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    • I had some contact with this company earlier in my working life but I'm afraid there's not a lot I can suggest that you haven't already done. During your grandfather's time  British Celanese was a subsidiary of Courtaulds. Courtaulds was subsequently (after your grandfather had stopped working there) acquired by Alzo Nobel. They in turn closed down the Spondon site and sold it. I have no idea what the number is that you are trying to call. It's a Derby (Spondon) area code but the number appears not to be allocated. From my slim knowledge of the history of the company I would have expected your grandfather's pension to be in the Alzo Nobel (CPS) Pension Scheme.  But Willis Tower Watson are the Pension Scheme Administrator of that scheme and would be the people who should know if your grandfather had contributed. Is your grandfather certain he contributed? Joining pension schemes wasn't compulsory in those days. Or might he have got his contributions returned when he left them? That happened sometimes back then. Sorry not to be of more help.      
    • I am sorry I am not aware of this report from IAS assessors? The Court will consider my application at a online hearing in June. The Court instructed me to send Bank copies of my sons condition proving he could not have been the driver I have heard nothing further. My son is not aware of any proceedings I have not involved him to avoid causing him distress, he has been sectioned a fair few times and I need to avoid this happening.
    • I am very pleased that the Court has taken the decision to allow you to  represent your son and hope that he is happy enough with that to relieve the stress he will also be feeling. I do agree that Bank parking are so insensitive, greedy, horrible etc etc to continue proceedings considering  in what it is a very minor case of a wrong number plate . Even their  own  IAS Assessors, who are normally hopelessly biased in favour of their members, went out on a limb and said  " The Operator's evidence shows no payment for the Appellant's vehicle, or anything similar. It does show two payments for the same registration in quick succession. I would take a reasonable guess, based on the circumstances described, that the person paying has paid for the registration of the person they assisted again." That is damning evidence and you must take that report with you as well as including that in your Witness Statement which we will help you with. I would expect that Bank would discontinue the case at that point.  But I am sorry to say  that you should not count on it.  
    • Evening all,   I have deliberated over this offer for two weeks and I have decided to take their offer. I do understand that some may prefer us to go to court and receive a judgement but with our personal circumstances and my current military commitment that could become an issue. I am so grateful for all the help and support you have all offered me over the last few months. I will continue to monitor this site and push all those that are being wrong to get in touch.   Thank you! what you all do is truly amazing!
    • When I first responded to the PAPLOC, and received that 29 page junk back it was accompanied with a letter saying that they had already responded to my request back on Feb 18th 2023,(I never received it). I was just clearing out some paperwork today and found a letter from Lowell, dated Feb 17th 2023, explaining that they were still waiting for the documents from PayPal, and my account was on hold  until further notice.  Does this mean they were lying and can it be used against them if this goes any further? I have now filed my defence, and have had an acknowledgement from Overdales and the court. A little threatening from Overdales , explaining that part of my defence was invalid because they have now complied with the CCA, and they were still waiting for the Default notice from PayPal.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Bright house of horrors


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hi,

 

my partner and i have had 9 agreements with brighthouse,

between 2004 and 2009,

over the 9 items,

we have paid £2033 OPTIONAL service cover,

and over £900 dlc.

 

we only missed 1 payment when my partner was in hospital having our daughter(and they were not sympathetic)

 

1 clown threatened my partner they would come to the house and lift items from the house,

so i went into the store to have a word in his shell,but,he apparently wasnt working that day.

 

i have called the customer care (what a joke) number,and all i got was a mouthy little bitch,telling me that i signed for it so basically tough luck,

 

i trtied to explain, that when we signed for the goods we were told that we must take the OPTIONAL service cover,or we would not be able to proceed.

but she said this wouldnt happen,they would not force anyone to take the cover as it is OPTIONAL.

but i was sitting in the store when they told both of us that we NEEDED to take the cover.i am far from stupid,or deaf.

 

The damge cover was not even mentioned in the store,and we didnt even know about it until this week when we got copies of our agreements.

 

so over the 5years,we have paid nearly £3000 for absolutely nothing.

 

they are nothing better than a shower of crooks.and we will certainly not be back near.

 

anyone who has any info at all regarding claiming this money back could you please let everyone know.

 

p.s. anyone out there who is getting threats,dont hide behind the door,go in and sort it out,because this lot dont like getting what they dish out.

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put in a std PPI reclaim

 

see my sig

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi,

 

my partner and i have had 9 agreements with brighthouse,

between 2004 and 2009,

over the 9 items,

we have paid £2033 OPTIONAL service cover,

and over £900 dlc.

