becky v rbs

[becky75]

thanks for that - great advice as always!

[becky75]

arrrgh!

 

I've heard nothing from the bank and now they have send another letter to the court requesting that they get a charging order put on me !

 

the court date is on tues 2nd which once again is v inconvenient ...............still no statement of account!

 

it also says on court letter that I accpeted liability - which I didnt because I had a debt management company working for me at that time so wether or not they did is another matter!

 

another thing- i topped up my loan via fax because i didnt live near branch holding account - i wonder how many times i did sign the original exactly ?

 

any thoughts ?

[becky75]

aaaaaaaaaaand! they have charged me £75.00 to take me to court!!!! interest still adding up !!!!

 

can i write a letter to the court to ask them to give me a bit more time at all ? or at least let them know how 'rubbish' their timing is ?

[Sparkie1723]

If and when you have to go to court ask the judge to stay the proceedings until RBS have complied with your subject access request, when you do get the info check and see if your accounts are being handled by CMS Telford and if any of the documents contain information about Router Accounts.

 

sparkie

[paulwlton]

If they don't comply with your SAR or request for further information they would be foolish to turn up to court.

 

I would advise the court and the other side that failure to comply with your requests will result in a stay or adjournment.

[becky75]

Since my last thread the courts wrote and said that I can continue to pay the amount as agreed in the ccj and that there would be no security against the property.

 

I have not received any paperwork requested from RBS.

 

Today I received a letter from Regal Credit ? asking for what looks like the original amount outstanding from RBS and they will take further action against me otherwise blah blah blah !

 

So do I take it RBS is still after me or are they passing it on? also if i'm paying RBS how will this other company know ?

couled it be the case that they dont have the original paperwork for the credit agreements ? something seems a bit 'fishy' to me !

 

all ideas appreciated x

[Enron]

Sounds like RBS are attempting to get a DCA to collect on the debt in full.

 

Thats a bit stupid of them if a county court has said for you to continue to pay the amount listed in a ccj.

[debbbbsy]

I'm sorry to say, this is another clear example of the RBS, they have so many internal departments, they haven't a clue whats going on.They do enjoy bullying people.

 

Here's what you do.

Write an official letter of complaint, addressed to

The Complaints Manager

Kendal Court

Ironmasters Way

Telford

TF3 4DT

 

Don't hold back. Don't even be polite. Just because you are indebted to the RBS, they have absolutely no right to treat you this way.

You are complying with the court judgement. Your paying back the money. They are not treating you "fairly".

Copy Regal Credit, & threaten them with a claim against them for the distress they have caused.

They have 8 weeks to respond, & sort this out. If they don't, then you can pass your complaint to the FO.

 

Debs

[pkelly]

Hi Folks

 

Its time everyone got together to support other in beating these Bandits

have a look at this and show your support for him. this is just a start

 

YouTube

 

http://www.youtube.com/watch?v=EVUNDhtpMJY

[becky75]

Hi all !

since ur great advice last time I have written a letter of complaint to rbs and a very 'nice' letter keeps coming every 2 weeks saying thanks for your complaint we are looking iin to it blah ! blah!

 

Regal Credit had a letter too telling them that they are 'bugging' me and to leave me alone cause i'm delaing with the bank - they wrote back thanking me for my correspondance and what will I be offering regal cause I hadn't said to they will still be persuing me !!!!!!!

 

what u reackon ? anaother complaint to RBS ?

 

all suggestions recieved with thanx z

[alanalana]

The more complaints to RBS the better but make sure all are copied to the FOS, ICO, OFT, FSA and Trading Standards. The more statutory bodies learn about RBS then hopefully the sooner they will get hit with a large or very large penalty fine by the FSA.

 

aa