Jump to content


  • Tweets

  • Posts

    • Thanks Andy, There will be money left as they own their house. That's why I was thinking it may be cheaper to pay off the debts now, with a discount, rather than in full when the time comes.
    • No hard or fast rules ...if you have referred to it or intend to refer to it and rely on a document as evidence it goes on the list as an exhibit. No you can raise that within your statement but remember that sec 69 is at the discretion of the court a judge may allow the full amount claimed or reduce it to a lower % or none at all. Yes the claimant must serve their N265 on you...any document on theirs that you do not have you can request a copy and then use in your statement. Will it assist your defence ?
    • Hi all, I have previously been helped by the wonderful people on these forums, which helped me out of debt and to a much stronger position that I am in today, for which I am eternally grateful. My debts were all cleared, I now have no debt (apart from a mortgage) and an excellent credit file. I did also show my gratitude with a donation, which even if it helps just one other person out of spiralling debt, it would have been worth it. Sadly, my elderly parents did also run up some debts a few years ago, some through loans and some through credit cards. A few years ago, my father had a medical episode which has left him paralysed on one side of his body and now is confined to a wheelchair, and is pretty much non verbal (he can only manage a handful of words, and gets confused easily). I'm seriously not sure how far any County Court Action would get against him due to his current state, if any of the DCAs were to proceed down that route. Luckily nonw have tried, but can only think that any action would be discontinued by a judge. Before his medical episode he did set up a payment plan with some of the DCAs that were chasing him, which have continused being paid to this day from his bank account. They are literally minimum amounts, but obviously these actions have kept those debts current. However, some of the other debts have since become statutory barred due to the time elapsed since the last COA. My mum does have Power of Attorney over his financial affairs so can act on his behalf, with me as backup if god forbid anything happens to my mum. Their wills are set up for everything to go to the other should either of them pass away, and then to their children upon the passing of both of them, with myself being named as the executor on both of their wills. I have recently been reading up on the role of an executor, and part of the duties is to pay any outstanding liabilities before distributing the remainder of the estate. I have seen, in several instances, of a recommendation of posting about any death in the local newspaper column and the gazette to limit any future liabilities as executor in case of any debts that are unknown to myself. But this does lead me onto the debts I do know about. Am I right in thinking that the current debts that my dad has been making token payments on would have to be repaid in full to the DCAs upon his death? If that is the case, is it worth negotiating a full and final settlement, with a discount, on his behalf now? And with the debts that are statutory barred, am I correct in presuming that they would not need to be paid upon my dad's death as they wouldn't be legally enforcable in court? Thanks in advance for all of your help!
    • Hello AndyOrch For the n265 please would the below list of documents be sufficient ? 1. Pre-Action protocols. Claimant confirmation that they have not complied or have only partially complied (last page of claimants N181 Direction Questionnaire) Dated 16/04/2024 2. Copy of the Lease - Dated 4th September 1998 3. Statement of account (up to 1st Feb 2024) - Dated 20/02/2024 (This shows a slightly different balance to the one included in the Claim form as theirs was only up to 24th Jan 2024) 4. CPR 31.14 Request - Dated 28/02/2024   With regards to the Claimants claim for interest under Section 69 of the County Courts Act 1984 where the amount is incorrectly calculated due to the account balance and also appears to be duplicated, should I list their POC ? Additionally should I include any e-mail exchanges (I don't have all as some went to junk and auto deleted due to an issue with my e-mail account and I was reliant on my phone for seeing e-mails) ? I don't have the last e-mail that was sent prior to the claim being issued. I guess that I can ask the claimant for a copy of this one ? The claimant has refused to action the CPR 31.14 request.  Regarding the Section 20 notices relating to the major works, should I include if we have a copy ? Is there anything else that I should include in the list relevant to our defence ? Will the claimant send us a similar list via N265 ? They did include a Continuation Sheet with their N244 giving a background of the case. Just wondering how we know all of the documents that they will rely on.   As always really appreciate any help and guidance that you can provide.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Advice please-registering issue.


Tawnyowl
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5960 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Recently lost my brother he was a taxi driver.I am his next of kin.

He did not use his private car much and so applied for what i believe is called sworn so he did not need to tax his car and parked it on private land with owners consent.

I have a use for the car and so i want to move the car register it in my name tax it and use it myself.