 

we only missed 1 payment when my partner was in hospital having our daughter(and they were not sympathetic)

 

1 clown threatened my partner they would come to the house and lift items from the house,

so i went into the store to have a word in his shell,but,he apparently wasnt working that day.

 

i have called the customer care (what a joke) number,and all i got was a mouthy little bitch,telling me that i signed for it so basically tough luck,

 

i trtied to explain, that when we signed for the goods we were told that we must take the OPTIONAL service cover,or we would not be able to proceed.

but she said this wouldnt happen,they would not force anyone to take the cover as it is OPTIONAL.

but i was sitting in the store when they told both of us that we NEEDED to take the cover.i am far from stupid,or deaf.

 

The damge cover was not even mentioned in the store,and we didnt even know about it until this week when we got copies of our agreements.

 

so over the 5years,we have paid nearly £3000 for absolutely nothing.

 

they are nothing better than a shower of crooks.and we will certainly not be back near.

 

anyone who has any info at all regarding claiming this money back could you please let everyone know.

 

p.s. anyone out there who is getting threats,dont hide behind the door,go in and sort it out,because this lot dont like getting what they dish out.

 

 

jonbhoy,

 

Check out my thread at http://www.consumeractiongroup.co.uk/forum/showthread.php?336908-Sales-of-Goods-letter-to-Brighthouse-amp-OSC-Reclaiming

 

You may find some answers to your questions here. I am currently in the process of reclaiming OSC and Late Payment Charges back from Caversham Finance LTD (BrightHouse).

 

pfuk

ALL COMMENTS OR SUGGESTIONS MADE ARE BASED ON MY OWN EXPERIENCES AND OPINIONS, IF IN DOUBT SEEK ADVICE FROM A QUALIFIED SOLICITOR.

 

<<<<IF YOU LIKE WHAT YOU READ, DON'T FORGET TO HIT THE STAR AND GIVE ME SOME REP.

 

ANY PRIVATE MESSAGES DEEMED TO BE NON SUBJECT RELATED, DEROGATORY OR INSULTING WILL BE REPORTED.

 

pinkfloydianuk

 

:attention:

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  • 1 year later...

i work for a large housing organisation, as an elecrical inspector etc. and

 

was called to inspect a problem at one of our tennants house reguarding problems with their brand new cooker,

which was smoking and tripping the electrics.

 

the cooker was bought and installed by brighthouse.

 

on inspection, the cooker cable had melted and was connected incorrectly,

 

the live was connected to the neutral terminal and neutral connected to the live terminal. and the earth wire loosely connected.

 

when i was there, a brighthouse field engineer had turned up,

 

when i question him about their electricians qualification etc,

he told me that they do no have any,

as they are trained 'in house',

 

when i asked where is the 'minor works certificate' i was told that they do not issue them as they do not have to produce any.

 

i stated that they have broken the law, by not complying to bs7671 electrical regulations and the electricity at work act,

and not being a register company with a goverment body eg the NICEIC, or a domestic installers scheme eg part P and not using qualified electricans.

 

the tennant also told me that no elecrical test had been carried on the cooker installation,

 

so how can brighthouse PROVE that it is safe for use.

 

luckly for the tennant they were not electrocuted..

 

.they are now seeking legal action against brighthouse.

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i work for a large housing organisation, as an elecrical inspector etc. and was called to inspect a problem at one of our tennants house reguarding problems with their brand new cooker, which was smoking and tripping the electrics. the cooker was bought and installed by brighthouse. on inspection, the cooker cable had melted and was connected incorrectly, the live was connected to the neutral terminal and neutral connected to the live terminal. and the earth wire loosely connected. when i was there, a brighthouse field engineer had turned up, when i question him about their electricians qualification etc, he told me that they do no have any, as they are trained 'in house', when i asked where is the 'minor works certificate' i was told that they do not issue them as they do not have to produce any. i stated that they have broken the law, by not complying to bs7671 electrical regulations and the electricity at work act, and not being a register company with a goverment body eg the NICEIC, or a domestic installers scheme eg part P and not using qualified electricans. the tennant also told me that no elecrical test had been carried on the cooker installation, so how can brighthouse PROVE that it is safe for use. luckly for the tennant they were not electrocuted...they are now seeking legal action against brighthouse.

 

WOW, thank you for registering with CAG to share this with us. Any chance you could visit the tenant and ask them to register as well so that we can assist if need be.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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often wondered this myself

and also with curry's etc?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

gonna close this thread now

 

if you have an issue

start a new thread

 

and tell us all about it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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