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  1. Hi Took out car loan in 2005, we were given via british credit trust and i believe mis-sold ppi . I see they're shut now and when i google there doesn't seem much success in claiming back - i wonder if anyone has any links to addresses to claim back please and if its worth a shot ? Thanks v much xxx
  2. Thanks everyone ! I was going to email them and say don't knock me door any more as it drives me mad ! Am just worried they may knock again in the meantime between us contacting bank and seeing where we stand Shame my dogs only a westie
  3. Hi - firstly apologies if I'm wrong place ! Had a lovely chap knock on the door last nite from Robinson way asking for hubby. Chasing an old bank account debt which I know will be 5+ years old. He left me his number but I wondered should I email ? Tell them they're v naughty for knocking firstly and to go away ! And also send SAR ? I know this debt is probably 95.5% bank charges which hurts even more ! Thanks for your help guys x
  4. Hi Bit of a long story I rented a room out and my husband also needed storage so he rented a 'cupboard' ( no electricty / power points or anything). I made the mistake of putting my name on both because I didnt realise the whole to do with rates. So i had my name on both for a couple months and the lovely council sent me a huge bill - I managed to speak to rates and the allowed me to fill in relief forms and send back by email. I was then told i had nil outstanding. fast forward to last week and the bailffs turned up on my door - apparently because id had the cupboard in my name as well as a room i owed £174 which i had no paperwork for so they hammered my door down for £500 ! of course i paid it as two burley men clamping my car on my driveway was a tad embarassing ! At the same point this cupboard was in my husbands name for a whole 2 months - again i filled in the paperwork but the council told me they couldnt read the paperwork and that it was put in his name up until now ( it was released in july last year so maybe the owner hasnt admitted to this ? or they cant tie up dates themselves! ) I told mr bailff that was wrong info and that my husband does not by any means owe £900 towards the rates on a cupboard ! he said ok ill leave that one and let you contact the council ! In the mean time i panicked (understandably) and i emailed the guy helping me at the council - starightaway he emailed me back the relief form and i had it filled in and emailed him straight back Bailiff came wed 25 - i had emailed council back by 27th In this time ive had a week away with the kids, just walked in and Mr Bailff - although he said he would give me time to resolve and he has my phone number ! has written to my husband on 27th (im not sure if the dates have crossed over ) and weve walked in for it to say hes arranging for removal men to come in to my home and take goods away for the value of £900 ! so now its 7 days today - im not sure if the council have notified him that ive tried to resolve the problem and im absolutely panic struck now for what the weekend may bring i dont know what to do with myself next if im honest - the company dealing with this is called equita PLEASE can someone help me ? Im at my wits end I thought he may have called me too to let me know of his intentions - plus when he walked in he saw that we were going away as he stepped over the packed case and watched me take our spends out the tin
  5. Hi I'm having a complete melt down - can someone please point me in right direction for business rates question !
  6. ok - I know its open 10-2 so will get there soon as opens - theres an email address - should I notify them my intention to go in tomorrow ? see if makes any difference?
  7. Thank you - yep I know my fault ..... must get more flippin organised so if I go in tomorrow at 10, take notice and n56 make a payment then they wont go running after him?
  8. It was a piece of paper telling him they have to serve him papers between 7';30 and 9:30 tomorrow - call any issues and also if don't attend he could go prison 14 days - just put it thru door other day
  9. thanks - yeah its the n56 - have just completed it - was worried cause think tomorrow am expecting him to go in as have papers to serve him ( is that an info request that ive just filled in ?) he cant make it though - if I go in and hand over n56 and make a token payment will they accept it ?
  10. Hi The other half had a ccj apparently through cabot - did the ostrich act and then hes now had an attachment of earnings form - didn't fill it in (he forgot) mr bailiff said hes got to go in tomorrow morning, collect document (assume its the form) else hes going to nick ! He cant go - no work no pay no job ! ive found the attachment form and just filled it in to post and made an offer - ive just been made jobless so hes paying all the bills now (not that they'll take that in to account !) will it be ok just to post this form and ill call in tomorrow and make a token payment (or call them - hope they don't give me grief!) yours a slightly worried becky x
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