How do i do this .Any help appreciated.

Link to post
Share on other sites

Recently lost my brother he was a taxi driver.I am his next of kin.

He did not use his private car much and so applied for what i believe is called sworn so he did not need to tax his car and parked it on private land with owners consent.

I have a use for the car and so i want to move the car register it in my name tax it and use it myself.

How do i do this .Any help appreciated.

 

Have you the V5 also known as logbook or registration certificate?

Link to post
Share on other sites

Ok, if you have the V5 fill out new keeper section which is on the inside cover with all your details. At the bottom you will have to sign as a purchaser and on behalf of the seller. Detatch the green slip (V5C/2) which is marked as the New keepers suppliment, you keep that and send the rest off to DVLA Swansea SA99 1BA. A new document will come in your name. But you don't have to wait for that before you can get the car on the road.

You will have to arrange your own insurance for the car before you take it on the road. If the car is Mot'd already you can tax it straight away showing the V5C/2, MoT and your insurance. If the car has no Mot or tax you are allowed to take it on the highway to and from a pre-arranged MoT appontment. You MUST make the appointment because if you a pulled up by the police they will check the Mot station's appointment book. You must also have valid insurance for this. Once Mot'd you can get the tax.

  • Haha 1
Link to post
Share on other sites

One thing I forgot- if you don't intend to use the car on the road for a while and aren't going to tax it, as soon as the logbook comes in your name go down to your post office and get a SORN form fill it out and send it to Swansea, otherwise you will become liable for one of DVLA's famous fines. If untaxed the vehicle MUST be kept off road.

Link to post
Share on other sites

  • 2 weeks later...

Am just about to post the form of. I have signed both the buyers and sellers

part of the form.Do i need to let the DVLA know that the owner has died or due to me signing both as a seller and buyer is this obvious.Thanks for help.

Link to post
Share on other sites

One thing I forgot- if you don't intend to use the car on the road for a while and aren't going to tax it, as soon as the logbook comes in your name go down to your post office and get a SORN form fill it out and send it to Swansea, otherwise you will become liable for one of DVLA's famous fines. If untaxed the vehicle MUST be kept off road.

 

I would always advise that SORN should be done on-line. You get an near-instant acknowledgement via email and can therefore tell the fines office to go forth and multiply.

Link to post
Share on other sites

Do i need to let the DVLA know that the owner has died or due to me signing both as a seller and buyer is this obvious.Thanks for help.

 

I wouldn't bother - it's too easy to confuse their simple minds.

 

The worst that can happen is that they will delay the issue of the V5 whilst they write to the old keeper to confirmn that it is OK to issue the V%. If they hear nothing after a set period of time, they issue anyway.

 

The other point to remember is that the V5 only defines the registered keeper of the vehicle - the owner is irrelevant to DVLA. You don't sign as seller and buyer; you sign as registered keeper and new keeper

Link to post
Share on other sites

I have now had MOT done and insured the car.I now want to tax the car. However the insurance people seem to be taking for ever to send me the policy.They have sent me direct debit confirmation with the policy number on it would this do to tax the car .I have kept the green new keepers slip but am wondering about the tax.

Link to post
Share on other sites

They have sent me direct debit confirmation with the policy number on it would this do to tax the car .I have kept the green new keepers slip but am wondering about the tax.

 

To tax the car you will need:

 

the green new keeper's slip;

the MoT certificate;

the certificate of insurance or a cover note. The DD mandate/confirmation will not do. The policy will not do;

money for the duty payable.

 

You need to get onto the insurance co. to provide the certificate or a cover not. Usually they are pretty good about sending these within a couple of days.

Link to post
Share on other sites

Have phoned the insurance firm for the last three days.They first told me it would take 3-5 days to come.Phoned again to say it still hasnt come.Now they are saying it could take up to 14 days-followed by it must be lost so we will send another on Monday.Would not be so bad but need to Tax the car.

They keep saying you can do it online but you cant if you dont have Registration document in your name.Dont think i will use Saga again.So far its been a shambles.Someone else said the cover note could be emailed to you is this possible.

Link to post
Share on other sites

Did not realise Tinternet would create such havoc.Have allways used Broker before and will do in future.Thanks for bringing me down to sensible way of doing insurance.Did home insurance at same time with different firm ,no problem.Just one of those things.Just irritating.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...