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Defaults, six years or more?


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I have now challenged all my considerable debts and only one would appear to have an enforceable CCA, so I have stopped payments to all the rest and this has left me with a nightmare as I now have a considerable amount of defaults.

I have been searching the forum site and it seems that they are not easy to have removed, if at all, a loans company tell me that they do not drop off my credit file after 6 years, as credit searches will still reveal them as an aged debt, are they correct?

Don't know if i'm coming or going!

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Be VERY careful whose advice you listen too

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I have now challenged all my considerable debts and only one would appear to have an enforceable CCA, so I have stopped payments to all the rest and this has left me with a nightmare as I now have a considerable amount of defaults.

I have been searching the forum site and it seems that they are not easy to have removed, if at all, a loans company tell me that they do not drop off my credit file after 6 years, as credit searches will still reveal them as an aged debt, are they correct?

 

I'm not certain, but if you have been paying these creditors already, then by virtue of that fact, you have already acknowledged your debts to them:!:

 

Hiya sensible - see you signed up again;)

I believe in Fair Debt - not chance

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