode?.....I'm just starting on the Barclayshark path so fore-warned is fore-armed;-)

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A couple of options.

 

Don't answer the door, if they can't speak to you they can't intimidate you.

 

Another option, assuming you didn't go for the first option, once you have opened the door tell them to 'go away' and slam the door in their face. These people have NO powers of entry at all. They have identical powers to the Avon lady. If they loiter around outside your home you can call the police (but not 999) and have them removed for a breach of the peace. You can warn them you are going to call the police regarding the breach of the peace and that should be enough to make them go away without actually having to call the cops.

 

Thank you:) I shall bear that in mind should they come a calling..:(

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Hypothetically....If I were to murder a member of a DCA who turned up on my doorstep and began to aggrovate me, as there is no longer the option of hanging in this country, would I run the risk of being tumble dried?:D

 

Sorry couldn't resist it.:)

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infobutton0.GIF

 

aboutbutton0.GIFservbutton0.GIFnewsbutton0.GIFinstructbutton0.GIF

 

 

Vilcol is one of the UK's premier credit management companies that focuses on assisting Mr Fuzzy Bobble in his campaign of DCA Baiting. We welcome discussions on bumble bees and won't badger anyone for any money that isn't rightfully ours.

We abide by the rules in every case and wouldn't dream of making our clients victims by sending Threat-o-Grams. Innovative and Pathetic Credit Professionals Who Believe in Intimidation ,Harassing our Clients People and training our Monkeys to answer the phone and read a script.

home | contact | about us | services | news | instruct us | info

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Has anyone ever tried this kids game when DCA's ring up?

Monkey...May I speak to Jemima Crump please?

Jemima...May I speak to Jemima Crump please?

Monkey..This is Fleeceyousilly Debt Collectors may I please speak to Miss Crump on a matter of urgency.

Jemima..This is Fleeceyousilly Debt Collectors may I please speak to Miss Crump on a matter of urgency.

Monkey...Is Miss Jemima crump available please

Jemima ...Is Miss jemima....etc etc.

Second thoughts, perhaps it's stooping to their level of juvenile mentality.:p

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Go forth and Multiply used to be my favourite but the thought of DCA's multiplying reminds me of the gremlins ...:eek: hundreds of the beggers!!!!

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I always thought the female version of a demon was a demonette.

 

So hard to tell on the internet these days who is male and female. Some forums have blue and pink squares so everyone knows who eveyone is to avoid chatting up the wrong peeps. :-o

 

Luckily I have not made that mistake. But some peeps think fuzzybobble is female, even though my avatar is a gingerbread MAN.

 

I blame Tesco for calling them "gingerbread characters"

 

Damn political correctness for causing confusion.

 

Here's a non PC joke by the way.

 

EDIT

 

I'm off. I can hear the PC brigade pushing the Cagbot down the corridor.

 

Night peeps ;)

 

Thanks fuzzy...:lol::lol::lol::lol::lol::lol::lol::lol:

Edited by freakyleaky

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Congratulations Mr Ton.

 

Well done on creating this thread.

 

David

 

My sentiments exactly:-). :grin:

 

Where's fuzzybobble when you need him!.:lol:

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Really guys.....c'mon....this is where we come for light relief from the big bad world of DCA's out there .....

 

It's fun we're here for not serious debate!!!!!

 

FUZZY...FUZZY.....HHHHHHHHHHHHEEEEEEEEEEELLLLLLLLLLLPPPP:D:wink:

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NOOOOOO - I was expecting it to be CAGbotted though :(

 

Actually - thread may have been temporarily removed - I've not had a visit from CAGbot yet :p

 

Yep, Definitely gone :( still we have fond memories and I have all the replies in my email inbox so perhaps I shall write a small book:lol:.....must have been the one about moorcroft and fuzzybobbles phone that did it;-)

 

Have to think of something else now....:roll: hmmmmmmmm.

Edited by Spamalot

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I had an account with NatWest which was closed back in 1995 (yes, 14 years ago), and recently had a letter from those ubermuppets at McKenzie Hall requiring me to take "urgent action to prevent escalation of their debt collection procedures".

 

I put the letter through the shredder, replaced it in their envelope, and addressed it to the Statute Barred Debts Division at MH. No stamp, obviously, and I wrote "check enclosed" on the back of the envelope.

 

A few days later, I had a phone call from a withheld number:

 

Me: Hello, Mr Red speaking

Caller: Hello, is that Mr Red?

Me: Yes, I just said that

Caller: I'm calling on an urgent matter, Mr Red, and I need to confirm your date of birth

Me: But I haven't told you my date of birth. Who is this calling?

Caller: I'm afraid I can't continue this conversation until I've confirmed your identity. Can I have your date of birth please?

Me: You know who I am, it was you who called me. What's your date of birth?

Caller (tetchily): Mr Red, this is a confidential matter, and we really can't proceed without the proper security checks

Me: Oh well, bad luck then

 

I sent the above transcript to Sir Tel, who read it out on Wake Up To Wogan.

 

:lol::-D:lol:

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Vat man called by appointment at the small company a friend of mine is the director.

 

Both my friend and his secretary were wearing Mickey Mouse ears while both keeping a straight face. The guy was there for an hour. The secretary was in and out bring in info he wanted to see and all the time they were wearing the ears.

 

The surreal thing is, they kept a straight face, the inspector did the same and eventually left with no referrence to the ears whatever.

 

David

 

Perhaps he thought he was visiting a bit of a 'Mickey Mouse outfit'

 

Sorry:D

 

:smile::smile: Great post..

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Fuzzy will do a good job on them.....haven't seen him on here for a couple of days though. Obviously found sommat better to do with his time ;)

 

 

Yeah...where is Fuzzy? You don't think Uncle Bob's done nasty things to him do you?

Perhaps he's sent the bailffs round to take possession of his bobbles!!!:eek::eek::eek:

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I am considering an action against a CC co for harassment and I am wondering if I can call the people from the call centre as a witness or 10.

 

Now the calls come from a Nottingham number - is it my fault that they live in the Philippines?

 

GK

 

:lol::lol:

 

Good idea....I believe I've spoken to 1 or 2 in Nottingham/India...I wonder if they'll help me out?

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Sorry...my bad:)

 

But you are right....these people are witnesses and should be made available to question...who would pay for their attendance though?

If you lost the case would you then be liable for their expenses.:eek:

 

Perhaps that's why the fiendish banks set these call centres up so far away...to deter us from calling the staff as witnesses.:rolleyes:

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Hi Spamalot,

 

I have nothing and so IF I lost I have nothing to lose my credit rating is C&^% and they would have to make me banckrupt which would be throwing good money after bad.

 

I am thinking of CPR route and then issuing to have the debt proven as unenforceable. I am seriously considering calling 'the usual suspects' in as witnesses. They will be too busy to send out stupid letters then.

 

I have a current case in motion at local County Court and will move on to these after resolving the first.

 

I understand that there are a number of test cases in north west courts at present and I hope to be able to report in the near future.

 

GK

 

My interest escalates!

 

I have a couple of things on the back burner at the moment which I intend to move onto at a later date.

These involve Indian call centres....unfortunately they haven't been in touch for a little while but next time they are I shall ask them for their name/ID number, address of the call centre and Inform them I will be calling on them as a witness.

Their reply, should I be able to understand it, ( WITHOUT PREJUDICE!!!! )could prove interesting.:p

 

Look forward to your reports GK.

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